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United Auto Credit Jobs (NOW HIRING)

Jr. Underwriter

Chicago, IL · On-site

$20.50 - $24.50/hr

Commitment to Diversity and Equal Employment Opportunity United Auto Credit Corporation, a wholly owned indirect subsidiary of Vroom, is an equal opportunity employer committed to creating and ...

Huntington is looking for a Sr. Auto Finance Credit Rep in NC or TN. Duties & Responsibilities ... Applicants must be currently authorized to work in the United States on a full-time basis.

New

Jr. Underwriter

Atlanta, GA · On-site

$20.50 - $24.50/hr

Commitment to Diversity and Equal Employment Opportunity United Auto Credit Corporation, a wholly owned indirect subsidiary of Vroom, is an equal opportunity employer committed to creating and ...

Commitment to Diversity and Equal Employment Opportunity United Auto Credit Corporation, a wholly owned indirect subsidiary of Vroom, is an equal opportunity employer committed to creating and ...

Huntington is looking for a Sr. Auto Finance Credit Rep in NC or TN. Duties & Responsibilities ... Applicants must be currently authorized to work in the United States on a full-time basis.

New

Jr. Underwriter

Newport Beach, CA · On-site

$20.50 - $24.50/hr

Commitment to Diversity and Equal Employment Opportunity United Auto Credit Corporation, a wholly owned indirect subsidiary of Vroom, is an equal opportunity employer committed to creating and ...

Jr. Underwriter

Buffalo, NY · On-site

$20.50 - $24.50/hr

Commitment to Diversity and Equal Employment Opportunity United Auto Credit Corporation, a wholly owned indirect subsidiary of Vroom, is an equal opportunity employer committed to creating and ...

Senior Internal Underwriter

Glendale, CA · On-site

$104K - $123K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... United States. * Demonstrated leadership experience in mentoring. * Familiarity with advanced data analytics and predictive modeling in underwriting. * Experience working in a fast-paced, auto credit ...

Commitment to Diversity and Equal Employment Opportunity United Auto Credit Corporation, a wholly owned indirect subsidiary of Vroom, is an equal opportunity employer committed to creating and ...

Commitment to Diversity and Equal Employment Opportunity United Auto Credit Corporation, a wholly owned indirect subsidiary of Vroom, is an equal opportunity employer committed to creating and ...

Funder

Glendale, CA · On-site

$21 - $23/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... United States. Responsibilities: * Conduct comprehensive financial review of documents and due ... Premier Auto Credit reserves the right to modify and change responsibilities and duties herein ...

$5.0K/mo

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Work closely with your assigned Credit Analyst and Funder to ensure loan approvals and fast funding ... Sub-prime auto finance experience is highly preferred. Communication Skills Demonstrates clear ...

New

$5.0K/mo

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Work closely with your assigned Credit Analyst and Funder to ensure loan approvals and fast funding ... Sub-prime auto finance experience is highly preferred. Communication Skills Demonstrates clear ...

Showing results 41-60

United Auto Credit information

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$12

$23

$32

How much do united auto credit jobs pay per hour?

As of Aug 14, 2026, the average hourly pay for united auto credit in the United States is $23.19, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $25.96 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an auto credit analyst at United Auto Credit, and why are they important?

To thrive as an Auto Credit Analyst, you need strong analytical skills, attention to detail, and a solid understanding of credit principles and financial documentation, typically supported by a bachelor’s degree in finance, business, or a related field. Familiarity with credit decisioning software, loan origination systems, and proficiency in Microsoft Excel are commonly required technical competencies. Excellent communication, problem-solving, and customer service skills help you effectively explain credit decisions and collaborate with dealerships and clients. These skills ensure accurate credit evaluations, reduce risk, and foster positive relationships, which are vital for the company’s financial success and customer satisfaction.

What is the difference between United Auto Credit vs Auto Loan Specialist?

AspectUnited Auto CreditAuto Loan Specialist
CredentialsTypically requires a high school diploma or equivalent; some roles prefer sales or finance certificationsRequires a high school diploma; certifications in finance or sales are advantageous
Work EnvironmentOffice-based with customer interactions, often in auto dealerships or finance companiesOffice or dealership setting, engaging with customers to arrange auto loans
Industry UsageFinance and auto lending industry, focusing on auto loan financingAuto finance industry, specializing in loan processing and customer service

United Auto Credit and Auto Loan Specialist roles both operate within the auto finance industry, often in similar environments. While United Auto Credit focuses on providing auto financing solutions, Auto Loan Specialists primarily assist customers in securing loans. Both roles require customer service skills and some financial knowledge, making them closely related but distinct in their specific functions.

What is United Auto Credit?

United Auto Credit is a specialized auto finance company that provides indirect subprime auto loans through dealerships across the United States. They work with car dealers to help customers with various credit backgrounds, including those with less-than-perfect credit, secure financing for vehicle purchases. United Auto Credit does not lend directly to consumers, but rather partners with dealerships to offer flexible financing solutions tailored to individual needs.

What are the primary responsibilities and challenges faced by a loan processor at United Auto Credit?

