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Repossession Jobs in Portland, OR (NOW HIRING)

All JobsRepossession JobsRepossession Jobs in Portland, OR

Repossession information

See Portland, OR salary details

$11.7K

$61.3K

$145.8K

How much do repossession jobs pay per year?

As of Jun 25, 2026, the average yearly pay for repossession in Portland, OR is $61,307.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,800.00 and $55,100.00 per year, depending on experience, location, and employer.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

What job makes $10,000 a month without a degree?

In the field of repossession, experienced recovery agents or managers can earn around $10,000 monthly through commissions and bonuses, especially in high-value asset recovery. Success in this role often depends on skills, experience, and the ability to operate in a demanding environment, with some positions requiring licensing or specialized training.

Do repo agents make a lot of money?

Repossession agents typically earn an hourly wage or commission-based pay, with salaries varying by location and experience. On average, they make around $30,000 to $50,000 annually, with some earning more through overtime or performance bonuses. The job often requires physical stamina, negotiation skills, and knowledge of legal procedures.

How to become a licensed repossession agent?

To become a licensed repossession agent, you typically need to meet state-specific requirements, which often include passing a background check, completing a training course, and obtaining a license or certification. Some states also require a surety bond or insurance and adherence to federal and state laws governing repossession activities.

How do I get into a repo job?

To get into a repossession job, candidates typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Relevant skills include good communication, negotiation, and knowledge of legal procedures; some employers may require background checks or prior experience in collections or law enforcement. Training is often provided on the job, and the work may involve irregular hours and outdoor environments.

What are the key skills and qualifications needed to thrive as a Repossession Agent, and why are they important?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.
What are popular job titles related to Repossession jobs in Portland, OR? For Repossession jobs in Portland, OR, the most frequently searched job titles are:
What job categories do people searching Repossession jobs in Portland, OR look for? The top searched job categories for Repossession jobs in Portland, OR are:
Repossession jobs near you
Infographic showing various Repossession job openings in Portland, OR as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $61,307 per year, or $29.5 per hour.
Collector II (HYBRID)

Collector II (HYBRID)

First Technology Federal Credit Union

Hillsboro, OR • On-site

$18.50 - $24.75/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 22 days ago

Job description

Description
The Collector II handles and resolves defaults and delinquencies with members' accounts, advocating for members and maintains strong member relationships and meets member service standards.
Job Duties:
  • Provide assistance and support to members in financial difficulty by identifying mutually agreeable payment arrangements, maintaining excellent member service and strong relationships
  • Handle escalated member issues as required
  • Work assigned collection queues and make collection attempts by telephone and email (on financial products like auto loans, credit cards, mortgages, etc.), following established procedures and regulations
  • Review and submit accounts for loan workout arrangements (such as extensions, modification, forbearance and partial payments)
  • Identify accounts for adverse action (such as repossession, foreclosure, closure, suspension and charge off) and handle with guidance from internal business partners
  • Proactively identify gaps in processes and procedures and make recommendations for improvements
  • Conduct skip tracing, as necessary, to obtain contact information in order to contact delinquent/defaulted members
  • Participate in department projects and initiatives as required
  • Assist in orientation and training of new Collectors
  • Participate in system upgrades including quality control and testing

Essential Skills:
  • Minimum 2 years' experience in a collections position, preferably in the financial services industry
  • Basic knowledge of financial service industry regulations including TCPA, FDCPA, FCRA and FACT ACT is preferred
  • Basic understanding of loan calculations including APR, amortization schedules and simple interest calculations
  • Effective time management skills and the ability to work independently or in a collaborative team environment
  • Strong listening skills with ability to ask probing questions to determine member needs and overcome objections
  • Strong problem solving and decision-making skills with a strong attention to detail
  • Strong communication and influencing skills; able to write/speak clearly
  • Ability to professionally handle sensitive documents
  • Familiarity with a core banking system is preferred
  • Working knowledge of Microsoft Office Suite
  • Certification/License: N/A
  • Minimum Education: High School Diploma or equivalent

Location: Hillsboro Corporate Office -Hillsboro, OR 97124 (HYBRID)
Target Compensation in Hillsboro, OR: $22.80 - $27.09 + annual bonus
Benefits options include:
  • Traditional medical, dental, and vision coverage
  • 401K matching up to 5% per pay period
  • Paid Time Off: You'll accrue up to 15 vacation days in your first year. In addition, you'll receive 40 hours of sick time and 3 personal days, which refresh annually
  • 11 paid federal holidays
  • Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)

What makes First Tech different? Click here to learn more!
First Tech is not currently offering Visa sponsorship or transfer for this position

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