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State Insurance Jobs in Kentucky (NOW HIRING)

Sales Agent (Insurance)

Bowling Green, KY ยท On-site

$70K - $100K/yr

State insurance license (Life/Health) or ability to obtain one. * Strong communication, presentation, and interpersonal skills. * Detail-oriented with excellent organizational abilities. * Proficient ...

Sales Agent (Insurance)

Louisville, KY ยท On-site

$70K - $100K/yr

State insurance license (Life/Health) or ability to obtain one. * Strong communication, presentation, and interpersonal skills. * Detail-oriented with excellent organizational abilities. * Proficient ...

Sales Agent (Insurance)

Louisville, KY ยท On-site

$70K - $100K/yr

State insurance license (Life/Health) or ability to obtain one. * Strong communication, presentation, and interpersonal skills. * Detail-oriented with excellent organizational abilities. * Proficient ...

State insurance license (Life/Health) or ability to obtain one. * Strong communication, presentation, and interpersonal skills. * Detail-oriented with excellent organizational abilities. * Proficient ...

Sales Agent (Insurance)

Louisville, KY ยท On-site

$70K - $100K/yr

State insurance license (Life/Health) or ability to obtain one. * Strong communication, presentation, and interpersonal skills. * Detail-oriented with excellent organizational abilities. * Proficient ...

Sales Agent (Insurance)

Bowling Green, KY ยท On-site

$70K - $100K/yr

State insurance license (Life/Health) or ability to obtain one. * Strong communication, presentation, and interpersonal skills. * Detail-oriented with excellent organizational abilities. * Proficient ...

Insurance License Tutor

Lexington, KY ยท Remote

$28 - $40/hr

Ability to explain policy types, coverage limits, exclusions, state regulatory requirements, and insurance math while preparing candidates for state insurance producer licensure across lines of ...

Insurance License Tutor

Louisville, KY ยท Remote

$28 - $40/hr

Ability to explain policy types, coverage limits, exclusions, state regulatory requirements, and insurance math while preparing candidates for state insurance producer licensure across lines of ...

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State Insurance information

See Kentucky salary details

$6

$16

$25

How much do state insurance jobs pay per hour?

As of Jul 13, 2026, the average hourly pay for state insurance in Kentucky is $16.18, according to ZipRecruiter salary data. Most workers in this role earn between $14.81 and $17.74 per hour, depending on experience, location, and employer.

What is the difference between State Insurance vs Insurance Agent?

AspectState InsuranceInsurance Agent
CredentialsVaries by state; may require licensing and specific certificationsLicensing required; varies by state and insurance type
Work EnvironmentTypically government or state agency officesIndependent or agency-based, client-facing
Employer & Industry UsageState agencies providing insurance programsPrivate agencies or independent practices
Common Search & ComparisonUnderstanding government insurance optionsFinding insurance coverage and policies

State Insurance generally refers to government-run insurance programs or agencies, while Insurance Agents are professionals who sell and manage various insurance policies. The two roles often overlap in licensing and industry terminology but differ in their work environment and employer type.

What are some common challenges faced by professionals working in State Insurance roles, and how can they be addressed?

Professionals in State Insurance roles often encounter challenges such as managing complex regulatory requirements, adapting to policy changes, and handling high volumes of claims or inquiries during peak periods. Staying updated on relevant state laws and ongoing professional development can help address these challenges. Collaboration with legal teams and regular training enable staff to maintain compliance and provide accurate information to policyholders. Additionally, effective time management and the use of modern claims processing systems can streamline workflows and improve service quality.

What are State Insurance agents and what do they do?

State Insurance agents are professionals who help individuals, families, and businesses find and purchase insurance policies provided by state-backed or state-regulated insurance companies. They assess clients' needs, explain available coverage options, and assist with paperwork and claims. Their goal is to ensure clients have the appropriate insurance protection, such as auto, home, or business insurance, while complying with state regulations.

What are the key skills and qualifications needed to thrive as a State Insurance Agent, and why are they important?

To excel as a State Insurance Agent, you generally need strong knowledge of insurance products, state-specific regulations, and a relevant license to sell insurance in your jurisdiction. Familiarity with insurance management software, customer relationship management (CRM) systems, and digital quoting tools is often required. Exceptional interpersonal skills, active listening, and persuasive communication help build trust and effectively serve clients. These capabilities ensure agents can provide accurate advice, maintain compliance, and drive customer satisfaction in a highly regulated industry.
What are popular job titles related to State Insurance jobs in Kentucky? For State Insurance jobs in Kentucky, the most frequently searched job titles are:
What cities in Kentucky are hiring for State Insurance jobs? Cities in Kentucky with the most State Insurance job openings:
Infographic showing various State Insurance job openings in Kentucky as of July 2026, with employment types broken down into 1% As Needed, 71% Full Time, 23% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $33,662 per year, or $16.2 per hour.

Life/Health Insurance Position - State Farm Agent Team Member

Michael Cason - State Farm Agent

KY โ€ข On-site

$50K - $90K/yr

Full-time

Medical, Life

Re-posted 25 days ago


Job description

ABOUT OUR AGENCY
I opened my agency in 2019 and currently lead a team of five. Before becoming a State Farm agent, I worked as a financial advisor and remain passionate about helping individuals and families make informed decisions about their financial future. I hold an MBA, maintain securities licenses, and enjoy helping customers create plans that protect what matters most.
My wife is also a State Farm agent, and we began our agency journeys on the same day. Together, we operate two agencies that work very closely together, creating a unique and collaborative environment with the resources and support of a larger team while maintaining the close-knit feel of a family business. Outside of work, I enjoy spending time with my family and my two grandchildren.
Community involvement is a major priority for me. I am actively involved with organizations including DCCH Children's Home, Gateway Community & Technical College, and the Kentucky Symphony. I also serve on the Saint Elizabeth Healthcare Foundation Board and participate in the Northern Kentucky Horizon Fund. Giving back and supporting the community are core values of our agency.
Our culture is built around family, teamwork, and high performance. We are a sales-driven organization that works hard, supports one another, and celebrates success together. I'm looking for someone who is motivated, ambitious, and eager to create opportunities for themselves. The ideal candidate wants to be part of a winning team, enjoys working with people, and is excited about the earning potential and growth opportunities available within our agency. If you're looking for a supportive environment with high expectations and unlimited potential, we'd love to meet you.
ROLE DESCRIPTION:
Michael J Cason Ins and Fin Svcs is seeking a qualified and empathetic professional for the role of sales/team member. As a customer-oriented expert, you will market the Life/Health insurance services and products to benefit customers and their families. Your experience equips you to continually grow your income as you provide the necessary support and reassurances.ย 
As a strategic and emotionally intelligent resource to the community, we are excited to expand our successful agency with your skillset.ย 

RESPONSIBILITIES:
  • Offer life and health insurance policies to new and existing customers.
  • Conduct needs analysis to identify insurance products for customers.
  • Explain policy features, benefits, and exclusions to customers.
  • Assist customers with claims and policy changes.
  • Develop and maintain customer relationships.
  • Stay updated on industry trends and new product offerings.
  • Ensure compliance with state and federal regulations.
QUALIFICATIONS:
  • State insurance license for life and health insurance.
  • Communication and interpersonal skills.
  • Ability to understand and explain complex insurance products.
  • Sales experience, preferably in insurance.
  • Detail-oriented with excellent organizational skills.
  • Ability to build and maintain customer relationships.
  • Proficiency with insurance agency software.