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Senior Credit Analyst Jobs in Decatur, GA (NOW HIRING)

Peachtree Hotel Group

Associate, Credit

Atlanta, GA · On-site

Provide analytical and operational support to senior team members across all aspects of the investment and credit process. Qualifications * Education: Bachelor's degree in Finance, Real Estate ...

Peachtree Hotel Group

Associate, Credit

Atlanta, GA · On-site

Provide analytical and operational support to senior team members across all aspects of the investment and credit process. Qualifications * Education: Bachelor's degree in Finance, Real Estate ...

Georgiasown

Senior Commercial Portfolio Manager

Atlanta, GA · On-site

$80 - $120/hr

... credit relationships, through analysis of borrower financial statements, operating trends, cash ... senior credit leadership, committees, and other stakeholders to evaluate portfolio risk and support ...

New

Santander

Senior Workout Officer - Remote

Atlanta, GA · Remote

Senior Workout Officer - Remote Country: United States of America It Starts Here: Santander is a ... Performs analysis of credit submittals regarding transactions and / or financial strengths to ...

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Senior Credit Analyst information

See Decatur, GA salary details

$48.3K

$92.1K

$169.9K

How much do senior credit analyst jobs pay per year?

As of Sep 3, 2026, the average yearly pay for senior credit analyst in Decatur, GA is $92,056.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,400.00 and $97,600.00 per year, depending on experience, location, and employer.

What is a senior credit analyst?

Senior Credit Analysts are finance professionals who assess the creditworthiness of individuals, companies, or securities. They analyze financial statements, market trends, and other data to evaluate the risk of lending money or extending credit. Senior Credit Analysts often work in banks, investment firms, or credit rating agencies and may have supervisory responsibilities, guiding junior analysts and making recommendations on large or complex credit decisions. Their expertise helps organizations make informed lending and investment choices while managing risk.

What does a senior credit analyst do?

A senior credit analyst assesses the financial risk of providing a loan or line of credit to a client. As a credit analyst, you work for a commercial bank or other lending institution. Your duties are to analyze financial data, access client information from other companies, and coordinate with the marketing team about loan targets. Qualifications for a career as a senior credit analyst include a bachelor’s degree in economics, accounting, or statistics, and several years of experience working in credit analysis or the actuarial field. Since this is a senior position, you must work your way up from junior. Other skills useful for the job include strong mathematics and organizational skills.

What are the key skills and qualifications needed to thrive as a senior credit analyst, and why are they important?

To thrive as a Senior Credit Analyst, you need expertise in financial analysis, risk assessment, and a solid understanding of accounting principles, typically supported by a bachelor’s degree in finance or a related field. Familiarity with financial modeling software, credit risk management systems, and possibly certifications such as CFA or FRM are highly valuable. Strong analytical thinking, attention to detail, and effective communication skills set top performers apart in this role. These competencies are critical to making sound credit decisions, minimizing risk, and supporting the financial health of the organization.

What are some common challenges senior credit analysts face when evaluating complex credit portfolios?

Senior Credit Analysts often encounter challenges such as assessing the creditworthiness of clients with limited financial information, managing large and diverse portfolios, and keeping up with rapidly changing market and regulatory conditions. Additionally, they must balance risk mitigation with supporting business growth, which requires close collaboration with relationship managers, risk officers, and senior management. Staying updated on industry trends and employing advanced analytical techniques are essential to effectively address these complexities.

What is the difference between Senior Credit Analyst vs Credit Analyst?

AspectSenior Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, often CFA or CPA, experience in credit analysisBachelor's degree, relevant certifications optional
Work EnvironmentFinancial institutions, corporate credit departmentsBanks, lending firms, credit agencies
Employer & Industry UsageUsed in banking, investment, and corporate finance sectorsCommon in banking and lending industries
Comparison Search IntentUnderstanding seniority and responsibilitiesEntry to mid-level credit analysis roles

The main difference between a Senior Credit Analyst and a Credit Analyst lies in experience, responsibilities, and qualifications. Senior Credit Analysts typically have more experience, advanced certifications, and handle more complex credit assessments. Credit Analysts are often entry-level or mid-level roles focusing on initial credit evaluations. Both roles are vital in financial institutions, but the senior position involves greater decision-making authority and oversight.

