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Underwriting Jobs (NOW HIRING)

The Underwriting Manager is responsible for delivering leadership and direction to several teams of Underwriters, Underwriting Team Leads and Quality Control professionals responsible for providing ...

Underwriting Assistant

New York, NY

$21.25 - $29.25/hr

Our Underwriting Assistants are a critical part of CFC's underwriting operation, providing expert support to underwriters and helping ensure we continue to deliver outstanding service to brokers and ...

Underwriting Location: Corporate Office (Fort Wayne, IN) (NOT REMOTE) JOB SUMMARY Responsible for managing, training, and developing assigned Regional Underwriting personnel. Execute directives ...

Underwriting Assistant

New York, NY · On-site

$85K - $95K/yr

Underwriting Assistant Department: Professions Employment Type: Permanent - Full Time Location: US - New York Compensation: $85,000 - $95,000 / year Description Our Underwriting Assistants are a ...

Underwriting Assistant

Tinton Falls, NJ · On-site +1

$19.75 - $27/hr

Underwriting Assistant Location: Remote (EAST COAST) Duration: Fulltime Seeking an Underwriting Assistant to assist Underwriters with quotes, binders, and policy issuance workflows. KEY ...

Underwriting Assistant

New York, NY

$21.25 - $29.25/hr

Provide Underwriters with required reports and analysis. Essential Functions: * Collect and reconcile new and renewal submission information to prepare policy/account files for underwriter review ...

Responsibilities As a Manager, Underwriting , you'll lead and develop a team of underwriters while driving profitable growth, underwriting excellence, and strong agency partnerships across your ...

Underwriting Assistant

Warren, NJ

$20.25 - $27.75/hr

Provide Underwriters with required reports and analysis. Essential Functions: * Collect and reconcile new and renewal submission information to prepare policy/account files for underwriter review ...

Responsibilities As a Manager, Underwriting , you'll lead and develop a team of underwriters while driving profitable growth, underwriting excellence, and strong agency partnerships across your ...

We are a team of seasoned underwriting and claim professionals, well versed in the nuances of our two niches. Our specialized expertise has enabled us to maintain a stable approach to the market for ...

Showing results 21-40

Underwriting information

See salary details

$48K

$103.1K

$158.5K

How much do underwriting jobs pay per year?

As of Aug 23, 2026, the average yearly pay for underwriting in the United States is $103,082.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,000.00 and $121,000.00 per year, depending on experience, location, and employer.

What is underwriting?

Underwriting is the process by which financial institutions, such as banks or insurance companies, assess the risk and eligibility of a potential client or transaction. Underwriters review applications for loans, insurance policies, or securities to determine if they meet the organization's guidelines and standards. They analyze information such as credit history, financial statements, and other risk factors to make informed decisions. The goal of underwriting is to ensure that the institution takes on acceptable levels of risk while providing financial products or services.

How does an underwriter typically collaborate with other departments within an organization?

Underwriters regularly interact with teams such as sales, risk assessment, and claims to ensure accurate evaluation of applications and adherence to company policies. They may consult with sales agents to clarify application details, work with risk analysts to assess complex cases, and communicate with claims departments to review historical claims data. This collaborative approach helps create balanced decisions that protect the company's interests while supporting client needs. Strong communication and teamwork skills are essential for underwriters to manage these cross-functional relationships effectively.

What are the key skills and qualifications needed to thrive as an underwriter, and why are they important?

To thrive as an Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of risk assessment, typically supported by a degree in finance, business, or a related field. Familiarity with underwriting software, risk modeling tools, and industry certifications such as CPCU or ARM is often required. Effective communication, sound judgment, and decision-making abilities are critical soft skills for collaborating with clients and colleagues. These competencies ensure accurate risk evaluation, contribute to profitable decision-making, and maintain the integrity of the underwriting process.

What is the difference between Underwriting vs Claims Adjuster?

AspectUnderwritingClaims Adjuster
Primary RoleAssessing risk and determining policy termsInvestigating and settling insurance claims
Required CredentialsInsurance licenses, sometimes certifications like CPCUInsurance licenses, sometimes adjuster certifications
Work EnvironmentOffice-based, analytical tasksFieldwork and office work, investigative
Industry UsageInsurance companies, underwriting firmsInsurance companies, third-party claims services

Underwriting and claims adjuster roles both operate within the insurance industry but focus on different stages. Underwriters evaluate risks before policies are issued, while claims adjusters handle claims after incidents occur. Both roles require insurance licenses and analytical skills, but their daily tasks and work environments differ significantly.

