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United Auto Credit Jobs (NOW HIRING)

Commitment to Diversity and Equal Employment Opportunity United Auto Credit Corporation, a wholly owned indirect subsidiary of Vroom, is an equal opportunity employer committed to creating and ...

Commitment to Diversity and Equal Employment Opportunity United Auto Credit Corporation, a wholly owned indirect subsidiary of Vroom, is an equal opportunity employer committed to creating and ...

Commitment to Diversity and Equal Employment Opportunity United Auto Credit Corporation, a wholly owned indirect subsidiary of Vroom, is an equal opportunity employer committed to creating and ...

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United Auto Credit information

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$23

$32

How much do united auto credit jobs pay per hour?

As of Jun 13, 2026, the average hourly pay for united auto credit in the United States is $23.19, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $25.96 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Auto Credit Analyst at United Auto Credit, and why are they important?

To thrive as an Auto Credit Analyst, you need strong analytical skills, attention to detail, and a solid understanding of credit principles and financial documentation, typically supported by a bachelor’s degree in finance, business, or a related field. Familiarity with credit decisioning software, loan origination systems, and proficiency in Microsoft Excel are commonly required technical competencies. Excellent communication, problem-solving, and customer service skills help you effectively explain credit decisions and collaborate with dealerships and clients. These skills ensure accurate credit evaluations, reduce risk, and foster positive relationships, which are vital for the company’s financial success and customer satisfaction.

What is the difference between United Auto Credit vs Auto Loan Specialist?

AspectUnited Auto CreditAuto Loan Specialist
CredentialsTypically requires a high school diploma or equivalent; some roles prefer sales or finance certificationsRequires a high school diploma; certifications in finance or sales are advantageous
Work EnvironmentOffice-based with customer interactions, often in auto dealerships or finance companiesOffice or dealership setting, engaging with customers to arrange auto loans
Industry UsageFinance and auto lending industry, focusing on auto loan financingAuto finance industry, specializing in loan processing and customer service

United Auto Credit and Auto Loan Specialist roles both operate within the auto finance industry, often in similar environments. While United Auto Credit focuses on providing auto financing solutions, Auto Loan Specialists primarily assist customers in securing loans. Both roles require customer service skills and some financial knowledge, making them closely related but distinct in their specific functions.

What is United Auto Credit and what do they do?

United Auto Credit is a specialized auto finance company that provides indirect subprime auto loans through dealerships across the United States. They work with car dealers to help customers with various credit backgrounds, including those with less-than-perfect credit, secure financing for vehicle purchases. United Auto Credit does not lend directly to consumers, but rather partners with dealerships to offer flexible financing solutions tailored to individual needs.

What are the primary responsibilities and challenges faced by a Loan Processor at United Auto Credit?

As a Loan Processor at United Auto Credit, your main responsibilities include reviewing and verifying auto loan applications, ensuring all required documentation is complete, and communicating with applicants, dealerships, and internal teams to resolve discrepancies. A common challenge in this role is managing a high volume of applications while maintaining attention to detail and compliance with lending regulations. You'll regularly collaborate with sales, underwriting, and customer service departments, which requires strong organizational and communication skills. This position can be a great stepping stone for advancing to senior roles in credit analysis or underwriting within the company.
More about United Auto Credit jobs
What cities are hiring for United Auto Credit jobs? Cities with the most United Auto Credit job openings:
What states have the most United Auto Credit jobs? States with the most job openings for United Auto Credit jobs include:
Infographic showing various United Auto Credit job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $48,239 per year, or $23.2 per hour.
Area Sales Manager

Area Sales Manager

United Auto Credit

Virginia Beach, VA • On-site

Full-time

Posted 11 days ago


Job description

Job Summary:
Summary
The Area Manager is responsible for selling new business, increasing the penetration of the existing customer base, maintaining high quality customer satisfaction (which includes 24/7 availability) and retention as well as increasing market share in assigned territories.
Essential Duties and Responsibilities
Primary responsibilities include, but are not limited to the following:
  • An average of 5-10 dealership visits focused on:
    • Sign new dealerships, growing the application count with existing dealerships and capturing approved contracts.
    • Review deals with your dealer partners and helping them to structure or restructure as needed to fit the program.
    • Act as a consultant/partner to F&I Managers to ensure maximum profitability for dealership through the sale of UAC products.
  • Work closely with your assigned Credit Analyst and Funder to ensure loan approvals and fast funding.
  • Work with the Dealer Compliance team in resolving issues within your market.
  • Build and maintaining dealer relationships and following up on approved Loan Application.
  • Provide best-in-class customer service to your dealer customers.
  • Perform other duties as assigned.

