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Senior Payments Risk Analyst Jobs in Florida (NOW HIRING)

SCCU

Sr. Risk Analyst

Melbourne, FL · On-site

$75K/yr

As a Senior Risk Analyst in our Melbourne Headquarters location, you will serves as a senior specialist responsible for leading complex risk management activities and supporting the ongoing maturity ...

SCCU

Sr. Risk Analyst

Melbourne, FL · Hybrid

$75K/yr

As a Senior Risk Analyst in our Melbourne Headquarters location, you will serves as a senior specialist responsible for leading complex risk management activities and supporting the ongoing maturity ...

Hertz

Sr Payments Engineer

Estero, FL

$115K/yr

... Risk and Fraud teams. * Build observability into all payment paths, including structured logs ... Strong debugging and root-cause analysis skills, including across distributed systems. * Effective ...

The Hertz Corporation

Sr Payments Engineer

Estero, FL · On-site

$115K/yr

... Risk and Fraud teams. * Build observability into all payment paths, including structured logs ... Strong debugging and root-cause analysis skills, including across distributed systems. * Effective ...

Hertz

Sr Payments Engineer

Estero, FL · On-site

$115K/yr

... Risk and Fraud teams. * Build observability into all payment paths, including structured logs ... Strong debugging and root-cause analysis skills, including across distributed systems. * Effective ...

Brown & Brown, Inc.

Risk Analyst

Coral Gables, FL · On-site

As a Risk Analyst, you will receive professional development and mentorship by working closely with senior level account executives, brokers, and clients on insurance brokerage activities. Further ...

INTEGRO

Risk Manager / Senior Risk Analyst

Tampa, FL · On-site

$120K - $150K/yr

Risk Manager / Senior Risk Analyst Location: Atlanta, Orlando or Tampa (Hybrid) - Remote flexibility available for the right candidate Division : Dealer General Warranty About CV Family & Dealer ...

INTEGRO

Risk Manager / Senior Risk Analyst

Orlando, FL · On-site

$120K - $150K/yr

Risk Manager / Senior Risk Analyst Location: Atlanta, Orlando or Tampa (Hybrid) - Remote flexibility available for the right candidate Division : Dealer General Warranty About CV Family & Dealer ...

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Senior Payments Risk Analyst information

What does a Senior Payments Risk Analyst do?

A Senior Payments Risk Analyst is responsible for identifying, assessing, and mitigating risks related to payment transactions within an organization. They analyze transaction data, monitor for fraud trends, and develop strategies to protect against financial losses and regulatory violations. In addition, they work closely with compliance, technology, and operations teams to ensure the effectiveness of risk controls and to implement best practices. Their expertise helps organizations maintain secure and efficient payment systems while minimizing exposure to fraud and other risks.

What is the difference between Senior Payments Risk Analyst vs Payments Risk Analyst?

AspectSenior Payments Risk AnalystPayments Risk Analyst
Required CredentialsBachelor's degree, certifications like CRCM or CFE often preferredBachelor's degree, relevant certifications optional
Work EnvironmentFinancial institutions, payment processing companiesPayment service providers, banks, fintech firms
Employer & Industry UsageUsed across banking, fintech, and payment companies for risk managementCommonly employed in similar sectors, often as entry to mid-level roles

The main difference between a Senior Payments Risk Analyst and a Payments Risk Analyst lies in experience level and responsibilities. Senior analysts typically handle more complex risk assessments, lead projects, and have greater decision-making authority. Both roles require similar credentials and are found in similar industries, but the senior position involves more strategic oversight and leadership.

What are the key skills and qualifications needed to thrive as a Senior Payments Risk Analyst, and why are they important?

To thrive as a Senior Payments Risk Analyst, you need expertise in risk assessment, fraud detection, data analysis, and a strong understanding of payment systems, often supported by a degree in finance, mathematics, or a related field. Familiarity with risk management software, SQL, data visualization tools, and sometimes certifications like CAMS or CFE are typically required. Exceptional analytical thinking, attention to detail, and proactive communication distinguish top performers in this role. These skills are crucial for effectively identifying and mitigating payment risks, protecting the organization from fraud, and ensuring secure transaction processes.

