Rotational Programs Jobs in Missouri (NOW HIRING)

UMB Commercial Banking & Lendingprovidesacomprehensive solutionto commercial organizations of all sizes.On this Credit Analyst team, you gain the knowledge and skill to understand UMB's Commercial lending philosophy.You will gain broad understanding of loan processes and gain the skills needed to grow your career in UMB's Commercial Lending team.

As the Sr Credit Analyst, you provide the initial analysis of every commercial loan for UMB. The Credit Analysis team works ondifferent types of loans and sizesacross all markets and verticals. As a Sr Credit Analyst, you will work with the Loan Officers to review new loan information for approval. In this role, you will have the opportunity to attend loan committee, participate in a credit rotation program, and interface with senior management.

How you'll spend your time:

• Youwill spread and analyze information regarding various companies'credit standingtoachieve loan approval.
• You will analyze various companies'relationships with UMBto gain a wholistic view of overall financial health.
• You will produce the formal credit write up to summarize thecredit standing for approval.
• Work on the more complex loan write ups
• Assist in training Credit Analysts and other associates that rotate through the Credit Department
• Present loan proposals to Discount Committee on a rotating basis to assist during peak times.
• Produce reports pertaining to various aspects of credit for review by senior management including the Board Report

We're excited to talk with you if:

• You have completed yourbachelor's degree in business,finance or related area.
• 2 years of Credit Department or other loan related experience
• OR equivalent work experience
• Have completed 6hoursof Accounting at a collegiate level.
• Preferred experience in underwriting middle market, franchise, leveraged lending, and/or national companies

Compensation Ranges:

US Employees in California, Washington DC, New Jersey, and New York:

US Employees in Colorado, Connecticut, Delaware, Illinois, Massachusetts, Maryland, Minnesota, Pennsylvania, Rhode Island, Texas, Washington, and Wisconsin:

US Employees in all other states not listed above:

The posted compensation range on this listing represents UMB's good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Please see the description of benefits included with this job posting for additional information.

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

Are you ready to be part of something more?
You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.

UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to talentacquisition@umb.com to let us know the nature of your request.

If you are a California resident, please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB.