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Remote Insurance Adjuster Jobs in Colorado (NOW HIRING)

Adjuster licenses are required for various States ADDITIONAL REQUIREMENTS: * Demonstrated ability ... Comprehensive understanding of insurance coverage * State licenses are a plus * Obtaining necessary ...

Adjuster licenses are required for various States ADDITIONAL REQUIREMENTS: * Demonstrated ability ... Comprehensive understanding of insurance coverage * State licenses are a plus * Obtaining necessary ...

Location: Remote Position/ Work from Home Job Type: Full-Time/Part-Time Compensation: 100% Uncapped Commission-Based About Us: GIA Legacy Planning is a dynamic, client-focused insurance agency ...

... insurance agent. The role involves assigning claim files as directed by Claim Managers and providing substantial support to claim adjusters, enabling them to expedite claim handling. Essential ...

This is a remote position. ESSENTIAL FUNCTIONS & RESPONSIBILITIES: * Provide medical case ... Insurance, Accident Insurance, Critical Illness Insurance, Pre-paid Legal Insurance, Parking and ...

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Remote Insurance Adjuster information

See Colorado salary details

$20.5K

$78.5K

$116.2K

How much do remote insurance adjuster jobs pay per year?

As of Jun 16, 2026, the average yearly pay for remote insurance adjuster in Colorado is $78,527.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,500.00 and $105,200.00 per year, depending on experience, location, and employer.

What Does a Remote Insurance Adjuster Do?

A remote insurance adjuster investigates and analyzes insurance claims to determine eligibility for an insurance payout. In this career, you work from home, though some claims adjusters need to travel to customers’ locations to perform inspection or analysis duties. You can usually communicate with clients over the phone and research policy terms and incident information on the internet. As an insurance adjuster, you can work in different areas, such as life insurance, health insurance, auto insurance, and property or business insurance. In addition to making an assessment of each claim, your responsibilities also include negotiating with clients to settle the claim.

Can I be a remote insurance adjuster?

Yes, many insurance adjuster roles are available remotely, allowing professionals to evaluate claims, review documentation, and communicate with clients from home. Remote adjusters typically need relevant certifications, strong communication skills, and familiarity with claims management software. Availability of remote work can vary by employer and state regulations.

What does a Remote Insurance Adjuster do?

A Remote Insurance Adjuster is responsible for investigating insurance claims, assessing damages, and determining the appropriate settlement amounts—all while working from a remote location. They review policy details, communicate with claimants, gather evidence, and sometimes conduct virtual inspections using phone calls, video conferencing, or digital tools. Remote adjusters typically handle claims for auto, property, or casualty insurance. Their role is crucial in ensuring that claims are processed accurately and efficiently, even without in-person contact.

How does a Remote Insurance Adjuster typically collaborate with team members and clients despite working off-site?

Remote Insurance Adjusters rely heavily on digital communication tools to maintain strong collaboration with colleagues, supervisors, and clients. They often use video conferencing, secure email, and specialized claims management platforms to share information, discuss case details, and provide updates. While physical meetings are rare, regular virtual check-ins and team meetings help ensure everyone is aligned and supported. This remote setup requires strong self-motivation and clear communication skills, but it also offers the flexibility to manage your workflow more independently.

What is the difference between Remote Insurance Adjuster vs Remote Claims Examiner?

AspectRemote Insurance AdjusterRemote Claims Examiner
Required CredentialsLicenses, certifications (e.g., AIC, CPCU)Certifications in claims or insurance (e.g., CPCU, ARM)
Work EnvironmentHome-based, insurance companies, adjusting claimsHome-based, insurance companies, reviewing claims
Employer & IndustryInsurance carriers, third-party administratorsInsurance carriers, third-party administrators
Common Search & ComparisonYesYes

The Remote Insurance Adjuster and Remote Claims Examiner roles both work within the insurance industry, often from home, and require relevant certifications. Adjusters focus on investigating and settling claims, while Claims Examiners review and process claims for accuracy. Both roles are essential for efficient claims management and often overlap in skills and work environment.

