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Self Employed Jobs in Decatur, GA (NOW HIRING)

Healthcare Solutions Team

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Outside sales 1099 benefit consultant

Atlanta, GA · Remote

$297K/yr

Future earnings? 2nd plus year for our top 100 agents last year was $297,000 ( listed on our website) myhst.com/agent/joseph -stout click careers Leads weekly Call on self employed people and ...

Superprof

Physics Private Tutoring Jobs

Kennesaw, GA · On-site

Tutoring is the ideal job for students, graduates, those who want to be self-employed, or anyone wanting to earn extra money during the evenings or weekends. With Superprof, you can set your own ...

Superprof

Accounting Private Tutoring Jobs

Atlanta, GA · On-site

Tutoring is the ideal job for students, graduates, those who want to be self-employed, or anyone wanting to earn extra money during the evenings or weekends. With Superprof, you can set your own ...

Superprof

Physics Private Tutoring Jobs

Atlanta, GA · On-site

Tutoring is the ideal job for students, graduates, those who want to be self-employed, or anyone wanting to earn extra money during the evenings or weekends. With Superprof, you can set your own ...

Superprof

Physics Private Tutoring Jobs

Atlanta, GA

Tutoring is the ideal job for students, graduates, those who want to be self-employed, or anyone wanting to earn extra money during the evenings or weekends. With Superprof, you can set your own ...

Superprof

Chess Private Tutoring Jobs

Kennesaw, GA

Tutoring is the ideal job for students, graduates, those who want to be self-employed, or anyone wanting to earn extra money during the evenings or weekends. With Superprof, you can set your own ...

Superprof

Python Private Tutoring Jobs

Atlanta, GA

$48.25 - $66.50/hr

Tutoring is the ideal job for students, graduates, those who want to be self-employed, or anyone wanting to earn extra money during the evenings or weekends. With Superprof, you can set your own ...

Superprof

Python Private Tutoring Jobs

Kennesaw, GA

$46.50 - $64/hr

Tutoring is the ideal job for students, graduates, those who want to be self-employed, or anyone wanting to earn extra money during the evenings or weekends. With Superprof, you can set your own ...

Superprof

Python Private Tutoring Jobs

Kennesaw, GA · On-site

$46.50 - $64/hr

Tutoring is the ideal job for students, graduates, those who want to be self-employed, or anyone wanting to earn extra money during the evenings or weekends. With Superprof, you can set your own ...

Superprof

Statistics Private Tutoring Jobs

Atlanta, GA · On-site

Tutoring is the ideal job for students, graduates, those who want to be self-employed, or anyone wanting to earn extra money during the evenings or weekends. With Superprof, you can set your own ...

Superprof

Chess Private Tutoring Jobs

Atlanta, GA

Tutoring is the ideal job for students, graduates, those who want to be self-employed, or anyone wanting to earn extra money during the evenings or weekends. With Superprof, you can set your own ...

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All JobsSelf Employed JobsSelf Employed Jobs in Decatur, GA

Self Employed information

See Decatur, GA salary details

$10

$15

$18

How much do self employed jobs pay per hour?

As of Aug 8, 2026, the average hourly pay for self employed in Decatur, GA is $15.17, according to ZipRecruiter salary data. Most workers in this role earn between $14.09 and $16.88 per hour, depending on experience, location, and employer.

What is the difference between Self Employed vs Freelance Worker?

AspectSelf EmployedFreelance Worker
CredentialsVaries by industry; often requires licenses or certificationsTypically requires specific skills; certifications may enhance credibility
Work EnvironmentOwn business, office, or remote setupUsually works remotely or at client sites
Employer & Industry UsageOperates independently, may have clients or customersWorks on project basis for multiple clients

Self Employed individuals run their own business or practice independently, managing their work and clients directly. Freelance workers are a subset of self-employed professionals who typically work on specific projects for various clients, often remotely. While both are self-directed, self employment encompasses broader business ownership, whereas freelancing focuses on project-based work for multiple clients.

What are the key skills and qualifications needed to thrive as a self employed professional?

To thrive as a self-employed professional, you need strong business acumen, time management, and relevant expertise in your field, often supported by prior work experience or industry-specific training. Familiarity with accounting software, digital marketing tools, and project management systems is typical for handling operations independently. Initiative, adaptability, and effective communication are crucial soft skills for building client relationships and overcoming challenges. These skills and qualities are vital for maintaining a successful business, ensuring consistent growth, and managing all aspects of self-employment.

What is the best self-employed job to have?

The best self-employed jobs vary based on skills and market demand, but common options include freelance writing, graphic design, consulting, and web development. Success often depends on building a strong client base, marketing skills, and relevant certifications or tools. Choosing a field aligned with your expertise and interests can lead to greater satisfaction and income potential.

