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Surety Underwriter Entry Level Jobs (NOW HIRING)

Commercial Surety Underwriter

Anaheim, CA · On-site +1

$55K - $120K/yr

IAT Insurance Group is seeking a highly skilled Commercial Surety Underwriter to join our team in ... We offer comprehensive benefits like: * 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid ...

Trainees progress during the second and subsequent years into Surety Underwriter positions at a ... The role is an entry-level underwriting position. Internship(s) or experience in business or a ...

Trainees progress during the second and subsequent years into Surety Underwriter positions at a ... The role is an entry-level underwriting position. Internship(s) or experience in business or a ...

Underwriting Trainee

Sacramento, CA · On-site

$27.95 - $38.41/hr

Trainees progress during the second and subsequent years into Surety Underwriter positions at a ... The role is an entry-level underwriting position. Internship(s) or experience in business or a ...

Underwriting Trainee

Los Angeles, CA · On-site

$27.95 - $38.41/hr

Trainees progress during the second and subsequent years into Surety Underwriter positions at a ... The role is an entry-level underwriting position. Internship(s) or experience in business or a ...

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Surety Underwriter Entry Level information

See salary details

$32.5K

$78.9K

$139.5K

How much do surety underwriter entry level jobs pay per year?

As of Jun 16, 2026, the average yearly pay for surety underwriter entry level in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by entry-level Surety Underwriters, and how can they overcome them?

Entry-level Surety Underwriters often encounter challenges such as understanding complex contract terms, learning to assess the financial health of applicants, and balancing multiple priorities under tight deadlines. Success in this role requires strong analytical skills, attention to detail, and the ability to communicate effectively with agents and clients. Many organizations provide on-the-job training and mentorship, so seeking guidance from experienced colleagues and actively participating in training sessions can help new underwriters quickly build confidence and competence.

What does a Surety Underwriter Entry Level do?

A Surety Underwriter Entry Level is responsible for evaluating applications for surety bonds, which are financial guarantees that ensure the fulfillment of contractual obligations. They review applicants’ financial statements, credit history, and project details to assess risk and determine if a bond should be issued. In this entry-level role, underwriters often work closely with senior underwriters and agents, learning how to analyze information and apply company guidelines. Their tasks may also include communicating with clients, preparing documentation, and assisting with the approval process.

What is the difference between Surety Underwriter Entry Level vs Surety Underwriter?

AspectSurety Underwriter Entry LevelSurety Underwriter
CredentialsBachelor's degree, some insurance certificationsSame as entry level, often pursuing professional certifications
Work EnvironmentOffice-based, collaborative teamsSimilar, with increased responsibility
Job ResponsibilitiesAssist in evaluating surety bond applications, basic risk analysisPerform detailed risk assessments, approve bonds, handle complex cases

The main difference between Surety Underwriter Entry Level and Surety Underwriter lies in experience and responsibility. Entry-level roles focus on learning and supporting senior underwriters, while full underwriters handle complex evaluations and decision-making. Both roles require similar credentials and work environments, but the level of independence and decision-making authority increases with experience.

What are the key skills and qualifications needed to thrive as an Entry Level Surety Underwriter, and why are they important?

To thrive as an Entry Level Surety Underwriter, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, financial statement analysis tools, and proficiency in Microsoft Excel are typically required. Strong interpersonal skills, effective communication, and sound judgment help in building relationships with clients and evaluating risk. These skills are crucial to assess applicants accurately, manage risk, and support the financial integrity of the underwriting process.
What are the most commonly searched types of Surety Underwriter jobs? The most popular types of Surety Underwriter jobs are:
Infographic showing various Surety Underwriter Entry Level job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 66% In-person, 17% Hybrid, and 17% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Commercial Surety Underwriter

Iatinsurancegroup

Anaheim, CA • On-site, Remote

$55K - $120K/yr

Full-time

Medical, Retirement, PTO

Posted 15 days ago


Job description

IAT Insurance Group is seeking a highly skilled Commercial Surety Underwriter to join our team in Anaheim, California. For the ideal candidate, we are open to remote work from Washington or Oregon, or from our Bellevue location. This position supports our Pacific Northwest book of business and involves occasional travel.

Key responsibilities include collaborating with regional office underwriters, home office personnel, agents, and principals. This role follows a hybrid schedule, reflecting our commitment to ownership, collaboration, and teamwork. You will work from the Anaheim office Monday through Wednesday, with the option to work remotely on Thursday and Friday.

This is an excellent opportunity for professional growth and development within a dynamic and supportive environment.

Responsibilities:

  • Financial and account analysis of pertinent financial data, authority, and referral requirements for consideration of new, existing, and renewal business

  • Requesting and gathering financial information on assigned accounts

  • Bond renewal preparation and determination on whether bonds should be canceled

  • Maintain Agency relationships and provide exceptional service and support. May have authority to underwrite low-value bonds and renewals

  • Provide general direction to the Account Managers for bond processing.

  • Provide quality recommendations to Branch and Home Office Reports on assigned accounts and agents

  • Rate and review bonds for premium and classification accuracy

  • Ensure accuracy and completeness of files and verify that all necessary documentation is complete in the file

  • Act as the primary service contact and visit agents assigned by the Regional Manager in order to foster and maintain an ongoing relationship

  • Accurately communicate knowledge of assigned accounts to Branch and Home Office personnel via written and verbal means

  • Prioritize workflow to ensure work is done in a timely fashion and all deadlines are met

  • Travel on a limited basis

  • Perform other duties as needed

Qualifications:

Must-Have:

  • Bachelor's degree in Risk Management, Finance, Mathematics, Business or related with at least 2 years experience in Surety or equivalent

  • Equivalent is defined as 6 years of relevant Commercial or Contract Surety underwriting experience

  • We will consider commercial or contract experience

  • Strong marketing skills and ability to obtain new business and work with clients

  • Strong competency in quantitative and financial analysis

  • Requires strong math aptitude, excellent verbal and written communication, interpersonal and negotiating skills

  • Must be customer service oriented and have the utmost integrity

  • Ability to travel on a limited basis

  • To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes

Preferred to Have:

  • AFSB industry designation

Compensation:

Please note, that the annual gross salary range associated with this posting is $55,200 - $120,330. This range represents the anticipated low and high end of the base salary for this position. Actual salaries will vary based on factors such as a candidate's qualifications, skills, competencies, and geographical location related to this specific role. The total compensation will include a base salary, performance-based bonus opportunities, 401(K) match, profit-sharing opportunities, and more.

To view details of our full benefits, please visit https://www.iatinsurancegroup.com/careers/benefits

 

IAT Insurance Group is the largest private, family-owned property and casualty insurer in the U.S. Insurance Answers Together is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers.

At IAT, we're committed to driving and building an open and supportive culture for all. Our employees propel IAT forward - driving innovation, stable partnerships and growth. That's why we continue to build an engaging workplace culture to attract and retain the best talent.

We offer comprehensive benefits like:

  • 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off
  • 7% 401(k) Company Match and additional Profit Sharing
  • Hybrid work environment
  • Numerous training and development opportunities to assist you in furthering your career
  • Healthcare and Wellness Programs
  • Opportunity to earn performance-based bonuses
  • College Loan Assistance Support Plan
  • Educational Assistance Program
  • Mentorship Program
  • Dress for Your Day Policy

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.