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Entry Level Life Insurance Agent Jobs in Kentucky

Insurance Agent

Bowling Green, KY · On-site

$50K - $75K/yr

Davis Insurance is an independent agency that's been protecting Kentucky and Tennessee families and ... Quote and write personal lines (auto, home, life, umbrella) and commercial lines (BOPs, commercial ...

We are seeking an exceptional entrepreneur to make a difference in Hopkinsville, KY and become our newest Shelter Insurance Agent. Do you have a desire to meet new people, develop new contacts, and ...

We are seeking an exceptional entrepreneur to make a difference in Florence, KY and become our newest Shelter Insurance Agent. Do you have a desire to meet new people, develop new contacts, and ...

We are seeking an exceptional entrepreneur to make a difference in Owensboro, KY and become our newest Shelter Insurance Agent. Do you have a desire to meet new people, develop new contacts, and ...

We are seeking an exceptional entrepreneur to make a difference in Florence, KY and become our newest Shelter Insurance Agent. • Do you have a desire to meet new people, develop new contacts, and ...

Remote Insurance Agent

Lexington, KY · Remote

$60K - $110K/yr

Remote Insurance Sales Agent | $60k-$110k+ First Year | No Cold Calling Earn strong first-year ... Valid life insurance license (or willing to obtain - licensing guidance provided) * Strong ...

Kemper Life is actively seeking licensed agents to join our field sales teams. As a licensed insurance agent, you will be assigned an established book of business that provides prospecting ...

Kemper Life is actively seeking licensed agents to join our field sales teams. As a licensed insurance agent, you will be assigned an established book of business that provides prospecting ...

Licensed Insurance Agent

Louisville, KY · On-site

$85K - $150K/yr

Join our dynamic team as an Insurance Agent and become a vital part of helping individuals and families protect their futures! In this energetic role, you will actively engage with clients, assess ...

Showing results 21-40

Entry Level Life Insurance Agent information

See Kentucky salary details

$15.6K

$77.3K

$125.9K

How much do entry level life insurance agent jobs pay per year?

As of Aug 16, 2026, the average yearly pay for entry level life insurance agent in Kentucky is $77,271.00, according to ZipRecruiter salary data. Most workers in this role earn between $49,900.00 and $106,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by entry level life insurance agents, and how can they be overcome?

Entry-level life insurance agents often face challenges such as building a client base from scratch, handling rejection, and understanding complex insurance products. To overcome these obstacles, agents should focus on consistent networking, seeking mentorship from experienced colleagues, and participating in ongoing training provided by their agency. Developing strong communication skills and staying organized with client follow-ups can also help new agents build trust and establish lasting relationships. Most agencies support new agents with training programs and team collaboration to help them succeed.

What are the key skills and qualifications needed to thrive as an entry level life insurance agent?

To thrive as an Entry Level Life Insurance Agent, you need a high school diploma (or equivalent), basic sales knowledge, and the ability to obtain state insurance licensing. Familiarity with customer relationship management (CRM) software and digital sales platforms is commonly required, along with passing the state licensing exam. Strong interpersonal skills, active listening, and resilience help agents build trust and handle client objections effectively. These skills are crucial for successfully acquiring and retaining clients, meeting sales targets, and ensuring compliance with industry regulations.

What are the most commonly searched types of Life Insurance Agent jobs in Kentucky?

The most popular types of Life Insurance Agent jobs in Kentucky are:

What cities in Kentucky are hiring for Entry Level Life Insurance Agent jobs?

Cities in Kentucky with the most Entry Level Life Insurance Agent job openings:

Infographic showing various Entry Level Life Insurance Agent job openings in Kentucky as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $77,271 per year, or $37.1 per hour.

Insurance Agent

Davis Insurance Inc

Bowling Green, KY • On-site

$50K - $75K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 11 days ago


Job description

Davis Insurance is an independent agency that's been protecting Kentucky and Tennessee families and businesses since 1993. We represent top carriers including Erie Insurance, Auto-Owners, Progressive, Grange, Foremost, and West Bend across personal lines, commercial, life, and Medicare. With offices in Bowling Green and Leitchfield, we're built on long-term client relationships, not call-center churn.


We're looking for a hunter — someone energized by building a book of business from the ground up. This is a self-prospecting role for an agent who'd rather drive their own pipeline than wait on warm transfers. You'll write a mix of personal and commercial lines, with full carrier access and the back-end support to compete on coverage and price.


If you're the kind of person who walks into a Chamber lunch already thinking about who to introduce yourself to, you'll do well here.

Responsibilities
  • Build and work your own pipeline through networking, referrals,, community involvement, centers of influence (CPAs, lenders, realtors), and outbound prospecting
  • Quote and write personal lines (auto, home, life, umbrella) and commercial lines (BOPs, commercial auto, workers' comp, general liability) across our full carrier panel
  • Run discovery conversations that uncover the full coverage picture — not just the policy in front of you
  • Round out accounts at the point of sale; treat every quote as a potential multi-policy household or business
  • Cross-sell within your book to deepen client relationships and increase retention
  • Maintain accurate records, follow-ups, and pipeline activity in AgencyZoom (our CRM)
  • Hit production targets that grow your draw, your renewals, and your long-term income
  • Represent Davis Insurance well in the community — at networking events and wherever Kentucky business gets done
Requirements

Required

  • Hunter mentality — motivated by activity, comfortable with rejection, and don't need someone handing you leads
  • Strong communication and relationship-building skills, in person and on the phone
  • Self-discipline and accountability — this role rewards people who run their own day
  • Coachable mindset and willingness to learn carrier appetites, underwriting, and sales process
  • Reliable transportation and a clean professional presence
  • Active Kentucky Property Casualty license preferred — for the right person, we'll sponsor licensing


Preferred

  • Prior insurance, sales, financial services, or B2B experience
  • Established local network in South Central Kentucky
  • Familiarity with agency management systems
  • Life Health license (or willingness to add it)
Benefits
Paid Time Off (PTO)###Flexible Schedule###Health Insurance###Dental Insurance###Vision Insurance###Retirement Plan###Career Growth Opportunities###Mon-Fri Schedule###