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Senior Fraud Risk Analyst Jobs in Minnesota (NOW HIRING)

3M

Fraud Investigator

Maplewood, MN · On-site

$145K - $178K/yr

Gathering and analyzing relevant financial data or other documentation. * Independently conducting ... Communicating learnings from the investigations with senior leadership. Your Skills and Expertise ...

3M

Fraud Investigator

Maplewood, MN

$145K - $178K/yr

Gathering and analyzing relevant financial data or other documentation. * Independently conducting ... Communicating learnings from the investigations with senior leadership. Your Skills and Expertise ...

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All JobsFraud Risk Analyst JobsSenior Fraud Risk Analyst JobsSenior Fraud Risk Analyst Jobs in Minnesota

Senior Fraud Risk Analyst information

See Minnesota salary details

$52.4K

$107.6K

$139.6K

How much do senior fraud risk analyst jobs pay per year?

As of Jul 16, 2026, the average yearly pay for senior fraud risk analyst in Minnesota is $107,585.00, according to ZipRecruiter salary data. Most workers in this role earn between $88,600.00 and $134,200.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Senior Fraud Risk Analyst, and why are they important?

To thrive as a Senior Fraud Risk Analyst, you need expertise in fraud detection, risk assessment, data analysis, and a bachelor's degree in finance, business, or a related field. Familiarity with anti-fraud software, data analytics tools like SQL or Python, and relevant certifications such as CFE (Certified Fraud Examiner) are highly valued. Strong problem-solving abilities, attention to detail, and effective communication skills help analysts spot patterns and present findings clearly. These skills are vital for identifying and mitigating fraud risks, protecting organizational assets, and ensuring compliance with regulations.

What does a Senior Fraud Risk Analyst do?

A Senior Fraud Risk Analyst is responsible for identifying, assessing, and mitigating risks related to fraudulent activities within an organization. They analyze data, investigate suspicious transactions, and develop strategies to prevent fraud. These professionals also collaborate with other departments, implement fraud detection systems, and ensure compliance with regulations. Their expertise helps protect the organization from financial losses and reputational damage.

What is the difference between Senior Fraud Risk Analyst vs Fraud Investigator?

AspectSenior Fraud Risk AnalystFraud Investigator
CredentialsBachelor's degree, certifications like CFE or CPA often preferredBachelor's degree, CFE certification common
Work EnvironmentAnalytical, data-driven, risk assessment teamsInvestigative, interview-focused, field or office-based
Employer & IndustryFinancial institutions, insurance, e-commerceFinancial services, law enforcement, corporate security

While both roles focus on fraud prevention, the Senior Fraud Risk Analyst primarily assesses risks and develops strategies, whereas the Fraud Investigator conducts investigations into specific fraud cases. The analyst role is more analytical and strategic, while the investigator is more hands-on and investigative.

How does a Senior Fraud Risk Analyst typically collaborate with other departments to identify and mitigate fraud risks?

Senior Fraud Risk Analysts often work closely with teams across the organization, such as compliance, IT, customer service, and legal departments. They collaborate to analyze transaction data, investigate suspicious patterns, and implement new fraud prevention strategies. Regular cross-functional meetings and sharing of insights are crucial to ensure that fraud risks are identified early and addressed effectively. This collaborative approach helps create a comprehensive defense against evolving fraud threats and supports a proactive risk management culture.
What are popular job titles related to Senior Fraud Risk Analyst jobs in Minnesota? For Senior Fraud Risk Analyst jobs in Minnesota, the most frequently searched job titles are:
What job categories do people searching Senior Fraud Risk Analyst jobs in Minnesota look for? The top searched job categories for Senior Fraud Risk Analyst jobs in Minnesota are:
What cities in Minnesota are hiring for Senior Fraud Risk Analyst jobs? Cities in Minnesota with the most Senior Fraud Risk Analyst job openings:
Senior Fraud Risk Analyst jobs near you