Do underwriters earn good money?

Underwriters typically earn competitive salaries that vary based on experience, industry, and location. Entry-level underwriters may start with lower pay, but experienced professionals with specialized skills or certifications can earn higher wages, often supplemented by bonuses and benefits.

Is underwriting a hard career?

Underwriting is a detail-oriented profession that requires strong analytical skills, attention to detail, and knowledge of insurance or financial products. It can be challenging due to the need to assess risk accurately and make decisions under pressure, but with training and experience, it becomes more manageable. Success often depends on developing technical skills, understanding industry standards, and obtaining relevant certifications.

What does an underwriting job do?

An underwriting job involves evaluating and assessing the risk of insuring individuals or assets, such as in insurance or lending. Underwriters review applications, analyze financial and personal information, and determine approval, denial, or terms for coverage or loans, often using specialized software and adhering to company guidelines.

What underwriting gets paid the most?

Senior or specialized underwriters, such as those in complex or high-value insurance lines like reinsurance, tend to earn the highest salaries in underwriting. Experience, certifications, and industry sector also influence compensation, with those in leadership roles or working for large firms typically earning more.

What cities are hiring for Underwriting jobs?

Cities with the most Underwriting job openings:

What are the most commonly searched types of Underwriting jobs?

The most popular types of Underwriting jobs are:

What states have the most Underwriting jobs?

States with the most job openings for Underwriting jobs include:

Infographic showing various Underwriting job openings in the United States as of August 2026, with employment types broken down into 94% Full Time, 3% Part Time, and 3% Contract. Highlights an 74% Physical, 9% Hybrid, and 17% Remote job distribution, with an average salary of $103,082 per year, or $49.6 per hour.

Full-time

Re-posted 8 days ago


Job description

The Underwriting Manager is responsible for delivering leadership and direction to several teams of Underwriters, Underwriting Team Leads and Quality Control professionals responsible for providing sound decisions on a variety of loan products. The Underwriting Manager provides strategic input and leadership in decision making issues affecting the Company's underwriting function
Essential Functions Include:
  • Develop, document and improve underwriting guidelines to ensure consistent, high quality underwriting in collaboration with Operations, Compliance, and Corporate training.
  • Ensure that underwriting turn times and decisions are sound and within the scope of good business practices and company policies.
  • Instruct and lead underwriting team in appropriate risk management principles and how to interpret and apply credit guidelines and procedures.
  • Identify audit finding issues and underwriting training opportunities.
  • Evaluate funding requests and escalated requests by assessing risk across multiple attributes of data and determining appropriate funding limits.
  • Ensures administrative and operational compliance with regulatory requirements and upholds Fair Lending Practices as well as credit policies and underwriting procedures.
  • Responsible for Credit, Quality Control, Appraisal Management and Risk Analysis.•
  • Review and assess compliance and quality outcomes identified in the various stages of underwriting reviews and develop action plans to correct deficiencies.
  • Implement regulatory, Agency, Investor and mortgage insurer guideline changes.
  • Make recommendations to management regarding additional credit enhancements needed to make deals more acceptable.
  • Manage credit risk in a manner consistent with the loan quality targets established.
  • Provide leadership, guidance and underwriting support.
  • May perform other duties and projects as assigned.

Requirements
  • Excellent project management and strong attention to detail with the ability to prioritize, manage multiple projects and meet deadlines efficiently.
  • Sound judgment and decision-making ability.
  • Excellent verbal and written communication skills.
  • Exhibits a professional manner in dealing with others and works to maintain constructive working relationships.
  • Ten years of in-depth knowledge and experience in conventional mortgage loan underwriting.
  • Minimum of three years managing an underwriting team.
  • Thorough knowledge of Fannie, Freddie, FHA, VA, USDA, and private investor underwriting guidelines and procedures.
  • Knowledge of Conventional and Government automated and manual underwriting guidelines and standards.
  • Must have experience using a mortgage-based system to assist in underwriting loans. Experience with Ellie Mae Encompass, preferred.
  • Must have working knowledge of and experience with Microsoft Office (Outlook, Word, PowerPoint and Excel).
  • College degree preferred.
  • Valid FHA DE/CHUMS ID, SAR, LAPP and VA Automatic underwriting and appraisal authority preferred.
  • Proficiency with DU (Desktop Underwriter), LP (Loan Prospector), Total Scorecard and GUS, preferred.