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Repossession Jobs in Oregon (NOW HIRING)

All JobsRepossession JobsRepossession Jobs in Oregon

Repossession information

See Oregon salary details

$11.6K

$61.1K

$145.4K

How much do repossession jobs pay per year?

As of Aug 26, 2026, the average yearly pay for repossession in Oregon is $61,121.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,700.00 and $55,000.00 per year, depending on experience, location, and employer.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

What are the key skills and qualifications needed to thrive as a repossession agent?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

How to become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and some states require a license or certification. Experience in law enforcement, security, or driving can be beneficial, and agents often work independently or for repossession companies, using tools like skip tracing and vehicle tracking devices.

What are the most commonly searched types of Repossession jobs in Oregon?

The most popular types of Repossession jobs in Oregon are:

What are popular job titles related to Repossession jobs in Oregon?

For Repossession jobs in Oregon, the most frequently searched job titles are:

What job categories do people searching Repossession jobs in Oregon look for?

The top searched job categories for Repossession jobs in Oregon are:

What cities in Oregon are hiring for Repossession jobs?

Cities in Oregon with the most Repossession job openings:

Repossession jobs near you
Infographic showing various Repossession job openings in Oregon as of August 2026, with employment types broken down into 100% Full Time. Highlights an 73% In-person, 18% Hybrid, and 9% Remote job distribution, with an average salary of $61,121 per year, or $29.4 per hour.

Compliance & Controls Associate, Auto Servicing

Upstart

OR • On-site, Remote

Full-time

Re-posted 10 days ago

Upstart rating

7.6

Company rating: 7.6 out of 10

Based on 6 frontline employees who took The Breakroom Quiz

Job description

The Team: 

Our Compliance team plays a critical role in mitigating risk and protecting Upstart's growth and success. As a Compliance & Controls Associate supporting Auto Servicing, you'll lead key compliance workstreams supporting auto lending partnering cross functionally to translate regulatory requirements into practical product and operational solutions. This role will help build and operate the First Line of Defense (1LOD) control environment for servicing, repossession, recovery, and dealer oversight activities - working to ensure our auto servicing processes are compliant, scalable, and examination-ready as Upstart grows. You'll partner in change, build practical controls, and translate regulatory expectations into durable day-to-day operating practices. You'll develop relationships of trust across the organization so your work is a genuine value-add for the business. If you have consumer-lending compliance experience and share our passion for consumer protection, this could be the role for you. This is a First Line of Defense (1LOD) role, embedded within and partnering closely with the Product and Engineering business lines - distinct from Upstart's Second Line of Defense (2LOD) Compliance/Risk oversight functions.

How you'll make an impact

  • Help design, document, and operate first-line controls across auto servicing, repossession, recovery, and dealer/channel oversight.
  • Perform duties tied to auto servicing compliance functions to meet applicable regulatory obligations across loan servicing initiatives and strategies.
  • Identify compliance issues and support timely, sufficient remediation - reviewing action plans and documentation tied to event closure.
  • Build and maintain monitoring routines, reporting, and metrics (KPIs/KRIs) that surface emerging risk across servicing and related channels.
  • Support complaint oversight and translate findings into control and process improvements.
  • Reduce complex, judgment-heavy compliance requirements into scalable, technology-friendly requirements that business and engineering teams can execute consistently.
  • Partner closely with Product, Engineering, Risk, Legal, Operations and 2LOD Compliance to strengthen business-owned oversight in support of an OCC-aligned 1LOD framework.
  • Serve as an internal advocate for compliance, and be fintech-forward - identifying tools and automation that improve the efficiency and quality of compliance reviews.
  • Prepare and support reporting for the compliance program and the broader servicing organization.

Minimum Qualifications 

  • 5+ years of compliance or regulatory experience in financial services, with working knowledge of consumer-protection regulations relevant to auto lending and servicing (e.g., ECOA, FCRA, FDCPA, TILA, GLBA).
  • Auto servicing knowledge spanning from bankruptcy, repossession, and recovery.
  • Demonstrated ability to design, document, and implement effective risk and control processes.
  • Experience working cross-functionally with compliance, risk, legal, and business stakeholders on regulatory or control-related initiatives.

Preferred Qualifications

  • Experience identifying and supporting remediation of compliance issues, including reviewing action plans and documentation tied to event closure.
  • Skill simplifying complex compliance work into operational workflows or technology-friendly requirements.
  • Familiarity with program reporting and use of KPIs/KRIs to monitor compliance performance and risk.
  • Comfort using tools, automation, and GenAI to improve the efficiency and quality of compliance reviews (with appropriate human judgment and oversight).
  • Strong communication, organization, and project-management skills in regulated environments.
  • Self-starter who builds structure and process without waiting to be told what's missing, with fluency in GenAI tools to accelerate documentation and research
  • Auto indirect lending experience.

Position location This role is available in the following locations: Remote

Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions' cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.

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