The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
DE Underwriter IV
Corona, CA · Remote
$85K - $105K/yr
We are always searching for talented Underwriters to join our team. One of the biggest benefits about Underwriting with PRMG is that we encourage remote Underwriting, and you can work for us from ...
DE Underwriter IV
Corona, CA · Remote
$85K - $105K/yr
We are always searching for talented Underwriters to join our team. One of the biggest benefits about Underwriting with PRMG is that we encourage remote Underwriting, and you can work for us from ...
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities:
The Credit Products Underwriter IV - Corporate is primarily responsible for underwriting the most complex financial transactions, including the financing of multiple business endeavors such as ...
The Credit Products Underwriter IV - Corporate is primarily responsible for underwriting the most complex financial transactions, including the financing of multiple business endeavors such as ...
Underwriter IV - Property
Dallas, TX · On-site
Underwrite and analyze new and renewal of property accounts for the most complex assignments. * Serve as a subject matter expertise to review insurance policy. * Assess the risk to determine the ...
Underwriter IV - Property
Dallas, TX · On-site
Underwrite and analyze new and renewal of property accounts for the most complex assignments. * Serve as a subject matter expertise to review insurance policy. * Assess the risk to determine the ...
Underwriter 4 information
See salary details
$32.5K - $42.2K
5% of jobs
$42.2K - $52K
9% of jobs
$60.6K is the 25th percentile. Wages below this are outliers.
$52K - $61.7K
12% of jobs
$61.7K - $71.4K
20% of jobs
The median wage is $74.5K / yr.
$71.4K - $81.1K
12% of jobs
$87.7K is the 75th percentile. Wages above this are outliers.
$81.1K - $90.9K
25% of jobs
$90.9K - $100.6K
7% of jobs
$100.6K - $110.3K
3% of jobs
$110.3K - $120K
2% of jobs
$120K - $129.8K
2% of jobs
$129.8K - $139.5K
2% of jobs
$32.5K
$78.9K
$139.5K
How much do underwriter 4 jobs pay per year?
As of Sep 1, 2026, the average yearly pay for underwriter 4 in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.
What is an Underwriter 4?
An Underwriter 4 is a senior-level insurance or loan underwriter responsible for evaluating and analyzing the risks involved in insuring people or assets and making decisions on complex or high-value applications. This position typically involves reviewing applications, assessing risk, setting appropriate premiums or loan terms, and ensuring compliance with company policies and regulations. Underwriter 4s often mentor junior underwriters, handle escalated cases, and may contribute to developing underwriting guidelines or processes. They usually have several years of experience and advanced knowledge of risk assessment. Their expertise helps organizations minimize risk while remaining competitive in the market.
What are the key skills and qualifications needed to thrive as an Underwriter 4?
To thrive as an Underwriter 4, you need advanced expertise in risk assessment, financial analysis, and industry-specific underwriting guidelines, typically supported by a bachelor's degree in finance, business, or a related field. Proficiency with underwriting software, spreadsheet tools like Excel, and knowledge of regulatory compliance systems is crucial. Strong analytical thinking, attention to detail, and effective communication skills help an underwriter excel in evaluating complex cases and collaborating with clients or internal teams. These skills ensure accurate risk evaluation, informed decision-making, and compliance with company and regulatory standards.
What are some common challenges Underwriter 4s face when evaluating complex loan applications?
Underwriter 4s often encounter challenges such as interpreting nuanced financial statements, assessing unique or non-standard collateral, and staying updated with changing regulations. They are expected to handle large, intricate portfolios and balance risk analysis with business objectives. Collaboration with loan officers, risk managers, and legal teams is essential to ensure thorough and compliant decisions, and strong communication skills are needed to clarify requirements to both internal stakeholders and clients.
What is the difference between Underwriter 4 vs Underwriter 3?
| Aspect | Underwriter 4 | Underwriter 3 |
|---|---|---|
| Required Credentials | Typically requires a bachelor's degree and relevant industry certifications | Same as Underwriter 4, often with additional specialized certifications |
| Work Environment | Corporate office, insurance companies, financial institutions | Similar, with more complex cases handled |
| Employer & Industry Usage | Common in large insurance firms and financial services | Used interchangeably, with Underwriter 4 handling higher complexity |
| Job Responsibilities | Evaluates and approves insurance applications, manages risk | Performs similar tasks but with increased decision-making authority |
Underwriter 4 typically handles more complex cases and has greater decision-making authority compared to Underwriter 3. Both roles require similar credentials and work environments, but Underwriter 4 often manages higher-value policies and risk assessments, reflecting increased experience and expertise.
More about Underwriter 4 jobs
What cities are hiring for Underwriter 4 jobs?
Cities with the most Underwriter 4 job openings:
What states have the most Underwriter 4 jobs?
States with the most job openings for Underwriter 4 jobs include:
What job categories do people searching Underwriter 4 jobs look for?
The top searched job categories for Underwriter 4 jobs are:
Huntington National Bank rating
8.1
Based on 174 frontline employees who took The Breakroom Quiz
65th of 174 rated banks
Job description
Description
Summary:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.
Duties and Responsibilities:
- Supports Business Banking production by maintaining an individual pipeline of work.
- Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with most complex credit structures and customer exposure up to $10MM.
- Utilizes single approval authority up to $4MM.
- Appropriately assess risk profile of borrower.
- Assist with training and mentoring new hires as well as providing support for the UWI, UW II & UW III job families as needed.
- Tasks as needed to support the line of business and job family.
- Act as primary back up for their manager as needed for team huddles & meetings.
- Is positioned with knowledge and expertise to represent direct manager outside of function group as needed.
- Collaborate with both credit and segment risk to meet or exceed department goals.
- Performs other duties as assigned.
Basic Qualifications:
- Bachelor's degree
- 7+years’ experience with business or commercial underwriting in a centralized lending environment
Preferred Qualifications:
- Bachelor's degree in business related field
- 3-4 years leadership / management experience
- Ability to underwrite credit exposures in excess of $4MM.
- Previous authority to underwrite and decision credits without additional signers.
- Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner.
- Proficient use of Microsoft Office and other internet resources
- Excellence in customer service, highly motivated, focused and goal oriented.
- Excellent written and verbal communication skills, including grammar and demeanor.
- Strong organizational skills with attention to detail, planning and follow-up.
- Ability to work independently on multiple tasks without compromising quality.
- Ability to determine and make necessary changes without oversight within their functional team to better the unit as a whole.
Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)
Workplace Type:
OfficeOur Approach to Office Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
Huntington is an Equal Opportunity Employer.
Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Note to Agency Recruiters: Huntington Bank will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington Bank colleagues, directly or indirectly, will be considered Huntington Bank property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
What Huntington National Bank employees say
Pay
Benefits
Hours and flexibility
Workplace
Get the full story on Breakroom
About Huntington Bank
Sourced by ZipRecruiter
Industry
Banking and credit intermediation
Company size
10,000+ Employees
Headquarters location
Columbus, OH, US