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Junior Credit Analyst Jobs in Decatur, GA (NOW HIRING)

YouLend

Junior Credit Decision Analyst

Atlanta, GA · On-site

$50K/yr

Junior Credit Decision Analyst Department: Credit Operations (US) Employment Type: Permanent Location: Atlanta Reporting To: John Williams Compensation: $50,000 / year Description To meet the growing ...

Peachtree Group

Associate, Credit

Atlanta, GA

Associate, Credit Peachtree Group Credit is the commercial real estate lending division of ... Experience mentoring or developing junior analysts is a plus. Equal Opportunity Employer This ...

Peachtree Hotel Group

Associate, Credit

Atlanta, GA · On-site

Introduction Peachtree Group Credit is the commercial real estate lending division of Peachtree ... Experience mentoring or developing junior analysts is a plus. Equal Opportunity Employer This ...

Marcura

Junior IT Analyst

Atlanta, GA

We are now seeking a Junior IT Analyst to join our highimpact team and contribute to the success of ... We'll give you extra credit for: * A+ certification * Workstation imaging * Peripheral ...

Marcura

Junior IT Analyst

Atlanta, GA · On-site

We are now seeking a Junior IT Analyst to join our high-impact team and contribute to the success ... We'll give you extra credit for: * A+ certification * Workstation imaging * Peripheral ...

Marcura

Junior IT Analyst

Atlanta, GA · On-site

We are now seeking a Junior IT Analyst to join our high‑impact team and contribute to the success ... We'll give you extra credit for: * A+ certification * Workstation imaging * Peripheral ...

CarMax, Inc.

Senior Analyst, Credit Risk

Kennesaw, GA · On-site

This may include analytical work within any of the following teams: credit originations, pricing ... Coach and train more junior analysts. Qualifications: Master's degree in Engineering (any ...

Regions Bank

Credit Risk Review Examiner

Atlanta, GA

Independently performs ad hoc analysis of often complex credit risk issues, frequently requiring ... Offers advice and guidance to junior examiners, assisting in the development of necessary skills ...

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Junior Credit Analyst information

See Decatur, GA salary details

$15

$31

$52

How much do junior credit analyst jobs pay per hour?

As of May 31, 2026, the average hourly pay for junior credit analyst in Decatur, GA is $31.36, according to ZipRecruiter salary data. Most workers in this role earn between $22.55 and $34.52 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Junior Credit Analyst, and why are they important?

To thrive as a Junior Credit Analyst, you need a strong foundation in financial analysis, accounting principles, and a bachelor's degree in finance, economics, or a related field. Familiarity with financial modeling tools, Excel, and risk assessment software is typically required, and some employers may prefer candidates with CFA Level I or similar certifications. Attention to detail, analytical thinking, and effective communication skills help you interpret data and convey credit risks to stakeholders. These skills are essential for making informed credit decisions that minimize risk and support the financial health of the organization.

What are some common challenges faced by a Junior Credit Analyst in their first year on the job?

In their first year, Junior Credit Analysts often face the challenge of balancing a steep learning curve with the need to deliver accurate credit assessments. They must quickly become familiar with financial statement analysis, risk assessment tools, and internal credit policies. Additionally, coordinating with senior analysts and client relationship managers requires strong communication skills and attention to detail. Overcoming these initial hurdles helps build a solid foundation for career growth and expertise in credit analysis.

What does a Junior Credit Analyst do?

A Junior Credit Analyst is responsible for evaluating the creditworthiness of individuals or businesses applying for loans or credit. They analyze financial statements, credit reports, and other relevant data to assess risk and make recommendations to senior analysts or management. Their work helps financial institutions make informed lending decisions and manage credit risk effectively. Junior Credit Analysts often assist in preparing reports and maintaining client records while learning industry best practices.

What is the difference between Junior Credit Analyst vs Credit Analyst?

AspectJunior Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, some certifications (e.g., CFA Level I)Bachelor's degree, often with certifications like CFA or credit-specific courses
Work EnvironmentEntry-level, supportive team, training-focusedMore independent, analytical, client-facing responsibilities
Employer & Industry UsageFinancial institutions, banks, credit agenciesFinancial institutions, banks, credit departments
Common Search & ComparisonYesYes

The main difference between a Junior Credit Analyst and a Credit Analyst lies in experience and responsibility level. Junior Credit Analysts are entry-level, focusing on supporting senior staff with basic credit assessments, while Credit Analysts handle more complex analysis and decision-making. Both roles require similar educational backgrounds and certifications, but the Credit Analyst position involves greater independence and analytical depth.