Competencies
To perform the job successfully, an individual should demonstrate the following competencies:
  • Adaptability: Adapts to changes in the work environment; manages competing demands; changes approach or method to best fit the situation; able to deal with frequent change, delays, or unexpected events.
  • Business Acumen: Understands business implications of decisions; displays orientation to profitability; demonstrates knowledge of market and competition; aligns work with strategic goals.
  • Customer Service: Responds promptly to customer needs; solicits customer feedback to improve service; responds to requests for service and assistance.
  • Dependability: Responds to requests for service and assistance. Follows instructions, responds to management direction. Takes responsibility for own actions. Commits to doing the best job possible. Keeps commitments. Meets attendance and punctuality guidelines.
  • Interpersonal: Focuses on solving problems, not blaming. Maintains confidentiality. Listens to others without interrupting. Keeps emotions under control. Remains open to others' ideas and tries new things.
  • Judgment: Displays willingness to make decisions; exhibits sound and accurate judgment; supports and explains reasoning for decisions; includes appropriate people in decision-making process; makes timely decisions.
  • Motivation: Sets and achieves challenging goals; demonstrates persistence and overcomes obstacles; measures self against standard of excellence; takes calculated risks to accomplish goals.
  • Oral Communication: Speaks clearly and persuasively in positive or negative situations; listens and gets clarification; responds well to questions; demonstrates group presentation skills; participates in meetings.
  • Persuasiveness: Presenting an idea or plan in a way that persuades others to adopt a certain stand.
  • Professionalism: Approaches others in a tactful manner; reacts well under pressure; treats others with respect and consideration regardless of their status or position; accepts responsibility for own actions; follows through on commitments.
  • Written Communication: Writes clearly and informatively; edits work for spelling and grammar; varies writing style to meet needs; presents numerical data effectively; able to read and interpret written information.

Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  • The ability to work out of your home and travel daily (within a 60 mile radius) to call on dealers. (A valid driver's license reliable transportation and auto insurance are required.)
  • Excellent communication, interpersonal and organizational skills
  • Must be able to work Saturdays as needed out in the field.

Education/Experience
  • 2-5 years previous experience in a challenging sales role with a proven track record of success.
  • Previous experience in Auto Finance sales and underwriting or dealership experience.
  • Sub-prime auto finance experience highly preferred.

Supervisory Responsibility
None
Language Ability
Ability to clearly and effectively communicate in person, in writing and by telephone
Computer Skills
Proficient in use of MS Office - Word, Excel, PowerPoint, Visio, Project, Access, SharePoint
Certificates and Licenses
None Required
Work Environment
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this Job, the employee is regularly required to sit. The employee is occasionally required to walk.
Commitment to Diversity and Equal Employment Opportunity
United Auto Credit Corporation, a wholly owned indirect subsidiary of Vroom, is an equal opportunity employer committed to creating and supporting a work environment where all employees can find their drive. To do that, we champion a workplace where each and every person is treated with dignity and respect and is valued for their unique perspectives and contributions. We believe our values of SPEED (Service, Progress, Employees, Engagement, and Development) are best realized in an environment, whether physical or virtual, where every individual has the ability to bring their whole selves to work and contribute fully.
UACC maintains a working environment that encourages mutual respect and promotes harmonious and friendly relationships among employees. The company prohibits any form of employment discrimination or harassment against employees, applicants, or other protected persons in the workplace based on a protected characteristic(s), regardless of who the source is of such conduct. Protected characteristics include race, color, religion, creed, sex (including gender, sexual orientation, gender identity or expression, or pregnancy, childbirth, or a related medical condition), national origin, ancestry, ethnicity, age, physical or mental disability, genetic information, service in the uniformed services, citizenship, or any other characteristic protected by federal, state, and/or local law. This commitment to antidiscrimination and antiharassment applies to all terms, conditions, and privileges of employment including, but not limited to, recruitment and hiring.
UACC likewise provides reasonable accommodations to qualified applicants, employees, or other legally protected individuals in the workplace with a disability to enable them to participate in the job application process, to perform the essential functions of a job, or to enjoy the benefits and privileges of employment equal to those of other employees, except if the accommodation would pose an undue hardship. The company also makes reasonable accommodations for religious beliefs and practices.
UACC complies with all applicable federal, state, and/or local laws relating to equal employment.
Other Things to Note
This posting is not intended to provide a comprehensive account of the duties and responsibilities that may be required of this position. Duties and responsibilities may change or be added at any time, with or without notice.
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