How much does a work from home insurance adjuster make?

A remote insurance adjuster typically earns between $45,000 and $70,000 annually, with experienced professionals or those handling complex claims earning higher salaries. Compensation can vary based on experience, certifications, and the employer, and many adjusters work flexible schedules using claims management software.

What are the key skills and qualifications needed to thrive as a Remote Insurance Adjuster, and why are they important?

To thrive as a Remote Insurance Adjuster, you need strong analytical skills, attention to detail, and a solid understanding of insurance policies, often supported by a relevant degree or adjuster license. Familiarity with claims management software, virtual inspection tools, and digital documentation systems is typically required. Excellent communication, negotiation, and self-motivation are crucial soft skills for handling clients and resolving claims independently. These abilities ensure efficient, accurate claim processing and high customer satisfaction in a remote work environment.

What is the highest paying adjuster job?

The highest paying insurance adjuster roles are often senior or specialized positions such as catastrophe or large-loss adjusters, who handle complex claims and may work for major insurance companies or consulting firms. These roles typically require extensive experience, advanced certifications, and sometimes specialized knowledge in areas like engineering or law, leading to higher compensation levels.

What insurance companies allow remote work?

Many insurance companies, including large carriers like State Farm, Allstate, and Progressive, offer remote insurance adjuster positions. These roles typically require strong communication skills, knowledge of insurance policies, and sometimes specific certifications, with remote work often supported through digital claim management tools and secure communication platforms.
What are the most commonly searched types of Insurance Adjuster jobs in Colorado? The most popular types of Insurance Adjuster jobs in Colorado are:
What cities in Colorado are hiring for Remote Insurance Adjuster jobs? Cities in Colorado with the most Remote Insurance Adjuster job openings:
Property Adjuster - Field Estimating - Denver, CO

Property Adjuster - Field Estimating - Denver, CO

Allstate

Denver, CO • On-site, Remote

$68K - $115K/yr

Full-time

Medical, Retirement

Posted 6 days ago


Allstate Insurance rating

7.5

Company rating: 7.5 out of 10

Based on 548 frontline employees who took The Breakroom Quiz

196th of 261 rated insurance


Job description

At Allstate, great things happen when our people work together to protect families and their belongings from life's uncertainties. And for more than 90 years, our innovative drive has kept us a step ahead of our customers' evolving needs. From advocating for seat belts, air bags and graduated driving laws, to being an industry leader in pricing sophistication, telematics, and, more recently, device and identity protection.
Job Description
A day in the life of a Field Property Adjuster:
As a Field Property Adjuster, you will deliver exceptional service to our policyholders by traveling to customers' homes to perform on-site inspections, investigate coverage, prepare estimates, and settle claims promptly. You may also handle virtual claims using tools such as Xactimate and ClaimsX Video Collaboration. This role has a strong focus on water losses, as well as other perils such as minor fire, wind/hail, and miscellaneous property claims, ensuring customers receive expert guidance and resolution during challenging situations.
You'll use a mix of skills to succeed in this role, including:
  • Customer service: Delivering a compassionate, clear, and supportive claims experience.
  • Investigation: Assessing property damage, reviewing details, and determining coverage.
  • Communication: Keeping customers informed using phone, email, or video as needed.
  • Negotiation: Reaching fair settlements with customers, vendors, and other carriers.
  • Problem-solving: Using tools, resources, and critical thinking in a fast-paced environment.
  • Documentation: Maintaining accurate, timely records in the claims system.

Preferred Qualifications:
  • 3+ years of experience in property adjusting, water mitigation, or independent adjusting, along with estimating.
  • Xactimate proficiency highly desired.
  • Strong critical thinking and technical skills to assess damages accurately and expedite claims settlements.
  • Excellent communication and interpersonal skills to provide exceptional customer service.
  • Ability to travel to customers' homes and handle virtual claims countrywide effectively.
  • Detail-oriented and organized, with a focus on delivering high-quality work.

