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Senior Credit Risk Analyst Jobs (NOW HIRING)

Adyen

Credit Risk Analyst

Chicago, IL · On-site

$100K - $130K/yr

Credit Risk Analyst - Financial Products As a Credit Risk Analyst based in Chicago, you will be part of a growing team responsible for evaluating, managing, and scaling credit risk across Adyen ...

Adyen

Credit Risk Analyst

Chicago, IL · Hybrid

$100K - $130K/yr

Credit Risk Analyst - Financial Products As a Credit Risk Analyst based in Chicago, you will be part of a growing team responsible for evaluating, managing, and scaling credit risk across Adyen ...

Supermicro

Sr. Credit Analyst

San Jose, CA · On-site

$98K - $109K/yr

The Senior Credit Analyst will be involved with the daily credit risk optimization requirements and monitor credit exposure. A successful individual for this role must have strong written and verbal ...

Super Micro Computer

Sr. Credit Analyst

San Jose, CA · On-site

$98K - $109K/yr

The Senior Credit Analyst will be involved with the daily credit risk optimization requirements and monitor credit exposure. A successful individual for this role must have strong written and verbal ...

washingtontrust

Credit Risk Analyst

Providence, RI · On-site

$75K - $85K/yr

Credit Risk Analyst Washington Trust has an opportunity for an experienced commercial credit administration professional to join our Credit Risk team as a Commercial Credit Administration Manager ...

USAA

Senior Analyst, Credit Risk Strategy

Tampa, FL · On-site

The Opportunity As a dedicated Bank Credit Risk Analyst Senior, you will have a strong background in credit risk strategy development forcard, consumer and deposits credit portfoliosto optimize ...

Prosper

Credit Risk Analyst

$102K - $140K/yr

A Credit Risk Analyst at Prosper has the opportunity to utilize advanced analytical skills to ... members and Senior Management team * Knowledge and experience of segmentation, statistical ...

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Senior Credit Risk Analyst information

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$53.5K

$109.8K

$142.5K

How much do senior credit risk analyst jobs pay per year?

As of Aug 30, 2026, the average yearly pay for senior credit risk analyst in the United States is $109,846.00, according to ZipRecruiter salary data. Most workers in this role earn between $90,500.00 and $137,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by a senior credit risk analyst when assessing complex credit portfolios?

Senior Credit Risk Analysts often encounter challenges such as evaluating the risk of diverse and complex credit portfolios, interpreting large volumes of financial data, and staying current with evolving regulatory requirements. Balancing the need for thorough risk assessments with tight deadlines can also be demanding. Additionally, they must effectively communicate their findings and recommendations to stakeholders across departments, ensuring that risk strategies align with the organization’s broader objectives.

What are the key skills and qualifications needed to thrive as a senior credit risk analyst, and why are they important?

To thrive as a Senior Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a degree in finance, economics, or a related field. Expertise with risk modeling tools, statistical software (such as SAS or R), and experience with credit risk management systems are typically required. Exceptional attention to detail, critical thinking, and effective communication skills set top performers apart in this role. These skills and qualities are vital for accurately assessing credit risk, making sound recommendations, and supporting organizational financial stability.

How much does a senior credit risk analyst earn?

A senior credit risk analyst typically earns between $70,000 and $120,000 annually, depending on experience, location, and industry. They often require strong analytical skills and proficiency with risk assessment tools and financial modeling.

What does a senior Credit Risk Analyst do?

A senior Credit Risk Analyst evaluates the creditworthiness of individuals or businesses to determine the risk of lending. They analyze financial data, use risk assessment tools, and develop strategies to mitigate potential losses, often working with credit scoring models and regulatory compliance standards.

What is a senior credit risk analyst's salary?

A senior credit risk analyst's salary typically ranges from $70,000 to $120,000 annually, depending on experience, location, and industry. They often require strong analytical skills, knowledge of credit scoring models, and proficiency with risk management tools.

What cities are hiring for Senior Credit Risk Analyst jobs?

Cities with the most Senior Credit Risk Analyst job openings:

What are the most commonly searched types of Credit Risk Analyst jobs?

The most popular types of Credit Risk Analyst jobs are:

What states have the most Senior Credit Risk Analyst jobs?