What are the most commonly searched types of Credit Analyst jobs in Decatur, GA? The most popular types of Credit Analyst jobs in Decatur, GA are:
What job categories do people searching Junior Credit Analyst jobs in Decatur, GA look for? The top searched job categories for Junior Credit Analyst jobs in Decatur, GA are:
What cities near Decatur, GA are hiring for Junior Credit Analyst jobs? Cities near Decatur, GA with the most Junior Credit Analyst job openings:
Junior Credit Analyst jobs near you

Junior Credit Decision Analyst

YouLend

Atlanta, GA • On-site

$50K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 23 days ago

Job description

Junior Credit Decision Analyst
Department: Credit Operations (US)
Employment Type: Permanent
Location: Atlanta
Reporting To: John Williams
Compensation: $50,000 / year
Description
To meet the growing demand for our technology and services, we are currently growing our Credit Decisions Team. We are looking for a Junior Credit Decisions Associate with a strong bias to action who is excited about leveraging technology and design to deliver meaningful business outcomes for our partners and their merchants. As a Junior Credit Decisions Analyst, you will be using YouLend proprietary solutions to decision and price applications. You will be contributing ideas to improve the ongoing processes, validating the accuracy and completeness of information received for each deal and liaising with the Credit Risk/Data Science teams to influence decisions.
Key Responsibilities
Utilize intermediate
Excel skills to analyze, interpret, and visualize key data trends.
Identify and assess data patterns to support accurate credit decision-making.
Apply critical thinking to evaluate merchant applications and assess associated risks.
Underwrite and evaluate deals to determine creditworthiness and risk exposure.
Collaborate closely with cross-functional teams, including Credit Risk, to ensure alignment in credit decisions.
Ensure the accuracy, completeness, and consistency of deal information throughout the decisioning process.
Contribute ideas and feedback to improve operational processes and enhance automation or efficiency.
Skills, Knowledge & Expertise
Desirable Skills Strong analytical mindset with an ability to derive insights from data.
Detail-oriented and organized, with a focus on accuracy and quality.
Excellent communication and collaboration skills.
Curiosity and enthusiasm for learning credit risk management in a fast-growing fintech environment.
An Ideal Candidate will Have A degree in Finance, Economics, Data Science, or a related field (or equivalent practical experience).
Experience in a credit, financial analysis, or data-related role (internships included).
Proficiency in Excel (pivot tables, lookups, data visualization).
Familiarity with SQL or data tools (e.g., Looker, Tableau, Power BI) is a plus.
A proactive and adaptable attitude, thriving in a fast-paced, tech-driven environment.
A passion for using data and technology to drive better business decisions.
Job Benefits
Why join YouLend?
  • Award-Winning Workplace: YouLend has been recognized as one of the "Best Places to Work in 2024 and 2025" by the Sunday Times for being a supportive, diverse, and rewarding workplace.
  • Award-Winning Fintech: YouLend has been recognized as a "Top 250 Fintech Worldwide" company by CNBC.

It's just getting fun:
  • We have developed powerful solutions, won some significant partnerships, and are growing at a rapid pace.
  • But the global opportunity is still massive, and YouLend is a raw organization where we are only just getting started.

Lots of upsides:
  • High-growth (>100% growth during 2022 and 2023), so clear outlook to compensation (bonus or share option appreciation) and career growth (through growth with the business).
  • Well-capitalized with supportive private equity backing.
  • Part of Banking Circle Group with a fully licensed Luxembourg bank, which can provide a balance sheet and support European expansion in otherwise complex regulated markets.

Motivating work environment:
  • A high-quality team that pushes each other to succeed through direct feedback and aligned incentives.
  • Strong and transparent team culture, we have each other's backs.
  • Independent work environment where results matter.
  • Data-driven culture and emphasis on speed (anti-red tape).

We offer comprehensive benefits package that includes:Health Care Coverage. YouLend covers 80%; employee contribution is 20% of the premium.
  • Medical Plan (medical insurance and prescription drug coverage)- Choice of 5 different plans through United Healthcare.
  • Dental plan coverage
  • Vision plan coverage
  • Benefits can be for: Employee only; Employee & Spouse; Employee & Child; Employee & Family
  • Retirement - 401K match. Employee match $1 for $1 up to 5% of salary.
  • Basic Life & AD&D Insurance.
  • International travel insurance covered if traveling abroad for work purposes.
  • Paid Time Off (PTO)- 20 working days (4 weeks) + US public holidays
  • Paid Office Parking

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