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Va Loan Processor Jobs in Raleigh, NC (NOW HIRING)

Coastal Credit Union

Mortgage Loan Processor

Raleigh, NC · On-site

$38K - $53K/yr

Five years of mortgage loan processing with all loan types--FHA, VA, USDA, and conventional * Experience with compliance regulations and documentation guidelines Education: * High school diploma or ...

TowneBank

Mortgage Loan Officer

Cary, NC · On-site

... processing and exceptional service. Essential Responsibilities: This position is primarily ... Has at least 1-year experience originating VA, FHA, Conventional and VHDA loans * Has a proven ...

TowneBank Mortgage

Mortgage Loan Officer

Cary, NC

... processing and exceptional service. Essential Responsibilities: This position is primarily ... Has at least 1-year experience originating VA, FHA, Conventional and VHDA loans * Has a proven ...

TowneBank Mortgage

Mortgage Loan Officer

Raleigh, NC · On-site

... processing and exceptional service. Essential Responsibilities: This position is primarily ... Has at least 1-year experience originating VA, FHA, Conventional and VHDA loans * Has a proven ...

Towne Bank

Mortgage Loan Officer

Cary, NC

... processing and exceptional service. Essential Responsibilities: This position is primarily ... Has at least 1-year experience originating VA, FHA, Conventional and VHDA loans * Has a proven ...

TowneBank

Mortgage Loan Officer

Raleigh, NC · On-site

... processing and exceptional service. Essential Responsibilities: This position is primarily ... Has at least 1-year experience originating VA, FHA, Conventional and VHDA loans * Has a proven ...

Towne Bank

Mortgage Loan Officer

Raleigh, NC

... processing and exceptional service. Essential Responsibilities: This position is primarily ... Has at least 1-year experience originating VA, FHA, Conventional and VHDA loans * Has a proven ...

TowneBank Mortgage

Mortgage Loan Officer

Raleigh, NC · On-site

... processing and exceptional service. Essential Responsibilities: This position is primarily ... Has at least 1-year experience originating VA, FHA, Conventional and VHDA loans * Has a proven ...

TowneBank Mortgage

Mortgage Loan Officer

Cary, NC · On-site

... processing and exceptional service. Essential Responsibilities: This position is primarily ... Has at least 1-year experience originating VA, FHA, Conventional and VHDA loans * Has a proven ...

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Va Loan Processor information

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How much do va loan processor jobs pay per hour?

As of Jun 17, 2026, the average hourly pay for va loan processor in Raleigh, NC is $20.71, according to ZipRecruiter salary data. Most workers in this role earn between $17.55 and $23.37 per hour, depending on experience, location, and employer.

How much does a loan officer make on a $500,000 loan?

A VA loan processor typically does not earn a commission based on loan amounts; instead, they receive a salary or hourly wage. Loan officers, who may work alongside processors, often earn a percentage of the loan amount as a commission, which can range from 0.5% to 1% of the loan value, meaning on a $500,000 loan, they could earn between $2,500 and $5,000. Compensation varies based on experience, location, and employer policies.

What are the key skills and qualifications needed to thrive as a VA Loan Processor, and why are they important?

To thrive as a VA Loan Processor, you need a solid understanding of mortgage lending guidelines, VA loan requirements, and strong attention to detail, usually supported by experience in mortgage processing or related certifications. Familiarity with loan origination systems (LOS), automated underwriting systems, and document management software is typically required. Excellent organizational skills, communication, and customer service abilities help you efficiently coordinate with borrowers, lenders, and underwriters. These skills ensure accurate, timely loan processing and compliance with VA regulations, which are crucial for successful loan approvals and client satisfaction.

How to become a loan processor in VA?

To become a VA loan processor, candidates typically need a high school diploma or equivalent, with some employers preferring experience in mortgage processing or related fields. Familiarity with VA loan guidelines, mortgage software, and strong attention to detail are important. Certification as a mortgage processor or loan officer can enhance job prospects.

Is a loan processor an entry level position?

A loan processor, including VA loan processors, is often considered an entry-level position that requires basic knowledge of loan procedures, attention to detail, and familiarity with loan processing software. Many employers offer on-the-job training, and some roles may require prior experience or certifications in mortgage or loan processing.