Senior Strategy Analyst

Mikinok Enterprises

Minneapolis, MN • On-site

Full-time

Medical, Retirement, PTO

Posted 19 days ago

Job description

Mikinok Enterprises has revolutionized the emergency loan market by using sophisticated machine learning (artificial intelligence) and big data to detect fraud and predict payback.
We're looking for a Senior Credit Strategy Analyst to drive credit strategies for Mikinok's subprime consumer lending portfolio. This role is critical to balancing growth, profitability, and losses in a fast-moving environment. You'll lead strategy development projects across marketing, underwriting, and collections - using data, testing, and sound risk judgement.
You'll partner closely with Data Science, Engineering, Project, and Operations teams to translate insight into scalable credit strategies that materially impact portfolio performance
In this role, you will...
  • Design, implement, and optimize credit strategies across marketing, underwriting, fraud, loan amount and term assignment, and collections
  • Own policy development and changes including testing, rollout, and post-implementation monitoring
  • Analyze portfolio performance using SQL/Python and BI tools to identify trends, risks, and opportunities within key metrics
    • Cost for new account originated
    • Default rates, Delinquency rates
    • Loss rates and unit economics
    • Repeat behavior and churn
  • Identify emerging risks and upsides. Recommend proactive strategy adjustments
  • Build and evaluate test-and-learn experiments (A/B tests, DOE) across the customer life-cycle, while controlling downside risks
  • Partner with Data Science on model development, performance assessments, and model-strategy alignment across customer life-cycle
  • Prepare and present recommendations to senior leadership; present project insights & updates at company-wide quarterly business reviews (QBR)
  • Mentor junior analysts and help establish best practice in data analytics for credit team

Requirements
Mandatory Qualifications
  • Bachelor's Degree in an analytical/quantitative field (Math, Physics, Statistics, Engineering, Computer Science) from a highly competitive school.
  • Elite quantitative & analytical skills. Proven ability to drive analytical projects and insights (3+ years experience)
  • Strong proficiency and in SQL and experience using Python for analysis (3+ years)
  • Experience using advanced Microsoft Excel or Google Sheets analytics tools (spreadsheet formulas, pivot tables, statistical add-ins, VBA, data management and merging tools) (2+ years)
  • Demonstrated experience in analyzing data to draw business-relevant conclusions and in data visualization techniques and tools.
  • Ability to work in a fast-paced, collaborative environment
  • Strong interpersonal, leadership, and communication skills

Please Note: We are interested in every qualified candidate who is authorized to work for ANY employer in the United States. We are unable to sponsor or take over sponsorship of an employment Visa at this time.
Desired Qualifications
  • Advanced degree in an analytical/quantitative field (Math, Physics, Statistics, Engineering, Computer Science) from a highly competitive school.
  • 5+ years of experience in complex, data-driven problem solving ideally within financial services or consulting or credit bureau
  • Hands-on experience with credit bureau, alternative data, lead generation, and behavioral performance data
  • Deep understanding of sub-prime credit dynamics including volatility, adverse selection, and risk layering
  • Exposure to collections strategy or recovery optimization

Benefits
  • The opportunity to help bring much-needed income and economic development to the Turtle Mountain Band of Chippewa Indians
  • Competitive salary and bonus structure
  • Generous employee benefits plan, including robust healthcare plans, matching 401K, and four weeks of PTO
  • Company-sponsored professional development and training opportunities

About the Company
Mikinok Enterprises (d/b/a Spotloan) is a leading online direct lender founded in 2012 that utilizes advanced underwriting technology to provide short-term loans to Americans in need. Mikinok is wholly owned and operated by the Turtle Mountain Band of Chippewa Indians of North Dakota, a Federally-recognized Native American Tribe (the "Tribe").
Mikinok Enterprises is an integral part of the Tribe's economic development efforts, and it is an essential provider of employment opportunities on the Tribe's reservation. Employment decisions at Mikinok are based on qualifications, ability, and merit. When qualifications are equal, candidates who are enrolled members of the Tribe will receive preference. After considering this preference, it is Mikinok's policy to provide equal employment opportunity to all qualified persons without regard to race, color, religion, sexual orientation, age, disability, or national origin.

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