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Senior Credit Analyst Jobs in Decatur, GA (NOW HIRING)

Renasant

CLU Senior Credit Underwriting Manager

Atlanta, GA · On-site

$94K - $112K/yr

CLU Senior Credit Underwriting Manager Job ID 2026-15631 Job Locations US-GA-Atlanta | US-AL ... Review and analyze all pertinent credit, collateral, and financial information * Prepare all ...

Pinnacle Bank

Credit Advisor

Atlanta, GA · On-site

The position will be responsible for providing the credit analysis and underwriting for new and ... Senior Credit Officer. * Meet all the client's financial needs , both business and personal, and ...

New

Peachtree Group

Associate, Credit

Atlanta, GA · On-site

Provide analytical and operational support to senior team members across all aspects of the investment and credit process. Qualifications * Education: Bachelor's degree in Finance, Real Estate ...

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All JobsCredit Analyst JobsSenior Credit Analyst JobsSenior Credit Analyst Jobs in Decatur, GA

Senior Credit Analyst information

See Decatur, GA salary details

$48.3K

$92.1K

$169.9K

How much do senior credit analyst jobs pay per year?

As of Aug 12, 2026, the average yearly pay for senior credit analyst in Decatur, GA is $92,056.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,400.00 and $97,600.00 per year, depending on experience, location, and employer.

Do senior credit analysts make a lot of money?

Senior credit analysts typically earn higher salaries than entry-level analysts, with median annual pay ranging from $70,000 to $100,000 depending on experience, location, and industry. They often receive bonuses and benefits, and advanced skills in financial analysis and credit risk assessment can lead to higher compensation.

What are the key skills and qualifications needed to thrive as a senior credit analyst, and why are they important?

To thrive as a Senior Credit Analyst, you need expertise in financial analysis, risk assessment, and a solid understanding of accounting principles, typically supported by a bachelor’s degree in finance or a related field. Familiarity with financial modeling software, credit risk management systems, and possibly certifications such as CFA or FRM are highly valuable. Strong analytical thinking, attention to detail, and effective communication skills set top performers apart in this role. These competencies are critical to making sound credit decisions, minimizing risk, and supporting the financial health of the organization.

What does a senior credit analyst do?

A senior credit analyst assesses the financial risk of providing a loan or line of credit to a client. As a credit analyst, you work for a commercial bank or other lending institution. Your duties are to analyze financial data, access client information from other companies, and coordinate with the marketing team about loan targets. Qualifications for a career as a senior credit analyst include a bachelor’s degree in economics, accounting, or statistics, and several years of experience working in credit analysis or the actuarial field. Since this is a senior position, you must work your way up from junior. Other skills useful for the job include strong mathematics and organizational skills.

What are some common challenges senior credit analysts face when evaluating complex credit portfolios?

Senior Credit Analysts often encounter challenges such as assessing the creditworthiness of clients with limited financial information, managing large and diverse portfolios, and keeping up with rapidly changing market and regulatory conditions. Additionally, they must balance risk mitigation with supporting business growth, which requires close collaboration with relationship managers, risk officers, and senior management. Staying updated on industry trends and employing advanced analytical techniques are essential to effectively address these complexities.

What is a senior credit analyst?

Senior Credit Analysts are finance professionals who assess the creditworthiness of individuals, companies, or securities. They analyze financial statements, market trends, and other data to evaluate the risk of lending money or extending credit. Senior Credit Analysts often work in banks, investment firms, or credit rating agencies and may have supervisory responsibilities, guiding junior analysts and making recommendations on large or complex credit decisions. Their expertise helps organizations make informed lending and investment choices while managing risk.

What is the difference between Senior Credit Analyst vs Credit Analyst?

AspectSenior Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, often CFA or CPA, experience in credit analysisBachelor's degree, relevant certifications optional
Work EnvironmentFinancial institutions, corporate credit departmentsBanks, lending firms, credit agencies
Employer & Industry UsageUsed in banking, investment, and corporate finance sectorsCommon in banking and lending industries
Comparison Search IntentUnderstanding seniority and responsibilitiesEntry to mid-level credit analysis roles

The main difference between a Senior Credit Analyst and a Credit Analyst lies in experience, responsibilities, and qualifications. Senior Credit Analysts typically have more experience, advanced certifications, and handle more complex credit assessments. Credit Analysts are often entry-level or mid-level roles focusing on initial credit evaluations. Both roles are vital in financial institutions, but the senior position involves greater decision-making authority and oversight.

More about Senior Credit Analyst jobs
What are the most commonly searched types of Credit Analyst jobs in Decatur, GA? The most popular types of Credit Analyst jobs in Decatur, GA are:
What are popular job titles related to Senior Credit Analyst jobs in Decatur, GA? For Senior Credit Analyst jobs in Decatur, GA, the most frequently searched job titles are:
What job categories do people searching Senior Credit Analyst jobs in Decatur, GA look for? The top searched job categories for Senior Credit Analyst jobs in Decatur, GA are:
What cities near Decatur, GA are hiring for Senior Credit Analyst jobs? Cities near Decatur, GA with the most Senior Credit Analyst job openings:
Senior Credit Analyst jobs near you
Infographic showing various Senior Credit Analyst job openings in Decatur, GA as of August 2026, with employment types broken down into 1% Internship, 79% Full Time, 19% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $92,056 per year, or $44.3 per hour.