How does a Senior Payments Risk Analyst typically collaborate with other departments within a financial organization?

A Senior Payments Risk Analyst often works closely with teams such as fraud prevention, compliance, IT, and customer support. Collaboration involves sharing insights on emerging payment risks, developing risk mitigation strategies, and ensuring that new payment products comply with regulatory standards. Regular cross-functional meetings and data sharing are common to proactively address vulnerabilities and streamline processes. This collaborative approach helps maintain a secure payments ecosystem and supports business objectives.
What are popular job titles related to Senior Payments Risk Analyst jobs in Florida? For Senior Payments Risk Analyst jobs in Florida, the most frequently searched job titles are:
What job categories do people searching Senior Payments Risk Analyst jobs in Florida look for? The top searched job categories for Senior Payments Risk Analyst jobs in Florida are:
What cities in Florida are hiring for Senior Payments Risk Analyst jobs? Cities in Florida with the most Senior Payments Risk Analyst job openings:
Senior Payments Risk Analyst jobs near you
Payments Risk Analyst

Payments Risk Analyst

Certegy Payment Solutions, LLC

Clearwater, FL • On-site

Full-time

Posted 7 days ago

Job description

Role Overview
At Certegy, we enable secure, efficient payment acceptance by combining traditional and real-time risk controls across check, ACH, and emerging payment rails. Our clients range in size from locally owned small businesses to the largest retailers in America, many of which have relied on us for over fifty years to provide check verification and warranty services.
We are seeking a Payments Risk Analyst to help maintain our expertise in the industry. This role will be responsible for the fraud and risk monitoring of multiple clients, balancing loss mitigation strategies while meeting customer SLAs in a high-volume real-time payments environment. This role requires close collaboration with finance, data science, and product teams, along with the ability to clearly communicate risk insights and performance metrics to both technical and non-technical stakeholders.
Key Responsibilities
  • Analyze transactional data for fraud, returns, and loss trends using exploratory data analysis techniques to identify emerging risks and systemic vulnerabilities.
  • Forecast client risk performance and proactively recommend control adjustments based on transactional trends.
  • Collaborate with data science teams to translate data, trends, and other investigative findings, into model enhancements for real-time decisioning strategies.
  • Design, implement, and maintain risk controls to balance loss reduction with transactional acceptance rates and customer experience.
  • Support incident response and escalation for significant fraud events by performing root cause analysis and coordinating with internal teams to mitigate impact.
  • Evaluate strategy performance by tracking key metrics such as fraud loss rates, acceptance rates, and client-specific risk thresholds.
  • Document risk strategies, findings, and outcomes to support operational consistency, audit readiness, and continuous improvement.
  • Partner directly with clients to review fraud trends, explain risk tradeoffs, and recommend best practices tailored to their business models.
  • Develop and maintain executive-level dashboards to communicate performance, trends, and risk exposure to internal leadership and external partners.

Skills & Qualifications
  • Strong analytical and problem-solving skills with the ability to identify patterns in large-scale transactional data.
  • Advanced proficiency in Microsoft Excel and working knowledge of data visualization tools (Oracle Analytics Cloud, Power BI, Tableau, or similar).
  • Experience applying statistical analysis techniques to fraud detection, loss analysis, and risk optimization.
  • Excellent written and verbal communication skills, with demonstrated ability to present complex risk concepts to clients, senior leadership, and cross-functional partners.
  • Ability to work independently while managing multiple client risk portfolios in a fast-paced, real-time environment.
  • Payments industry experience in ACH, real-time payments (RTP/FedNow), BNPL, checks, or alternative payment methods strongly preferred.
  • Bachelor's degree in Mathematics, Statistics, Finance, Economics, or a related quantitative field.
  • 2-3+ years of experience in payments risk, fraud analytics, or financial analysis.

Work Environment
Onsite - Westlake, Texas or Clearwater, Florida
U.S. work authorization required (no visa sponsorship available)

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