Required Qualifications:
  • Are willing and able to carry a 50-pound ladder and access up to a 6/12 pitch on a one to two-story roof.
  • Valid driver's license and willingness to travel as part of the job requirements.
  • Residency within the Denver Metro area is mandatory for this role.

You're provided with comprehensive training:
  • The training program is designed to help you build a claims foundation and understand the systems and processes in your day-to-day work.
  • Ongoing training opportunities for continuous improvement happen regularly on the job.
  • You will be required to attend approximately 2 weeks of training that will take place in Wheeling, IL or Dallas, TX.

Notice of Licensing Requirement:
  • As a condition of employment, your office/area may require you to obtain an adjuster and/or an appraiser license which includes passing an additional background check with the Department of Labor. If applicable, you will be required to secure license(s) within 60 days of hire.
  • If required, the Hiring Manager will work with you along with the Centralized Licensing team to ensure that you are properly licensed.

Sign On Bonus:
  • You may be eligible for a $1,000 Licensing Sign on Bonus if you have the applicable active licenses needed for this role. This could include Home Resident Property & Casualty License, Designated Home State (DHS) Florida or Texas License, and/or applicable Appraiser License.
  • Current employees or candidates who have previously worked for Allstate, including its family of companies, are not eligible for this sign-on bonus.

Company Car:
  • Based on our Company Car Guidelines, this role may qualify for a company car. Our leadership team determines this based on annual work mileage for this location. You may be required to use your personal vehicle until these guidelines are met. We offer mileage reimbursements for personal vehicle usage during work.

Allstate Benefits:
Being a part of Allstate means you receive a benefits package from Day 1 of employment. This includes time off, healthcare, retirement, and more. That is why as an Allstater, you'll enjoy a Total Rewards package that includes:
  • Competitive pay with needed support for continuous development and career advancement.
  • Flexibility in scheduling and a time off policy that helps support your work/life balance.
  • Initial and ongoing training to get you proficient in your new role.
  • Comprehensive benefits like a 401K/pension, education reimbursement, and programs to help you balance work with the rest of your life. Visit www.allstategoodlife.com to learn more.

#LI-M
Skills
Communication, Critical Thinking, Customer-Focused, Negotiation, Time Management
Compensation
Compensation offered for this role is $68,000 - $115,245 and is based on experience and qualifications.
The candidate(s) offered this position will be required to submit to a background investigation.
Joining our team isn't just a job - it's an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger - a winning team making a meaningful impact.
Allstate generally does not sponsor individuals for employment-based visas for this position.
Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.
For jobs in San Francisco, please click "here" for information regarding the San Francisco Fair Chance Ordinance.
For jobs in Los Angeles, please click "here" for information regarding the Los Angeles Fair Chance Initiative for Hiring Ordinance.
To view the "EEO Know Your Rights" poster click "here". This poster provides information concerning the laws and procedures for filing complaints of violations of the laws with the Office of Federal Contract Compliance Programs.
To view the FMLA poster, click "here". This poster summarizing the major provisions of the Family and Medical Leave Act (FMLA) and telling employees how to file a complaint.
It is the Company's policy to employ the best qualified individuals available for all jobs. Therefore, any discriminatory action taken on account of an employee's ancestry, age, color, disability, genetic information, gender, gender identity, gender expression, sexual and reproductive health decision, marital status, medical condition, military or veteran status, national origin, race (include traits historically associated with race, including, but not limited to, hair texture and protective hairstyles), religion (including religious dress), sex, or sexual orientation that adversely affects an employee's terms or conditions of employment is prohibited. This policy applies to all aspects of the employment relationship, including, but not limited to, hiring, training, salary administration, promotion, job assignment, benefits, discipline, and separation of employment.
Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.
When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.

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