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Underwriter Salary Insurance Jobs (NOW HIRING)

Insurance Underwriter

Cleveland, OH · On-site +1

$100K - $300K/yr

USA Salary Range: $100,000 to $300,000 Diedre Moire Corporation, Inc. diedremoire.com WE ARE AN ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Lansing, MI · On-site +1

$100K - $300K/yr

USA Salary Range: $100,000 to $300,000 Diedre Moire Corporation, Inc. diedremoire.com WE ARE AN ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Lansing, MI · On-site +1

$100K - $300K/yr

USA Salary Range: $100,000 to $300,000 Diedre Moire Corporation, Inc. diedremoire.com WE ARE AN ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

San Antonio, TX · On-site +1

$100K - $300K/yr

USA Salary Range: $100,000 to $300,000 Diedre Moire Corporation, Inc. diedremoire.com WE ARE AN ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Austin, TX · On-site +1

$100K - $200K/yr

USA Salary Range: $100,000 to $200,000 Diedre Moire Corporation, Inc. diedremoire.com WE ARE AN ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Indianapolis, IN · On-site +1

$100K - $200K/yr

USA Salary Range: $100,000 to $200,000 Diedre Moire Corporation, Inc. diedremoire.com WE ARE AN ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Scottsdale, AZ · On-site +1

$100K - $300K/yr

Salary up to $110,000 to start. Full medical, dental and vision benefits, paid time off for ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Gates, NY · On-site +1

$100K - $300K/yr

Competitive compensation with executive salary and bonus opportunities for total earning potential ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

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Underwriter Salary Insurance information

See salary details

$32.5K

$78.9K

$139.5K

How much do underwriter salary insurance jobs pay per year?

As of May 28, 2026, the average yearly pay for underwriter salary insurance in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Underwriter, and why are they important?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of risk assessment, typically supported by a bachelor's degree in finance, business, or related fields. Familiarity with underwriting software, risk modeling tools, and sometimes industry certifications like CPCU or AU is important. Excellent decision-making, communication, and negotiation skills help underwriters stand out when evaluating policies and working with clients or brokers. These skills ensure accurate risk evaluation, profitability, and effective client relations, which are crucial for an insurer’s success.

What are some common challenges faced by insurance underwriters when assessing complex policies?

Insurance underwriters often encounter challenges when evaluating complex or unusual risks, such as those involving high-value properties or unique business operations. These cases may require extensive research, collaboration with specialized colleagues, and careful analysis of incomplete or ambiguous information. Meeting tight deadlines while ensuring accuracy and compliance with company guidelines is also a frequent challenge. Strong analytical skills and effective communication with agents and clients are essential to navigate these complexities successfully.

What is the average salary for an insurance underwriter?

The average salary for an insurance underwriter varies based on experience, education, industry, and geographic location. In the United States, entry-level underwriters typically earn between $45,000 and $55,000 per year, while experienced underwriters can make $65,000 to $85,000 or more annually. Those working in metropolitan areas or specialized fields such as health or commercial insurance may earn higher salaries. Additionally, bonuses and commissions may be available depending on the employer and specific role.

What is the difference between Underwriter Salary Insurance vs Underwriter Property and Casualty Insurance?

AspectUnderwriter Salary InsuranceUnderwriter Property and Casualty Insurance
CredentialsTypically requires a relevant insurance certification and underwriting experienceSimilar credentials, often requiring industry-specific licenses and experience
Work EnvironmentOffice-based, evaluating salary-based insurance policiesOffice or field-based, assessing property, liability, and casualty policies
Industry UsagePrimarily in health, life, and salary continuation insurance sectorsIn property, casualty, auto, and liability insurance sectors

Both roles involve evaluating insurance applications and assessing risk, but Underwriter Salary Insurance focuses on income protection policies, while Underwriter Property and Casualty Insurance deals with physical asset and liability coverage. They share similar credentials and work environments but serve different insurance markets.

More about Underwriter Salary Insurance jobs
What cities are hiring for Underwriter Salary Insurance jobs? Cities with the most Underwriter Salary Insurance job openings:
What states have the most Underwriter Salary Insurance jobs? States with the most job openings for Underwriter Salary Insurance jobs include:
Infographic showing various Underwriter Salary Insurance job openings in the United States as of May 2026, with employment types broken down into 94% Full Time, and 6% Contract. Highlights an 25% Hybrid, and 75% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Insurance Underwriter

Insurance Underwriter

Sterling Insurance Company

Cobleskill, NY • Hybrid

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 5 days ago


Job description

Sterling Insurance Co.

Career Opportunities for Underwriters

Sterling Insurance Company is seeking experienced Property and Casualty Underwriters to join our team. These openings reflect continued growth and offer
long-term opportunities with a stable, well- run company that emphasizes disciplined underwriting and strong agency relationships. Many members of our Underwriting team have built long careers at Sterling, reflecting the company's stability and commitment to its employees. We are interested in professionals with experience in
underwriting who take pride in their work and value a
professional, stable work environment.

Qualifications
-Minimum of three years of property and casualty underwriting experience, or agency experience working directly with carrier underwriters
-Demonstrated ability to analyze risk characteristics,
interpret coverage forms and apply underwriting guidelines
-Exceptional verbal and written communication skills with strong attention to detail
-The highest standards of integrity and ethics
-Insurance designations such as Associate in Insurance (AINS), Associate in Underwriting (AU), or Chartered Property and Casualty Underwriter (CPCU), or comparable insurance education
-Associate's or bachelor's degree

Compensation and Benefits
-Competitive salary with an annual profit-sharing bonus
-Medical, dental, and vision insurance
-Pension and 401(k) plans
-Paid time off, company-paid holidays, and flexible schedule options
-Company-paid life insurance and long-term disability insurance
-On-site fitness center, wellness incentives, and
employee assistance program
-Matching program for charitable donations
-37.5 hour work week
-Hybrid work schedule (three days in our Cobleskill,
NY office and two remote each week)


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