States with the most job openings for Senior Credit Risk Analyst jobs include:

Senior Credit Risk Analyst jobs near you
Infographic showing various Senior Credit Risk Analyst job openings in the United States as of August 2026, with employment types broken down into 87% Full Time, and 13% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $109,846 per year, or $52.8 per hour.

Credit Risk Analyst

Chicago, IL • On-site

Adyen
See more jobs at Adyenexternal

$100K - $130K/yr

Full-time

Re-posted 2 days ago

Job description

This is Adyen
Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition.
For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster.
Credit Risk Analyst - Financial Products
As a Credit Risk Analyst based in Chicago, you will be part of a growing team responsible for evaluating, managing, and scaling credit risk across Adyen's expanding suite of financial products. The team plays a critical role in assessing credit risk, underwriting SME and enterprise merchants, and ensuring that portfolio performance remains within Adyen's risk appetite, while enabling sustainable growth for our merchants.
Beyond day-to-day underwriting and portfolio management, the team owns the development and operation of credit risk frameworks for new and evolving financial products (e.g. Adyen Capital). Working closely with Commercial, Product, Compliance, and other cross-functional partners, you will help design scalable, data-driven risk processes that support Adyen's global growth ambitions.
The Credit Risk team is in an early stage of its journey, offering significant opportunities to shape processes, influence product direction, and grow alongside the business. You will join an international, diverse team that values ownership, pragmatism, and collaboration, and operates across regions and cultures.
The ideal candidate combines strong problem-solving skills, clear and direct communication, and deep financial expertise to deliver thoughtful risk assessments and contribute to strategic recommendations on credit policies, frameworks, and practices.
What you'll do
  • Perform the credit underwriting and portfolio monitoring of different financial products, including loans to SMBs and other credit products to enterprise customers;
  • Analyze the impact of business model, industry and macro-economic developments on the credit portfolios and the credit risk offering of Adyen;
  • Develop and implement credit risk strategies to enhance portfolio performance while ensuring alignment with risk appetite and business objectives;
  • Drive continuous improvement of our global and US-specific credit risk underwriting and monitoring framework, including policies, procedures and practices;
  • Provide credit risk expertise to a variety of stakeholders to guarantee that credit risk is properly considered in new commercial product developments;
  • Identify manual steps in underwriting, portfolio monitoring, and credit decisioning workflows that are prime candidates for AI-driven automation
  • Develop clear documentation and governance frameworks for automated decisions, ensuring transparency, auditability, and alignment with regulatory expectations
  • Stay current with advancements in AI applied to credit risk, advocating for adoption of new techniques where they can drive meaningful efficiency or accuracy gains

Who you are
  • Minimum of 3+ years of experience in commercial credit underwriting, preferably within banking, fintech, or SMEs credit lending-driven environments.
  • Strong analytical capabilities with demonstrated ability to interpret financial statements, assess borrower quality, and identify key risk drivers, trends, and early-warning indicators.
  • Proven experience managing and assessing credit portfolios across products such as SMB lending, working capital solutions, overdrafts, charge cards, and/or asset-backed financing.
  • Experience operating in high-volume, scalable credit environments is a strong plus, including exposure to payments, automation, and data-driven decisioning frameworks.
  • Ability to balance risk and return, applying sound judgment to make credit decisions in line with defined risk appetite and business objectives.
  • Familiarity with U.S. regulatory frameworks and guidelines related to credit risk; hands-on regulatory experience is a strong plus but not required.

Please note that this role is a hybrid, 3x a week position in Chicago.
The base salary for this role in Chicago is: $100,000.00-$130,000.00. The Total Compensation package also includes Restricted Stock Units (RSUs).
Our Diversity, Equity and Inclusion commitments
Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you're from, we welcome you to be your true self at Adyen.
Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does this sound like you? If so, Adyen encourages you to reconsider and apply. We look forward to your application!
What's next?
Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don't be afraid to let us know if you need more flexibility.
Adyen is an equal opportunity employer. We do not discriminate based on race, color, ethnicity, ancestry, national origin, religion, sex, gender, gender identity, gender expression, sexual orientation, age, disability, veteran status, genetic information, marital status or any legally protected status.
All your information will be kept confidential according to EEO guidelines.

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