As a Loan Processor at United Auto Credit, your main responsibilities include reviewing and verifying auto loan applications, ensuring all required documentation is complete, and communicating with applicants, dealerships, and internal teams to resolve discrepancies. A common challenge in this role is managing a high volume of applications while maintaining attention to detail and compliance with lending regulations. You'll regularly collaborate with sales, underwriting, and customer service departments, which requires strong organizational and communication skills. This position can be a great stepping stone for advancing to senior roles in credit analysis or underwriting within the company.
More about United Auto Credit jobs

What cities are hiring for United Auto Credit jobs?

Cities with the most United Auto Credit job openings:

What states have the most United Auto Credit jobs?

States with the most job openings for United Auto Credit jobs include:

Infographic showing various United Auto Credit job openings in the United States as of August 2026, with employment types broken down into 82% Full Time, 12% Part Time, and 6% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $48,239 per year, or $23.2 per hour.

$20.50 - $24.50/hr

Full-time

Re-posted 11 days ago


Job description

Job Summary:

Job Description

Join our team as aJunior Underwriterand play a key role in turning approvals into contracts. You'll call dealerships on applications that have been approved or conditionally approved through our automated decisioning process and will provide solutions with the goal of capturing the contract while assessing the overall risk of the application. Using UACC's common-sense lending approach, you will build strong dealer relationships over the phone, deliver outstanding service, and help drive business growth while representing a trusted brand in the auto finance industry.

Essential Duties and Responsibilities

As aJunior Underwriter, you'll be the bridge between approvals and signed contracts, turning opportunities into results while building lasting dealer relationships. You will:

  • Close the loop- Call our dealership partners to rehash approvals with the goal of capturing the contract while providing solutions and assessing the overall risk of the application.

  • Match the right fit- Ensure sales contracts meet program and guideline specifications or counteroffer to a different program to evaluate risk and price the application accordingly

  • Be a trusted partner- Work hand-in-hand with dealerships, Area Managers, and our Sales/Marketing team to strengthen relationships and drive success.

  • Add value to every deal- Review deals with dealers and help structure or restructure them for the best possible outcome.

  • Bring solutions to the table- Gather key information to recommend alternative products or programs when appropriate.

  • Educate and empower- Clearly explain the "why" behind credit decisions, helping dealers understand our approach and build confidence in our partnership.

  • Aim high- Consistently hit or exceed monthly goals for production, quality, and customer satisfaction.

  • Collaborate for success- Work closely with internal teams like Funding and Sales to keep deals moving smoothly.

  • Stay adaptable- Jump in where needed to support the team and company goals.

Qualifications

We're looking for a motivated professional who thrives in a fast-paced, relationship-driven environment.

Skills & Abilities

  • Excellent communication and interpersonal skills

  • Strong organizational and time management abilities

  • Proven ability to build relationships with dealers, sales/marketing teams, and peers

  • Skilled negotiator with a drive to win in a competitive market and ability to think outside the box

Compensation Range:

  • $20.50 - $24.50 an hour,based on Location and Experience

  • Averaging $500 bonuses monthly

  • Expected Total Compensation including Average Bonuses =$55K - $65k

Education/Experience

  • Bachelor's degree preferred (or equivalent combination of education and experience)

  • Auto finance or financial services experience preferred but not required

  • No certifications or licenses required

Technical Skills

  • Proficient in Microsoft Office, Google G Suite, and Teams

Work Environment

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually quiet.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this Job, the employee is regularly required to sit. The employee is occasionally required to walk.

Commitment to Diversity and Equal Employment Opportunity

United Auto Credit Corporation, a wholly owned indirect subsidiary of Vroom, is an equal opportunity employer committed to creating and supporting a work environment where all employees can find their drive. To do that, we champion a workplace where each and every person is treated with dignity and respect and is valued for their unique perspectives and contributions. We believe our values of SPEED (Service, Progress, Employees, Engagement, and Development) are best realized in an environment, whether physical or virtual, where every individual has the ability to bring their whole selves to work and contribute fully.

UACC maintains a working environment that encourages mutual respect and promotes harmonious and friendly relationships among employees. The company prohibits any form of employment discrimination or harassment against employees, applicants, or other protected persons in the workplace based on a protected characteristic(s), regardless of who the source is of such conduct. Protected characteristics include race, color, religion, creed, sex (including gender, sexual orientation, gender identity or expression, or pregnancy, childbirth, or a related medical condition), national origin, ancestry, ethnicity, age, physical or mental disability, genetic information, service in the uniformed services, citizenship, or any other characteristic protected by federal, state, and/or local law. This commitment to antidiscrimination and antiharassment applies to all terms, conditions, and privileges of employment including, but not limited to, recruitment and hiring.

UACC likewise provides reasonable accommodations to qualified applicants, employees, or other legally protected individuals in the workplace with a disability to enable them to participate in the job application process, to perform the essential functions of a job, or to enjoy the benefits and privileges of employment equal to those of other employees, except if the accommodation would pose an undue hardship. The company also makes reasonable accommodations for religious beliefs and practices.

UACC complies with all applicable federal, state, and/or local laws relating to equal employment.

Other Things to Note

This posting is not intended to provide a comprehensive account of the duties and responsibilities that may be required of this position. Duties and responsibilities may change or be added at any time, with or without notice.

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