Do senior credit analysts make a lot of money?

Senior credit analysts typically earn a higher salary than entry-level analysts, with median annual wages often ranging from $70,000 to $100,000 depending on experience, location, and industry. They may also receive bonuses and benefits, and advanced certifications like CFA can enhance earning potential.

How much does a senior credit analyst make in the US?

A senior credit analyst in the US typically earns between $70,000 and $100,000 annually, with the average around $85,000. Compensation varies based on experience, location, and industry, and may include bonuses and benefits.
More about Senior Credit Analyst jobs

What are the most commonly searched types of Credit Analyst jobs in Decatur, GA?

The most popular types of Credit Analyst jobs in Decatur, GA are:

What are popular job titles related to Senior Credit Analyst jobs in Decatur, GA?

For Senior Credit Analyst jobs in Decatur, GA, the most frequently searched job titles are:

What job categories do people searching Senior Credit Analyst jobs in Decatur, GA look for?

The top searched job categories for Senior Credit Analyst jobs in Decatur, GA are:

What cities near Decatur, GA are hiring for Senior Credit Analyst jobs?

Cities near Decatur, GA with the most Senior Credit Analyst job openings:

Senior Credit Analyst jobs near you
Infographic showing various Senior Credit Analyst job openings in Decatur, GA as of August 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $92,056 per year, or $44.3 per hour.

Commercial Senior Portfolio Manager

Fifth Third Bank

Atlanta, GA • On-site

Full-time

Re-posted 25 days ago

Fifth Third Bank rating

7.5

Company rating: 7.5 out of 10

Based on 113 frontline employees who took The Breakroom Quiz

105th of 174 rated banks

Job description

Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
The Commercial Senior Portfolio Manager is key member of the "coverage team", managing transactions and business portfolio tasks. PMs are expected to be intimately involved in in the deal process, making recommendations on appropriate credit structures, pricing, etc. PMs are directly accountable for managing a portfolio of accounts through their review of updated financial statements, proactive monitoring, and interaction with the Credit Analyst. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
  • Accountable for managing a portfolio of accounts.
  • Review and recommend credit decisions.
  • Partners with the Relationship Manager, forming the "coverage team" to: Meet with clients and Participate in business Development calls, Assess prospective client's viability for credit, Define borrowers and guarantors, deal structure, credit terms and conditions, and financial covenants value collateral.
  • Generate commitment letters.
  • Responsible for providing business partners credit lending policy interpretation.
  • Perform final risk rating analysis.
  • Capture and document credit decisions, conditions, and modifications.
  • Collaborates with the Credit Analyst to perform Portfolio management duties such as: Establish and maintain Investor Group on lender Portal, perform Monitoring action and Conduct periodic deal Review and execute decisions to renew or modify deals.
  • Communicate directly with clients regarding credit events and actions as needed.
  • Works independently to pitch the most complex deal structures.
  • A focus on continuous learning to keep up with ever-changing market dynamics.
  • Subject-matter-expert, mentor to more junior PMs and Credit Analysts.
  • Leverages expertise to provide partners insights into the Bank's different lines of business and the related economics.

SUPERVISORY RESPONSIBILITIES:
Responsible for providing employees timely, candid and constructive performance feedback. Developing employees to their fullest potential and provide challenging opportunities that enhance employee career growth; developing the appropriate talent pool to ensure adequate bench strength and succession planning; recognizing and rewarding employees for accomplishments.
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
  • Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting).
  • At least 8 years credit analysis and/or loan review experience in Commercial Banking.
  • Highly proficient analytical skills, critical thinking and communication skills.
  • Professional presence (client-facing).
  • Experience managing an advanced commercial client portfolio with a great deal of complexity.
  • Ability to partner with all deal stakeholders including clients, relationship manager and credit teams.
  • Expertise in financial and risk analysis, including financial modeling.
  • Demonstrated expertise in using effective problem solving.
  • Proficient with technology and ability to learn new applications.
  • Normal office environment with little exposure to dust, noise, temperature and the like.
  • Extended viewing of a CRT screen.
  • Some travel required.

Commercial Senior Portfolio Manager
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.
LOCATION -- Atlanta, Georgia 30326
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

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