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How much do universal member service representative jobs pay per hour?

As of Aug 22, 2026, the average hourly pay for universal member service representative in the United States is $15.91, according to ZipRecruiter salary data. Most workers in this role earn between $12.02 and $18.99 per hour, depending on experience, location, and employer.

What is a universal member service representative?

Universal Member Service Representatives are customer service professionals who work primarily in credit unions or banks. They assist members with a wide range of financial services, including opening accounts, processing transactions, resolving account issues, and providing information about products and services. Their role is 'universal' because they are trained to handle both teller and member service duties, offering flexibility and comprehensive support to members. These representatives often serve as the first point of contact and play a key role in ensuring a positive customer experience.

What skills and qualifications are needed to thrive as a universal member service representative?

To thrive as a Universal Member Service Representative, you need strong customer service, financial transaction handling, and problem-solving skills, typically supported by a high school diploma or equivalent. Familiarity with banking software, cash handling systems, and compliance procedures is often required. Excellent communication, attention to detail, and a positive attitude help you build trust and resolve member concerns effectively. These skills are crucial for ensuring accurate transactions, member satisfaction, and compliance with financial regulations.

How does a universal member service representative typically collaborate with other departments to resolve member issues?

As a Universal Member Service Representative, you will frequently collaborate with departments such as loan processing, IT, and compliance to address complex member concerns. This may involve coordinating with the lending team for loan inquiries, working with IT to resolve online banking issues, or consulting with compliance officers to ensure regulatory guidelines are met. Effective communication and teamwork are essential, as resolving member issues often requires input from multiple areas of the credit union. You'll also participate in regular team meetings to discuss ongoing cases and share updates, which helps ensure a seamless member experience.

What is the difference between Universal Member Service Representative vs Customer Service Representative?

AspectUniversal Member Service RepresentativeCustomer Service Representative
CredentialsHigh school diploma; some roles may require certifications in insurance or healthcareHigh school diploma; customer service training often provided
Work EnvironmentCall centers, insurance companies, healthcare providersRetail, call centers, service industries
Employer & Industry UsageInsurance, healthcare, membership organizationsRetail, telecommunications, service sectors
Common Search & ComparisonYesYes

The Universal Member Service Representative and Customer Service Representative roles share similarities in work environment and required skills. However, the Universal Member Service Representative typically focuses on membership or insurance-related inquiries, requiring specific industry knowledge, while Customer Service Representatives handle a broader range of customer issues across various industries.

More about Universal Member Service Representative jobs

What job categories do people searching Universal Member Service Representative jobs look for?

The top searched job categories for Universal Member Service Representative jobs are:

Infographic showing various Universal Member Service Representative job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 18% Part Time, and 3% Contract. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution, with an average salary of $33,096 per year, or $15.9 per hour.

Member Service Representative - Gilbert Branch

Pima Federal Credit Union

Gilbert, AZ • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 3 days ago

Job description

Pima Federal Credit Union is looking to hire a full-time Member Service Representative. Do you have a strong work ethic, a positive outlook, and share in the credit union philosophy of "people helping people"? Do you have financial industry experience and are interested in starting a career with a stable, growing, and respected financial institution that offers opportunities for professional growth and advancement? Do you love finding the best solutions for your members and want do so in a culture of teamwork and integrity? If so, please read on!

MEMBER SERVICE REPRESENTATIVE POSITION

Our Member Service Representatives are enthusiastic about providing exceptional customer service to our members. This position has a universal role in our branches, working seamlessly to assist our members' needs from start to finish. Our Member Service Representatives promote financial products and services to improve our members' well-being, they always take the time to establish rapport with members and listen carefully so that the absolute best financial products and services can be recommended to meet our members' needs. Our Member Service Representatives are the face of our credit union and the reason our members love banking with us!

This position processes teller transactions, opens and closes accounts, solves problems, updates member information, conducts loan application interviews, processes loan applications, funds loans, and presents loan disclosures. This role also steps into the teller line to process banking transactions accurately and efficiently while maintaining a balanced cash drawer. Member Service Representatives are expected to achieve individual and team sales goals and keep up-to-date on all credit union products and services. Being passionate about the value that credit unions offer is critical to this role so that you can enthusiastically promote our financial services to members.

QUALIFICATIONS FOR A MEMBER SERVICE REPRESENTATIVE

  • High school diploma or equivalent
  • One year of current financial institution experience as Teller or Member Service Representative OR two years of current sales, retail, or customer service experience with cash handling responsibilities
  • Intermediate-level proficiency with computers and software applications, including Microsoft Office, Word, and Excel
  • Exceptional customer service skills
  • Ability to offer solutions that meet our members' needs
  • Flexibility to travel to other branches on occasion

Working knowledge of Symitar (Episys) is preferred. Bilingual English/Spanish skills are also preferred.

Are you looking to build on your financial industry experience? Would you be comfortable with transitioning between multiple roles in a branch environment? Do you have excellent communication skills? Are you detail-oriented? Are you honest and trustworthy? If so, then you might just be perfect for our Member Service Representative position!

ABOUT PIMA FEDERAL CREDIT UNION

In 1951, sixteen teachers pooled together $84 in deposits and founded our credit union with the common purpose of helping people. To this day, our common purpose still exists. We're here for our members and we thrive by delivering on our value promise of smart, simple, personal. We have stayed true to our roots as a not-for-profit financial cooperative whose main focus is providing the highest possible value to our membership in the simplest way. We are about relationships and not transactions. We are proud to be an Arizona Daily Star Reader's Choice winner.

As a full-time employee, you are eligible for Pima Federal's robust benefits package including:

  • Insurance:
    • Medical, dental, and vision – each benefit has a generous contribution from the credit union
    • 100% company-paid life insurance, short-term disability, long-term disability, and employee assistance program (EAP)
    • Access to other products such as two flexible spending account (FSA) options, critical illness insurance, accident coverage, and buy-up options on life insurance
  • Retirement:
    • 401(k) plan with company match
    • 100% company-funded pension plan
  • Generous paid time off policies, including 11 paid holidays
  • Tuition Reimbursement
  • Access to on-demand pay and one-on-one financial planning
  • An award-winning wellness program
  • Access to an on-site car repair service

In addition, you'll be part of Pima Federal's engaging culture, which includes employee appreciation events, paid volunteer time, and a healthy work-life balance. We are proud to have been recognized as a Top Workplace the past three years! If this sounds like the next step in your financial industry career that you've been looking for, apply now!

If you feel that you would be right for this position, please fill out our initial 3-minute, mobile-friendly application.

Apply