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Short Term Disability Claims Jobs (NOW HIRING)

Handle leave, short-term disability (STD), or paid leave claims efficiently and accurately. * Determine if employees are eligible for different types of leave, such as FMLA, PFML, and corporate-paid ...

Handle leave, short-term disability (STD), or paid leave claims efficiently and accurately. * Determine if employees are eligible for different types of leave, such as FMLA, PFML, and corporate-paid ...

Handle leave, short-term disability (STD), or paid leave claims efficiently and accurately. * Determine if employees are eligible for different types of leave, such as FMLA, PFML, and corporate-paid ...

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Short Term Disability Claims information

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$15

$29

$45

How much do short term disability claims jobs pay per hour?

As of Sep 4, 2026, the average hourly pay for short term disability claims in the United States is $29.40, according to ZipRecruiter salary data. Most workers in this role earn between $22.36 and $35.10 per hour, depending on experience, location, and employer.

What are short term disability claims?

Short term disability claims are requests made by employees to receive financial benefits when they are temporarily unable to work due to a non-work-related injury, illness, or medical condition. These claims allow individuals to access a portion of their income, typically for a period ranging from a few weeks up to six months, depending on the policy. The process usually involves submitting medical documentation and meeting certain eligibility criteria set by the insurance provider or employer. The goal is to support employees financially while they recover and are unable to perform their job duties.

What are the key skills and qualifications needed to thrive as a short term disability claims specialist, and why are they important?

To thrive as a Short Term Disability Claims Specialist, you need expertise in insurance claims processing, knowledge of disability policies, and typically a bachelor’s degree or relevant experience. Familiarity with claims management software, regulatory compliance systems, and medical terminology is often required. Exceptional customer service, attention to detail, and strong organizational skills help you stand out in this role. These skills ensure accurate, timely claims decisions and compassionate service for clients during challenging times.

What are some common challenges faced by short term disability claims professionals, and how can they be addressed?

Short Term Disability Claims professionals often encounter challenges such as managing a high caseload, interpreting complex medical documentation, and balancing the needs of claimants with company policies. Staying organized, developing strong communication skills, and maintaining up-to-date knowledge of relevant regulations can help address these challenges. Additionally, collaborating closely with medical professionals, HR teams, and claimants ensures accurate and timely claim resolution while supporting customer satisfaction.

What is the difference between Short Term Disability Claims vs Short Term Disability Adjusters?

AspectShort Term Disability ClaimsShort Term Disability Adjusters
Primary RoleEvaluate and process disability claimsInvestigate and settle disability claims
Required CredentialsTypically insurance or claims processing certificationsInsurance knowledge, claims handling certifications
Work EnvironmentOffice-based, claims departmentsOffice and field work, site investigations
Industry UsageInsurance companies, third-party administratorsInsurance companies, adjuster firms

Short Term Disability Claims professionals focus on evaluating and processing claims, ensuring policy compliance. Adjusters investigate claims, often visiting sites or gathering evidence. While both roles require insurance knowledge, claims professionals handle documentation, whereas adjusters conduct investigations. Understanding these differences helps clarify career paths and job expectations in the disability insurance industry.

More about Short Term Disability Claims jobs

What cities are hiring for Short Term Disability Claims jobs?

Cities with the most Short Term Disability Claims job openings:

What are the most commonly searched types of Short Term Disability Claims jobs?

The most popular types of Short Term Disability Claims jobs are:

What states have the most Short Term Disability Claims jobs?

States with the most job openings for Short Term Disability Claims jobs include:

Infographic showing various Short Term Disability Claims job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 75% Full Time, 20% Part Time, 3% Contract, and 1% Nights. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $61,156 per year, or $29.4 per hour.

Short-Term Disability Analyst

The Hartford Financial Services Group, Inc.

Hartford, CT • On-site, Remote

$46K - $67K/yr

Full-time

This job post has expired 2 days ago. Applications are no longer accepted.


The Hartford rating

8.8

Company rating: 8.8 out of 10

Based on 122 frontline employees who took The Breakroom Quiz

57th of 315 rated insurance


Job description

Ability Analyst - C410ANSr Ability Analyst - C409AN

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

Do you enjoy helping people? Then you belong here. We currently have an excellent claims professional career opportunity available. Join our Short-Term Disability Team.

The Ability Analyst is responsible for investigating and managing short-term disability claims to make timely, accurate, and customer focused benefit determinations across short term disability. This role partners closely with customers, medical providers, employers, and internal stakeholders to evaluate eligibility, support recovery, and facilitate a safe and responsible return to work when appropriate.

Using medical, vocational, financial, and functional information, the Ability Analyst manages claims through initial and ongoing decision points while adhering to corporate claim standards, policies, procedures, and all applicable statutory, regulatory, and ethical requirements. Claim complexity may vary based on experience and business needs and may include working with customers experiencing behavioral health conditions, complex medical diagnoses, or terminal illness.

The Ability Analyst supports the organization's mission of helping customers rebuild their lives after an unexpected illness or event by delivering empathetic service, sound decision making, and consistent claim management throughout the short-term disability lifecycle.

Work Arrangement:

This role can have a Hybrid or Remote work schedule. Candidates who live near one of our office locations (Hartford, CT, San Antonio, TX, Lake Mary, FL, Scottsdale, AZ, Naperville, IL, Alpharetta, GA and Sunrise, FL) will have the expectation of working in an office 3 days a week (Tuesday through Thursday). Candidates who do not live near an office will have a remote work schedule, with the expectation of coming into an office as business needs arise.

  • Start Date (Stag Week): September 28, 2026

  • Training Start Date: October 5, 2026

  • Training Hours: Core business hours , Monday-Friday

  • Training Duration: 6 weeks

  • Post-Training Schedule: Core business hours

Responsibilities:

  • Investigate and manage short term disability by gathering and evaluating information from claimants, employers, and medical providers.

  • Analyze medical, vocational, financial, and claim related information to support accurate initial and ongoing benefit determinations.

  • Guide customers through the disability and recovery process, focusing on functional abilities, clear expectations, and supportive communication.

  • Maintain professional written and verbal communications with internal and external partners to deliver timely, customer centered outcomes.

  • Apply critical thinking, sound judgment, and analytical reasoning to assess risk, resolve issues, and make consistent claim decisions.

  • Collaborate effectively in a fast paced, team based environment to retrieve, evaluate, and relay claim related information.

  • Leverage technology responsibly to manage claims efficiently, understand the role of technology while applying appropriate judgement, remain aware of potential risks, and support quality outcomes.

  • Demonstrate empathy and emotional intelligence when navigating difficult conversations and complex situations.

  • Adapt to change, learn new concepts and tools, and support continuous improvement in an evolving business environment.

  • Understand how claim decisions interact with other benefit programs to anticipate customer needs and provide accurate guidance.

Qualifications:

  • High School Diploma or GED required; Associate or Bachelor's degree preferred but not required.

  • 1+ years of customer service experience preferred but not required.

  • Medical, clinical, or vocational background is a plus but not required.

  • Proficiency with Microsoft Office and the ability to navigate multiple systems simultaneously.

  • Strong time management and organizational skills, with the ability to manage competing priorities.

  • Ability work effectively in a structured, inclusive, and collaborative team environment.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$46,222-$67,900

The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us|Our Culture | What It's Like to Work Here | Perks & Benefits


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About Hartford

Sourced by ZipRecruiter

Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

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