ZipRecruiter

Log In

2

Remote Loan Underwriter Jobs (NOW HIRING)

Infinia Search Inc

Be Seen First

Consumer Loan Underwriter - (Debt Resolution), Remote

Philadelphia, PA · Remote

$60K - $70K/yr

Credit Underwriter - Remote, Philadelphia, PA Job Summary: The Credit Underwriter is responsible for evaluating and assessing loan and credit applications to determine the creditworthiness of ...

STCU

Senior Home Loan Underwriter

Liberty Lake, WA · On-site +1

$40.03 - $56.04/hr

This is a remote position with the exception of the training period. Preference to those who live ... The Senior Home Loan Underwriter is responsible for analyzing and rendering home loan lending ...

SVS Group

Due Diligence Underwriter

Santa Ana, CA · Remote

$30/hr

This role is fully remote and is a 1099 contract roleThe Due Diligence Underwriter will be ... Loan File Inventory: Ensuring residential mortgage loan packagescontain all necessary documentation ...

Plaza Home Mortgage, Inc.

Non-QM Underwriter

San Diego, CA · Remote

$43.27 - $55.29/hr

Underwrite loan files in accordance with investor and company Non-QM guidelines, focusing on DSCR ... This is a remote position . Compensation and Benefits: Estimated Rate of Pay: $43.27 - $55.29 This ...

Leader Bank

Underwriter

Arlington, MA · On-site +1

$65K - $98K/yr

Reviewing, examining, and underwriting loans to ensure soundness, accuracy, business value and compliance with the standards of both Leader Bank, our corresponding investors. * Evaluating debt ratio ...

Ruoff Mortgage

Remote DE FHA Underwriter

Fort Wayne, IN · Remote

$70K - $80K/yr

... FHA Underwriter to join our remote Credit Underwriting Team. If you're a detail-oriented ... Ensure loans meet company, investor, and agency guidelines * Analyze full credit packages and ...

Ruoff Mortgage

Remote DE FHA Underwriter

Fort Wayne, IN · Remote

$70K - $80K/yr

... FHA Underwriter to join our remote Credit Underwriting Team. If you're a detail-oriented ... Ensure loans meet company, investor, and agency guidelines * Analyze full credit packages and ...

Visio Lending

Remote Mortgage Underwriter II

$35.09 - $48/hr

Ensure loans meet investor guidelines, SOPs, and compliance standards * Confirm all lending ... Authorized Remote Locations: AL, AR, AZ, FL, GA, IL, IN, KS, KY, LA, MI, NC, SC, TX, UT * Work ...

next page

Showing results 1-20

All Jobsremote JobsFinance and Insurance JobsMortgage JobsLoan Underwriter JobsRemote Loan Underwriter Jobs

Remote Loan Underwriter information

See salary details

$17

$30

$45

How much do remote loan underwriter jobs pay per hour?

As of Aug 27, 2026, the average hourly pay for remote loan underwriter in the United States is $30.00, according to ZipRecruiter salary data. Most workers in this role earn between $25.00 and $33.17 per hour, depending on experience, location, and employer.

What is a remote loan underwriter?

A Remote Loan Underwriter is a financial professional who evaluates and assesses loan applications, such as mortgages or business loans, while working from a remote location. Their main responsibility is to determine the creditworthiness of applicants by reviewing financial documents, credit reports, and other relevant information. Remote Loan Underwriters use specific guidelines and risk assessment tools to decide whether to approve, deny, or request more information for a loan application. They typically communicate with loan officers, applicants, and other stakeholders via phone, email, or secure online platforms. This role requires strong analytical skills, attention to detail, and a solid understanding of lending regulations.

What does a remote loan underwriter do?

Remote loan underwriters review loan applications to ensure they are completed properly and comply with all regulations and investor procedures. Instead of working in the office, remote loan underwriters complete their job duties from home or another location outside of the office with internet connectivity. As a remote loan underwriter, you assess the risk of the applicant for your employer, which includes evaluating the customer's credit, reviewing their income, and determining whether the amount they are capable of repaying the amount of the requested loan. Remote loan underwriters usually specialize in a particular type of loan, such as a home, car, or business loans. As part of this job, you may also be asked to review new regulations and procedures or provide consultation to would-be borrowers.

What are the key skills and qualifications needed to thrive as a remote loan underwriter?

To thrive as a Remote Loan Underwriter, you need a solid understanding of credit analysis, risk assessment, and mortgage or commercial loan guidelines, typically backed by experience in finance or a related field. Familiarity with loan origination systems (LOS), automated underwriting systems like DU or LP, and relevant certifications such as Certified Mortgage Underwriter (CMU) are highly valued. Strong attention to detail, analytical thinking, and effective communication skills enable underwriters to evaluate applications accurately and collaborate remotely with teams. These competencies ensure sound lending decisions, regulatory compliance, and efficient workflow in a virtual environment.

