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Surety Underwriter Entry Level Jobs (NOW HIRING)

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Surety Underwriter Entry Level information

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$32.5K

$78.9K

$139.5K

How much do surety underwriter entry level jobs pay per year?

As of Jun 16, 2026, the average yearly pay for surety underwriter entry level in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by entry-level Surety Underwriters, and how can they overcome them?

Entry-level Surety Underwriters often encounter challenges such as understanding complex contract terms, learning to assess the financial health of applicants, and balancing multiple priorities under tight deadlines. Success in this role requires strong analytical skills, attention to detail, and the ability to communicate effectively with agents and clients. Many organizations provide on-the-job training and mentorship, so seeking guidance from experienced colleagues and actively participating in training sessions can help new underwriters quickly build confidence and competence.

What does a Surety Underwriter Entry Level do?

A Surety Underwriter Entry Level is responsible for evaluating applications for surety bonds, which are financial guarantees that ensure the fulfillment of contractual obligations. They review applicants’ financial statements, credit history, and project details to assess risk and determine if a bond should be issued. In this entry-level role, underwriters often work closely with senior underwriters and agents, learning how to analyze information and apply company guidelines. Their tasks may also include communicating with clients, preparing documentation, and assisting with the approval process.

What is the difference between Surety Underwriter Entry Level vs Surety Underwriter?

AspectSurety Underwriter Entry LevelSurety Underwriter
CredentialsBachelor's degree, some insurance certificationsSame as entry level, often pursuing professional certifications
Work EnvironmentOffice-based, collaborative teamsSimilar, with increased responsibility
Job ResponsibilitiesAssist in evaluating surety bond applications, basic risk analysisPerform detailed risk assessments, approve bonds, handle complex cases

The main difference between Surety Underwriter Entry Level and Surety Underwriter lies in experience and responsibility. Entry-level roles focus on learning and supporting senior underwriters, while full underwriters handle complex evaluations and decision-making. Both roles require similar credentials and work environments, but the level of independence and decision-making authority increases with experience.

What are the key skills and qualifications needed to thrive as an Entry Level Surety Underwriter, and why are they important?

To thrive as an Entry Level Surety Underwriter, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, financial statement analysis tools, and proficiency in Microsoft Excel are typically required. Strong interpersonal skills, effective communication, and sound judgment help in building relationships with clients and evaluating risk. These skills are crucial to assess applicants accurately, manage risk, and support the financial integrity of the underwriting process.
What are the most commonly searched types of Surety Underwriter jobs? The most popular types of Surety Underwriter jobs are:
Infographic showing various Surety Underwriter Entry Level job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 66% In-person, 17% Hybrid, and 17% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
UA Associate - Surety

Other

Posted 21 days ago


Job description

Zurich North America is currently hiring an Underwriting Account Service Associate to join the {Insert Major Unit} team! As an Underwriting Account Service Associate, you will support and work closely with experienced Underwriters in the review and analysis of risks. You will enjoy the opportunity to fully apply and hone your research and analytical skills to effectively assess risk and grow your career. 

At Zurich North America we acknowledge that work life-balance and flexibility are a priority when it comes to choosing your next career move. Designed with our employees' needs in mind, the ZNA hybrid work model emphasizes flexibility, allowing employees to conduct individual work in their preferred location, while facilitating in-person connections and collaborative activities when meaningful and valuable. While the model provides a high level of flexibility and autonomy, occasional circumstances requiring in-office attendance should be expected. 

This is a hybrid work position, however, the candidate selected for this opportunity should be able to report into one of the following North American office locations: Atlanta, GA; Dallas, TX; Owings Mills, MD; or Seattle, WA.

In this role you will be responsible for:

  • Works under close Underwriter and Manager supervision to handle end-to-end bond administration, responding to basic agent/broker servicing requests to help ensure delivery of excellent service. Accountable for entry level bond servicing for basic to moderately complex business. 
  • Demonstrates basic knowledge of relevant systems, processes, procedures of business segment(s) supported.
  • Demonstrates basic understanding of broker/agent needs and ensures they are met within span of influence; Responds to inquiries, escalating issues and communicating with appropriate team members to obtain information as needed; Ensures timely and accurate invoicing, acting as the primary UW Team contact for billing questions and disputes.
  • Performs end-to-end bond administration on basic to moderately complex business including but not limited to:

New Bond Rate/Quote requests

New bond entry

All other service requests including billing inquiries.

  • Observes basic file documentation procedures including maintaining quality bond notes and ensuring complete file documentation.
  • Understands and communicates availability of external facing self-service capabilities (ZSE)

  Basic Qualifications:

  • Bachelor's degree and no prior experience in the Administrative, Customer Service, Financial Services, Risk Management, or Insurance area
    OR

  • Zurich Certified Insurance Apprentice, including Associate Degree and no prior experience in the Administrative, Customer Service, Financial Services, Risk Management, or Insurance area
    OR

  • High School Diploma or Equivalent and 2 or more years of experience in the Administrative, Customer Service, Financial Services, Risk Management, or Insurance area
    AND

  • Knowledge of data collection and analysis

  • Microsoft Office experience

Preferred Qualifications:

  • Insurance industry knowledge

  • Knowledge of processing, rating and policy management systems used in the insurance industry

  • Strong verbal and written communication skills

  • Superior skills in relationship building, active listening with customers and coworkers

  • Customer service experience

  • Enjoys working with details and providing accurate data in a timely manner

  • Self-directed to meet deadlines

  • Multi-tasking skills

  • 5% Travel

Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply-your unique background matters to us.

The pay range shown is a national average and may vary by location. For this position, the hourly is $23.80 - $38.94, plus a short-term incentive bonus of 5%.

 

We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here.]

 

Why Zurich?

At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment-so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500.

Join us for a brighter future-for yourself and our customers.

Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.

Zurich complies with 18 U.S. Code 1033.

 

Please note: Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal.

Location(s): AM - Atlanta, AM - Dallas, AM - Owings Mills, AM - Seattle
Remote Working: Hybrid
Schedule: Full Time Employment Sponsorship Offered: No  
Linkedin Recruiter Tag: #LI-MM1 #LI-HYBRID