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Short Term Disability Examiner Jobs (NOW HIRING)

$60 - $80/hr

As a Senior Claims Specialist - Short Term Disability, you'll move Pacific Life, and your career, forward by leading the end-to-end adjudication of complex Short Term Disability claims, partnering ...

As a Senior Claims Specialist - Short Term Disability, you'll move Pacific Life, and your career, forward by leading the end-to-end adjudication of complex Short Term Disability claims, partnering ...

As a Disability Claims Examiner supporting our customers during some of the most important moments ... You will manage a caseload of Short Term Disability and Absence claims, applying sound judgment ...

Medcor is looking for a Registered Nurse for a short-term commitment at our occupational health ... EOE/M/F/Vet/Disability We are an equal opportunity employer and all qualified applicants will ...

IT IS SHORT TERM COVERAGE. A typical day in the life of a Medcor Nurse: * Collaborate with a team ... EOE/M/F/Vet/Disability We are an equal opportunity employer and all qualified applicants will ...

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Short Term Disability Examiner information

See salary details

$33.5K

$61.4K

$99K

How much do short term disability examiner jobs pay per year?

As of Sep 8, 2026, the average yearly pay for short term disability examiner in the United States is $61,362.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $69,500.00 per year, depending on experience, location, and employer.

What is a short term disability examiner?

A Short Term Disability Examiner is a professional who reviews and processes claims for short term disability benefits. Their primary responsibility is to assess medical documentation, verify eligibility, and determine whether an employee qualifies for temporary disability benefits under an insurance policy or employer program. They work closely with claimants, healthcare providers, and employers to collect necessary information and make timely decisions. Examiners must ensure compliance with relevant regulations and company policies while maintaining confidentiality and accuracy throughout the claims process.

What are the key skills and qualifications needed to thrive as a short term disability examiner?

To thrive as a Short Term Disability Examiner, you need a solid understanding of insurance policies, medical terminology, and case management, often supported by a relevant degree or claims experience. Familiarity with claims management systems, medical review tools, and regulatory compliance software is typically required. Attention to detail, analytical thinking, and strong communication skills help you effectively evaluate claims and interact with stakeholders. These skills ensure accurate claim decisions, regulatory compliance, and high-quality customer service in a complex and sensitive field.

What are some common challenges faced by short term disability examiners, and how can they be addressed?

Short Term Disability Examiners often encounter challenges such as managing high caseloads, interpreting complex medical documentation, and balancing the needs of claimants with company policies. Staying organized and utilizing case management software can help manage workload efficiently. Regular training on medical terminology and legal compliance, as well as collaborating closely with medical professionals and other examiners, are key strategies to overcome these challenges and ensure accurate, timely claim decisions.

What is the difference between Short Term Disability Examiner vs Disability Claims Adjuster?

AspectShort Term Disability ExaminerDisability Claims Adjuster
Required CredentialsTypically requires a medical background, such as nursing, healthcare, or claims certificationOften requires insurance or claims handling experience, sometimes with licensing or certifications
Work EnvironmentOffice-based, reviewing medical records and reports, often part-time or full-timeOffice or field-based, investigating claims, interacting with claimants and providers
Employer & Industry UsageInsurance companies, third-party administrators, healthcare organizationsInsurance companies, third-party administrators, government agencies

While both roles involve assessing disability claims, Short Term Disability Examiners focus primarily on reviewing medical documentation to determine eligibility, often with a healthcare background. Disability Claims Adjusters handle broader claim investigations, including interviews and fieldwork. Both roles are essential in the insurance industry but differ in scope and daily responsibilities.

How to become a short term disability examiner?

To become a short term disability examiner, candidates typically need a background in healthcare, insurance, or claims processing, along with strong analytical and communication skills. Relevant education includes a bachelor's degree in health sciences, nursing, or a related field, and some employers may require certification or training in disability evaluation or claims review. Gaining experience in medical record review or insurance claims can also improve job prospects.
More about Short Term Disability Examiner jobs

What cities are hiring for Short Term Disability Examiner jobs?

Cities with the most Short Term Disability Examiner job openings:

What states have the most Short Term Disability Examiner jobs?

States with the most job openings for Short Term Disability Examiner jobs include:

Infographic showing various Short Term Disability Examiner job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $61,362 per year, or $29.5 per hour.