What are some common challenges faced by remote loan underwriters, and how can they overcome them?

Remote loan underwriters often face challenges such as maintaining clear communication with team members and managing time effectively when handling multiple loan files. It's important to use collaboration tools and regularly check in with colleagues to avoid misunderstandings and ensure all documentation is accurate and complete. Staying organized with digital workflows and setting clear daily priorities can help underwriters meet deadlines and maintain productivity while working remotely.

What is the difference between Remote Loan Underwriter vs Remote Mortgage Processor?

AspectRemote Loan UnderwriterRemote Mortgage Processor
CredentialsLoan underwriting certifications, mortgage licensingMortgage processing certifications, loan documentation knowledge
Work EnvironmentHome office, financial institutions, lending companiesHome office, mortgage lenders, banks
Industry UsageUsed in loan approval, risk assessmentHandles application intake, document collection
Search & Comparison IntentUnderstanding role differences, career optionsJob responsibilities, qualifications comparison

The Remote Loan Underwriter primarily evaluates loan applications for approval, focusing on risk assessment and compliance, often requiring underwriting certifications. The Remote Mortgage Processor handles the initial application process, gathering documents and preparing files for underwriters. Both roles are essential in the mortgage industry, but they differ in responsibilities and required credentials.

More about Remote Loan Underwriter jobs

What cities are hiring for Remote Loan Underwriter jobs?

Cities with the most Remote Loan Underwriter job openings:

What are the most commonly searched types of Loan Underwriter jobs?

The most popular types of Loan Underwriter jobs are:

What states have the most Remote Loan Underwriter jobs?

States with the most job openings for Remote Loan Underwriter jobs include:

What job categories do people searching Remote Loan Underwriter jobs look for?

The top searched job categories for Remote Loan Underwriter jobs are:

Remote Loan Underwriter jobs near you
Infographic showing various Remote Loan Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 82% Full Time, 13% Part Time, and 4% Contract. Highlights an 96% Physical, 2% Hybrid, and 2% Remote job distribution, with an average salary of $62,410 per year, or $30 per hour.

Consumer Loan Underwriter - (Debt Resolution), Remote

Philadelphia, PA • Remote

Infinia Search Inc
Recruiting and Staffing Services • 201 - 500 employees
Learn more about Infinia Search Incexternal

$60K - $70K/yr

Full-time

Medical, Dental, Vision

Posted 13 days ago

Be Seen First

After you apply to this job, you can share why you’re interested to jump to the top of the candidate list.

Job description

Credit Underwriter - Remote, Philadelphia, PA

Job Summary: The Credit Underwriter is responsible for evaluating and assessing loan and credit applications to determine the creditworthiness of applicants. They analyze financial data, assess risk, and ensure that loans comply with company policies and regulatory requirements.


Key Responsibilities:

  • Review and analyze loan applications, credit reports, financial statements, and other relevant documents.
  • Assess borrowers' ability to repay loans by evaluating income, assets, debts, and credit history.
  • Ensure compliance with company lending policies, industry regulations, and legal requirements.
  • Approve, deny, or recommend loans based on risk assessment and underwriting guidelines.
  • Calculate debt-to-income (DTI) ratios, loan-to-value (LTV) ratios, and other key financial metrics.
  • Work closely with loan officers, processors, and other team members to obtain necessary documentation and clarify borrower information.
  • Communicate underwriting decisions to relevant stakeholders, providing explanations when required.
  • Stay updated on industry trends, market conditions, and changes in lending regulations.
  • Identify potential fraud risks and take necessary steps to mitigate them.
  • Maintain accurate records of underwriting decisions and ensure proper documentation for audits.


Requirements:

  • Bachelor’s degree in finance, business, economics, or a related field (preferred).
  • Experience in loan underwriting, risk assessment, or financial analysis.
  • Strong knowledge of lending regulations.
  • Proficiency in financial analysis and credit assessment.
  • Excellent analytical, decision-making, and problem-solving skills.
  • Strong attention to detail and ability to work with tight deadlines.
  • Effective communication skills to interact with internal teams and clients.
  • Familiarity with loan underwriting software and financial modeling tools

Company Description

We’re Infinia Search. We’re a relationship-driven search firm that proves that talent, ambition, curiosity, and an infinite work ethic creates exponential results for our clients and candidates.

Infinia Search logo

About Infinia Search

Sourced by ZipRecruiter

Whether we are recruiting top talent or building out a managed team, Infinia’s focus is developing and strengthening relationships with both clients and candidates, because placing professionals is about more than running web searches and filling empty seats. It’s about the human connection.

Industry

Recruiting and staffing services

Company size

201 - 500 Employees

Headquarters location

Kennett Square, PA, US

Year founded

2016

Social media

FacebookTwitter

View All Infinia Search Jobs