What are some common challenges faced by self employed professionals, and how can they be managed?

Self-employed professionals often face challenges such as irregular income, managing multiple clients, and balancing administrative tasks with core work. To navigate these, it’s important to implement strong budgeting practices, set clear boundaries with clients, and utilize tools like invoicing software and project management apps. Networking and joining professional communities can also help in finding new clients and staying updated on industry trends. Establishing a routine and continually learning new skills further supports long-term success in self-employment.

What does it mean to be self employed?

Being self-employed means that you work for yourself instead of being employed by a company or organization. Self-employed individuals run their own business or work as freelancers, consultants, or independent contractors. They are responsible for finding their own clients, managing business expenses, and paying their own taxes. This status offers flexibility and independence, but also requires discipline, self-motivation, and good financial management.
What are popular job titles related to Self Employed jobs in Decatur, GA? For Self Employed jobs in Decatur, GA, the most frequently searched job titles are:
What job categories do people searching Self Employed jobs in Decatur, GA look for? The top searched job categories for Self Employed jobs in Decatur, GA are:
What cities near Decatur, GA are hiring for Self Employed jobs? Cities near Decatur, GA with the most Self Employed job openings:
Self Employed jobs near you
Infographic showing various Self Employed job openings in Decatur, GA as of July 2026, with employment types broken down into 1% As Needed, 79% Full Time, 16% Part Time, 1% Temporary, and 3% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $31,550 per year, or $15.2 per hour.

Retail Mortgage Underwriter (Jumbo & Conventional-Focused)

Georgia Banking Company

Atlanta, GA

Full-time

Re-posted 16 days ago

Job description

Description

The Retail Mortgage Underwriter (Jumbo & Conventional) is responsible for reviewing, analyzing, and underwriting residential mortgage loan applications with a focus on conventional conforming and jumbo products. This role ensures sound credit decisions in alignment with Georgia Banking Company's credit policies, investor guidelines, and regulatory requirements, while balancing risk management with service and speed.


This position plays a critical role in supporting GBC's growth in high-balance lending and maintaining a strong credit culture across the Retail Mortgage platform.  Key Responsibilities:


Underwriting & Credit Analysis

  • Review and underwrite residential mortgage loan files, primarily conventional (Fannie Mae/Freddie Mac) and jumbo loans.
  • Analyze borrower credit, income, assets, liquidity, and collateral, with an emphasis on complex financial profiles.
  • Evaluate self-employed borrowers, high-net-worth clients, multiple income streams, and layered risk scenarios.
  • Assess jumbo loan structures, including reserves, liquidity, and compensating factors.
  • Apply DU/LP findings, overlays, and internal jumbo guidelines to determine creditworthiness.

Decisioning & Conditions

  • Issue clear, well-supported loan approvals, suspensions, or denials.
  • Structure loans and determine appropriate conditions based on risk characteristics and loan type.
  • Partner with Sales and Operations to proactively address deal challenges and move loans to closing.

Compliance & Risk Management

  • Ensure all loans comply with agency, investor, and internal jumbo guidelines, as well as applicable regulatory requirements.
  • Maintain high loan quality standards with strong attention to detail and documentation.
  • Identify inconsistencies, red flags, and potential fraud risk and escalate as appropriate.

Collaboration & Communication

  • Act as a key partner to Loan Officers, Processors, and Secondary/Capital Markets on loan structuring.
  • Provide clear, timely communication on underwriting decisions, conditions, and exceptions.
  • Support a solutions-oriented, service-driven culture across the mortgage platform.

Pipeline & Performance Management

  • Manage an active pipeline of loans while meeting turn-time and service level expectations.
  • Maintain accurate file documentation within LOS systems (e.g., Encompass).
  • Stay current on changes to agency guidelines, jumbo investor requirements, and market conditions.

Requirements

  • 4-8+ years of residential mortgage underwriting experience
  • Strong experience underwriting conventional and jumbo loans. 
  • Deep understanding of income analysis, including self-employed borrowers
  • Proven ability to manage complex files and high loan volumes
  • Must live in the Atlanta area 

Preferred

  • Experience with Encompass 
  • Experience underwriting Non-QM loans
  • Experience underwriting portfolio/jumbo loans within a community or regional bank
  • Exposure to high-net-worth client financials

Skills & Competencies

  • Strong analytical and credit decisioning ability
  • High attention to detail and risk awareness
  • Ability to assess complex financial scenarios and layered risk
  • Strong communication and collaboration skills
  • Ability to prioritize and perform in a fast-paced, production environment


AAP/EEO Statement: Equal Opportunity/Affirmative Action Employer Veterans/Disabled.





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