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 17 days ago


Pacific Life rating

7.8

Company rating: 7.8 out of 10

Based on 15 frontline employees who took The Breakroom Quiz

197th of 315 rated insurance


Job description

Job Description:

Job Description
Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead - our policyholders count on us to be there when it matters most. It's a big ask, but it's one that we have the power to deliver when we work together. We collaborate and innovate - pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it's the right thing to do. Pacific Life is more than a job, it's a career with purpose. It's a career where you have the support, balance, and resources to make a positive impact on the future - including your own.
We're actively seeking a talented Senior Claims Specialist - Short Term Disability join our Workforce Benefits Team (remote) in Chattanooga, TN.
As a Senior Claims Specialist - Short Term Disability, you'll move Pacific Life, and your career, forward by leading the end-to-end adjudication of complex Short Term Disability claims, partnering closely with clinical and vocational resources to support claim decision-making and help employees in their return-to-work (RTW) journey. You will play an instrumental part in developing and refining claims processes, ensuring compliance with evolving regulations, and helping deliver a best-in-class, empathetic claims experience. You will fill an existing role that sits on a team in the Workforce Benefits Division.
You'll play an instrumental part in developing and refining claims processes, ensuring compliance with evolving regulations, and helping deliver a best-in-class, empathetic claims experience. This position combines hands-on case management with leadership and mentorship responsibilities. As a trusted resource and role model, you'll elevate team performance, ensure consistency in service delivery, and uphold Pacific Life's core values of integrity, innovation, and accountability.
How You'll Help Move Us Forward

  • Manage a diverse and often complex caseload of STD (Short Term Disability) claims from initial intake through resolution, ensuring timely, fair, and accurate decisions using sound judgment and adherence to policy provisions.
  • Collaborate with clinical and vocational partners to develop effective RTW strategies and determine appropriate benefit eligibility and durations.
  • Serve as a subject matter expert on STD claim practices, consulting on best practices and contributing to the design and refinement of internal procedures, workflows, and system requirements.
  • Leverage a deep understanding of disability contract provisions, exclusions, riders, waivers, and applicable regulatory and statutory requirements (e.g., FMLA, ERISA, HIPAA).
  • Ensure detailed and accurate documentation of all decisions and interactions, and communicate clearly with claimants, employers, and internal stakeholders.
  • Mentor and support onboarding of new team members; share expertise and foster knowledge growth within the team.
  • Collaborate cross-functionally with Compliance, Legal, Intake/Admin, Clinical and Vocational Services, and other business units to deliver a coordinated and compliant claims experience.
  • Proactively identify process gaps or opportunities and contribute to continuous improvement efforts and enterprise initiatives.
  • Demonstrate agility in adapting to changing priorities, business needs, and regulatory requirements.
  • Maintain a high level of confidentiality, professionalism, and integrity in all claim-related activities.

The Experience You Bring

  • College degree or equivalent experience preferred.
  • Minimum 3 years of experience handling Short Term Disability claims
  • Strong understanding of Short term Disability claim adjudication and relevant federal/state regulations (e.g., FMLA, ERISA, HIPAA, ADA).
  • Experience partnering with clinical/vocational professionals to support RTW efforts and complex decisioning.
  • Effective verbal and written communication skills with the ability to explain complex decisions clearly and empathetically.
  • Demonstrated problem-solving and analytical skills with a customer-first mindset.
  • Highly organized and detail-oriented with the ability to manage competing priorities.
  • Proven ability to mentor peers and support a collaborative team environment.
  • Proficiency with claims administration platforms and workflow/documentation tools.
  • Demonstrated ability to work independently and exercise sound judgment.
  • Growth mindset with a commitment to continuous learning and improvement.
  • Strong time management and the ability to thrive in a fast-paced, evolving environment.
  • Experience supporting cross-functional or enterprise initiatives and change management efforts.

What Makes You Stand Out

  • Experience with Long Term Disability and/or absence management

You can be who you are.
People come first here. We're committed to an inclusive workforce. Learn more about how we create a welcoming work environment at www.pacificlife.com. What's life like at Pacific Life? Visit Instagram.com/lifeatpacificlife.
Base Pay Range
The base pay range noted represents the company's good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.
$69,390.00 - $84,810.00
Your Benefits Start Day 1
Your wellbeing is important to Pacific Life, and we're committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered.

  • Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
  • Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off
  • Paid Parental Leave as well as an Adoption Assistance Program
  • Competitive 401k savings plan with company match and an additional contribution regardless of participation

You Can Be Who You Are
We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential.
What's life like at Pacific Life? Visit Instagram.com/lifeatpacificlife
EEO Statement
Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.

Base Pay Range:

The base pay range noted represents the company's good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.

$69,390.00 - $84,810.00

Your Benefits Start Day 1

Your wellbeing is important to Pacific Life, and we're committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered.

  • Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents

  • Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off

  • Paid Parental Leave as well as an Adoption Assistance Program

  • Competitive 401k savings plan with company match and an additional contribution regardless of participation

You Can Be Who You Are

We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential.

What's life like at Pacific Life? Visit Instagram.com/lifeatpacificlife

EEO Statement:

Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.


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About Pacific Life

Sourced by ZipRecruiter

When you purchase life insurance and retirement solutions, you're buying a promise. A promise that today, tomorrow or ten years from now, we'll be there. For more than 150 years, our clients have trusted Pacific Life to protect what matters most to them - their families, their businesses, their futures.

Industry

Finance and insurance

Company size

1,001 - 5,000 Employees

Headquarters location

Newport Beach, CA, US

Year founded

1868

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