CLU Senior Credit Underwriting Manager

Renasant Bank

Atlanta, GA • On-site

Other

Posted 7 days ago

Renasant Bank rating

6.0

Company rating: 6.0 out of 10

Based on 12 frontline employees who took The Breakroom Quiz

152nd of 171 rated banks

Job description

Overview
The CLU Senior Credit Underwriting Manager will be responsible for directing, managing and mentoring a team of CLU commercial loan underwriters engaged in the activities of underwriting and reviewing new and renewal commercial loan requests and producing credit memorandums used by lending and credit management for the purposes of approving, monitoring, and managing commercial loan relationships. The CLU Senior Credit Underwriting Manager will also be responsible for completing commercial loan underwriting responsibilities along with their team.
RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER
Responsibilities
  • Manage and mentor employees in the completion of commercial loan underwriting responsibilities for unsecured loans of $250M or more and secured exposures of greater than $250M
  • Manage assignments and timely completion of workflow coming into the department including pre-flights, new and renewal loan request, annual reviews, and other credit activities
  • Train and guide employees in the application of the bank's loan policies and department procedures in the completion of their underwriting responsibilities
  • Support and encourage employees, answering questions and serving as the subject matter expert to underwriting staff when needs arise in the performance of their duties
  • Manage the performance appraisal process to measure the progress and development of assigned employees
  • Provide feedback and assistance to upper management relative to commercial credit underwriting topics and responsibilities upon request
  • Interview and hire commercial underwriting staff
  • Approve employee timecards, overtime and vacation
  • Underwrite the bank's larger more complicated CLU credits in some of the bank's highest relationship exposures
  • Develop credit information for use by the CLU in making lending decisions on new, renewal, and prospective loans by:
    • Use a checklist to determine if all necessary financial information has been received on the borrower and guarantors for assigned loan requests. If information is missing, request it
    • Review and analyze all pertinent credit, collateral, and financial information
    • Prepare all financial spreads, global cash flows, and real estate models
    • Prepare a written Credit Memo presenting the Transaction Summary, History of Borrower, Relationship History, Financial Analysis of Borrower(s) and Guarantor(s), Repayment Ability, Collateral and Industry
    • Prepare written Relationship Credit Reviews
    • Complete financial indicator covenant monitoring
    • Provide feedback and recommendations to Relationship Managers, Credit Officers, and Others about the creditworthiness of the borrower and guarantors, the loan structure, risk rating, and other pertinent credit/financial factors
    • Manage pipeline workflow communicating accordingly with manager as needed
    • Ensure high quality production and turnaround standards are achieved
  • Assume ownership of assigned credits with little or no direct supervision
  • Complete nCino responsibilities for each assigned loan in accordance with the CLU Job Aide including: Pre-Flights, Determining Total Exposure, Final Review Steps, Covenants, Exceptions, Loading Credit Information into the respective Doc Mans, and Additional Information
  • Attend client calls with the Relationship Manager/Managing Director to gain insight on the client/credit request
  • Seek and refer new business opportunities to appropriate bank staff
  • Make additional product (cross-sell) recommendations to the Relationship Manager/Managing Director
  • Apply Renasant Bank's Loan Policies and Department Procedures consistently in the performance of assigned duties and responsibilities
  • Perform other related duties as assigned

Qualifications
  • High school diploma or equivalent required; Bachelor's Degree in Finance, Accounting, Business, or Economics preferred (or equivalent years of directly related experience will be considered)
  • Minimum of 5 years of prior Commercial Loan Underwriting Experience or 10 years of Commercial Lending experience
  • Experience in underwriting commercial construction, C&I, and CRE type loans experience
  • Experience in underwriting one or more specialty type loans experience
  • Ability to demonstrate a strong competency in underwriting CLU's most complex borrowers, guarantors and credits
  • Ability to identify different commercial loan types and purposes and recommend loan terms and structures
  • Ability to analyze tax returns, accountant prepared financial statements and internally prepared financial statements
  • Ability to work independently and as part of a team
  • Strong verbal and written communication skills
  • Ability to learn and use new systems, processes, policies, and procedures effectively and efficiently
  • Must be able to prioritize and plan work activities as to use time efficiently
  • Ability to manage multiple deadlines
  • Proficient in Microsoft Office suite of products including Outlook, Word, and Excel
  • Ability to use a financial calculator to calculate loan payments and other financial calculations
  • Be a positive, proactive, and flexible employee providing RNSTXcellence service to both internal and external relationships

Physical Demands
The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus.
Work Environment
The Bank's professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank's employees, customers, and assets.
The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word "May".
This job description is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties. Other duties may be assigned as needs arise. Job requirements and/or processes may be modified to reasonably accommodate persons with a disability as required by law.
This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this job description.

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