What does a VA Loan Processor do?

A VA Loan Processor is responsible for gathering, reviewing, and organizing all the necessary documentation to process mortgage loans backed by the U.S. Department of Veterans Affairs (VA). They verify the borrower's eligibility, ensure all paperwork complies with VA guidelines, and facilitate communication between lenders, underwriters, and applicants. Their goal is to make sure the loan application is complete and accurate so the approval process moves smoothly and efficiently.

Will MLO be replaced by AI?

A mortgage loan originator (MLO) plays a key role in guiding clients through the loan process, and while AI can assist with tasks like data analysis and document processing, it is unlikely to fully replace MLOs. Human judgment, communication skills, and relationship-building remain essential in the mortgage industry. AI tools are expected to augment rather than replace MLOs' roles.

What are some common challenges a VA Loan Processor may encounter during the loan approval process?

A VA Loan Processor often faces challenges such as gathering complete and accurate documentation from veterans, verifying eligibility and entitlement, and ensuring compliance with both VA and lender-specific guidelines. Communication delays between applicants, underwriters, and third parties (like appraisers or title companies) can also slow down the process. Staying organized and proactive in following up with all parties is crucial to keep the loan file moving smoothly and avoid processing delays.
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Va Loan Processor jobs near you
Mortgage Loan Processor

Mortgage Loan Processor

Coastal Credit Union

Raleigh, NC • On-site

$38K - $53K/yr

Other

This job post has expired today. Applications are no longer accepted.

Job description

Job Title: Mortgage Loan Processor

Position Location: Raleigh, NC. Hybrid Position, must live locally.

Job Summary:

The Mortgage Loan Processor manages loan files from application to closing. The role is the primary liaison between borrower(s), loan officers, underwriters, and other parties to facilitate loan closing. The processor collects and verifies documentation required to clear the loan with underwriting for closing.

As a key contributor to the Coastal team, your responsibilities will be:

  • (30%) Pipeline Management: Monitor loan status and deadlines. Track key milestones to ensure all tasks are completed on time to prevent closing delays.
  • (30%) Communication & Coordination: Serve as the main point of contact for loan officers, underwriters, closers, closing agents, and third-party vendors. Provide timely updates to all parties regarding loan status and outstanding conditions.
  • (20%) Funding Authorization: Review executed closing package and closing conditions for accuracy before providing funding authorization to the closing agent.
  • (25%) Underwriting Support & Condition Clearing: Gather and review underwriting conditions for accuracy and completion, submit conditions to underwriting for final review and clearance.
  • (15%) Compliance & Quality Control: Ensure all loans comply with federal, state, and Coastal guidelines. (TRID, RESPA, HMDA) Monitor and maintain redisclosures and initial closing disclosure request.

Interested? Here are the qualifications we need to see on your resume:

Experience:

  • Five years of mortgage loan processing with all loan types--FHA, VA, USDA, and conventional
  • Experience with compliance regulations and documentation guidelines

Education:

  • High school diploma or equivalent

Essential cognitive/physical/social requirements of position:

Must be able to learn and retain information; resolve problems and think sequentially; remain in a stationary position; constantly operate a computer; and converse with others on a continual basis

For consideration visit https://coastal24.applicantpool.com/jobs/ . You can also scroll back up to the top of this page to the "Apply Now" section.

Deadline for Application: All resumes must be received on or before 6/8/2026

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.

Coastal Federal Credit Union is committed to providing reasonable accommodations to applicants who may have disabilities. If you need special assistance or an accommodation in applying for employment, please contact our HR department at jkedra@coastal24.com. Request for reasonable accommodation will be considered on a case by case basis.

"It's our duty to create a workplace and company culture where everyone feels heard and valued, and is appreciated for their unique backgrounds, experiences, and perspectives. At the end of the day, what truly matters is that every person who walks through our doors believes that they are an integral part of our team and can bring their best, true self to work each day. Building a culture of inclusivity means creating an environment where everyone thrives and succeeds together."

-Tyler Grodi, CEO

VEVRAA Federal Contractor

Equal Opportunity/Affirmative Action Employer

Minority/Female/Disability/Veterans

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