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Repossession Agent Jobs in Minnesota (NOW HIRING)

RMS

Repossession Agent

Saint Paul, MN · On-site

$1.0K - $2.5K/wk

Repossession Agent RMS is seeking experienced and dependable Repossession Agents to join our growing team. This field-based position is ideal for individuals who thrive in a fast-paced environment ...

CrankyApe.com

Collateral Research Agent

Hastings, MN

$20 - $23/hr

What You'll Do: - Review repossession assignments and gather critical case details. - Develop a ... Apply now and become a Collateral Research Agent with Matrix Recovery Service. Hours of Operation

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Repossession Agent information

See Minnesota salary details

$9

$20

$33

How much do repossession agent jobs pay per hour?

As of Aug 5, 2026, the average hourly pay for repossession agent in Minnesota is $20.57, according to ZipRecruiter salary data. Most workers in this role earn between $16.01 and $22.84 per hour, depending on experience, location, and employer.

What is the difference between Repossession Agent vs Field Investigator?

AspectRepossession AgentField Investigator
CredentialsDriver's license, sometimes security or repossession trainingInvestigation certifications, background checks
Work EnvironmentFieldwork, often in various locations, sometimes confrontationalFieldwork, interviews, surveillance
Employer & IndustryLoan companies, banks, repossession agenciesInsurance companies, private investigation firms
Search & Comparison IntentLocating and recovering collateralGathering information, verifying facts

While both roles involve fieldwork and require investigative skills, Repossession Agents focus on locating and recovering collateral for lenders, often involving physical recovery. Field Investigators gather information, verify details, and conduct surveillance for various clients. The roles share some credentials and work environments but differ in primary responsibilities and industry focus.

What are some common challenges faced by repossession agents and how can they be managed on the job?

Repossession Agents often encounter challenges such as dealing with difficult or emotional vehicle owners, working irregular hours, and ensuring personal safety during recoveries. Staying calm under pressure, maintaining professionalism, and following proper legal protocols are essential for managing these situations. Agents typically work closely with team members, such as dispatchers and security staff, to coordinate safe and efficient repossessions. Training in conflict resolution and awareness of local laws can further help agents navigate these challenges successfully.

What is a repossession agent?

Repossession agents are professionals hired by lenders or financial institutions to recover property, typically vehicles or equipment, when borrowers default on their loans. They locate, secure, and retrieve the assets in accordance with state and federal laws, ensuring the process is handled legally and safely. Repossession agents may work independently or for repossession companies, and often need knowledge of legal procedures, negotiation skills, and sometimes a special license. Their work can be challenging and may involve interacting with distressed or confrontational individuals. The goal is to recover the property while minimizing conflict and legal risk.

What are the key skills and qualifications needed to thrive as a repossession agent, and why are they important?

To thrive as a Repossession Agent, you need a strong understanding of state and federal repossession laws, a valid driver's license, and often a high school diploma or equivalent. Familiarity with skip tracing software, GPS tracking systems, and digital reporting tools is typically required. Excellent negotiation, conflict resolution, and situational awareness are crucial soft skills for managing interactions with vehicle owners and ensuring safety. These skills and qualifications are essential for performing repossessions legally, efficiently, and safely while minimizing risk and maintaining professionalism.

What does a repossession agent do?

As a repossession agent, you participate in the recovery of an asset when someone is overdue on a debt payment. In your job as a repo agent, you may collect the deed to a vehicle or another piece of property, coordinate the transfer of ownership through a bank, and comply with all relevant laws and regulations for the repossession process. You may also help calculate the costs of repossession and help the bank determine the best way to finance complicated repossession efforts. Repossession agents should not be confused with recovery agents, who locate and retrieve people who fail to appear in court, though some people perform both duties.

More about Repossession Agent jobs
What are popular job titles related to Repossession Agent jobs in Minnesota? For Repossession Agent jobs in Minnesota, the most frequently searched job titles are:
What job categories do people searching Repossession Agent jobs in Minnesota look for? The top searched job categories for Repossession Agent jobs in Minnesota are:
Repossession Agent jobs near you
Infographic showing various Repossession Agent job openings in Minnesota as of July 2026, with employment types broken down into 90% Full Time, 7% Part Time, 1% Temporary, and 2% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $42,778 per year, or $20.6 per hour.

Repossession Agent

RMS

Saint Paul, MN • On-site

$1.0K - $2.5K/wk

Full-time

PTO

Posted 20 days ago

Job description

Repossession Agent

RMS is seeking experienced and dependable Repossession Agents to join our growing team. This field-based position is ideal for individuals who thrive in a fast-paced environment, enjoy working independently, and possess strong problem-solving skills. Repossession Agents are responsible for locating and recovering vehicles and equipment on behalf of financial institutions while adhering to all applicable laws, regulations, and company policies.


Key Responsibilities
  • Locate and recover vehicles, equipment, and other collateral assigned by clients.
  • Conduct field investigations to identify asset locations.
  • Safely secure and transport recovered assets when required.
  • Maintain accurate records, reports, and documentation of recovery activities.
  • Communicate effectively with management, dispatch personnel, and team members.
  • Ensure compliance with all state, federal, and company regulations governing repossession activities.
  • Represent RMS professionally while interacting with customers, law enforcement agencies, and business partners.
  • Perform routine inspections of company equipment and vehicles.
Qualifications
  • Minimum 1 year of repossession, towing, recovery, or related field experience required.
  • Valid driver's license with a clean driving record.
  • Ability to work independently and make sound decisions in the field.
  • Strong communication and organizational skills.
  • Comfortable working outdoors in various weather conditions.
  • Knowledge of repossession laws, regulations, and industry best practices is preferred.
Physical Requirements
  • Ability to work 10-hour shifts.
  • Ability to sit, stand, walk, bend, and lift as required by job duties.
  • Ability to operate recovery equipment and vehicles safely.
Compensation & Benefits
  • Competitive commission-based pay.
  • Performance-based bonus opportunities.
  • Paid Time Off (PTO).
  • Ongoing training and professional development.
  • Career growth opportunities within a multi-state organization.
Why Join RMS?

At Recovery Management Solutions, you'll be part of a professional team that values integrity, accountability, and performance. We provide the support, resources, and opportunities needed to help experienced recovery professionals build a successful and rewarding career.

Recovery Management Solutions (RMS) is a trusted leader in asset recovery and repossession services, serving financial institutions and lenders since its founding in Scottsdale, Arizona, in March 2008. With nearly two decades of industry experience, RMS specializes in locating, securing, and repossessing a wide range of collateral, including automobiles, commercial vehicles, recreational vehicles, heavy equipment, and specialty assets.
Committed to professionalism, compliance, and operational excellence, RMS provides reliable recovery solutions for banks, credit unions, finance companies, and other lending organizations. Through advanced skip-tracing capabilities, experienced recovery specialists, and a customer-focused approach, RMS helps clients minimize losses while protecting the integrity of their assets and brand reputation.
Today, RMS operates across seven states with a network of 14 strategically located storage facilities, enabling efficient service coverage and rapid response times. As the company continues to grow, RMS remains dedicated to delivering secure, compliant, and results-driven recovery services that lenders can depend on.