... analysis of lending data for the Bank consistent with the requirements of the Community ... Ensure the Bank's compliance with the Home Mortgage Disclosure Act (HMDA) and Community ...
... analysis of lending data for the Bank consistent with the requirements of the Community ... Ensure the Bank's compliance with the Home Mortgage Disclosure Act (HMDA) and Community ...
... analysis of lending data for the Bank consistent with the requirements of the Community ... Ensure the Bank's compliance with the Home Mortgage Disclosure Act (HMDA) and Community ...
... analysis of lending data for the Bank consistent with the requirements of the Community ... Ensure the Bank's compliance with the Home Mortgage Disclosure Act (HMDA) and Community ...
Remote Hmda Analyst information
What is a remote HMDA analyst?
A Remote HMDA Analyst is a professional who works from a remote location to ensure that a financial institution complies with the Home Mortgage Disclosure Act (HMDA). Their responsibilities typically include collecting, analyzing, and verifying loan data for accuracy and regulatory compliance. They also prepare HMDA reports, identify discrepancies, and work with internal teams to resolve data quality issues. This role requires strong attention to detail, knowledge of mortgage lending, and familiarity with HMDA regulations.
What are the key skills and qualifications needed to thrive as a remote HMDA analyst?
To thrive as a Remote HMDA Analyst, you need a strong understanding of the Home Mortgage Disclosure Act (HMDA), data analysis, and regulatory compliance, often supported by a bachelor's degree in finance, business, or a related field. Familiarity with loan origination systems, data validation tools, and compliance software such as QuestSoft or Wolters Kluwer is typically required. Excellent attention to detail, problem-solving skills, and effective remote communication are vital soft skills in this role. These competencies are crucial to ensure accurate reporting, mitigate compliance risks, and maintain the integrity of mortgage data for lending institutions.
What are some common challenges faced by remote HMDA analysts and how can they be addressed?
Remote HMDA Analysts often encounter challenges such as maintaining data accuracy across dispersed teams and staying updated on evolving regulatory requirements. Effective communication with loan officers and compliance teams is essential to clarify discrepancies and ensure timely reporting. To address these challenges, many organizations rely on secure data-sharing platforms, regular virtual meetings, and ongoing training to keep analysts informed and connected. Building strong organizational skills and proactively seeking clarification when issues arise can also help remote HMDA Analysts succeed in their role.
What is the difference between Remote Hmda Analyst vs Remote Mortgage Data Analyst?
| Aspect | Remote Hmda Analyst | Remote Mortgage Data Analyst |
|---|---|---|
| Credentials | Typically requires a degree in finance, economics, or related field; familiarity with HMDA regulations | Requires similar credentials; often includes knowledge of mortgage industry data and compliance standards |
| Work Environment | Remote, financial or regulatory institutions, mortgage companies | Remote, mortgage lenders, financial institutions, or data analysis firms |
| Industry Usage | Primarily in banking, mortgage lending, and regulatory agencies | In mortgage lending, banking, and financial services |
The Remote Hmda Analyst and Remote Mortgage Data Analyst roles share similar credentials and work environments, focusing on mortgage industry data. However, the Hmda Analyst specializes specifically in HMDA compliance and reporting, while the Mortgage Data Analyst may handle broader mortgage data analysis tasks. Both roles are essential in ensuring regulatory adherence and data accuracy in the mortgage sector.
What are popular job titles related to Remote Hmda Analyst jobs in Missouri?
For Remote Hmda Analyst jobs in Missouri, the most frequently searched job titles are:
What job categories do people searching Remote Hmda Analyst jobs in Missouri look for?
The top searched job categories for Remote Hmda Analyst jobs in Missouri are:
What cities in Missouri are hiring for Remote Hmda Analyst jobs?
Cities in Missouri with the most Remote Hmda Analyst job openings:
Community Reinvestment Act Specialist (Remote Eligible - KS, MO Only)
Saint Louis, MO • Remote
Full-time
Re-posted 9 days ago
Key responsibilities
Assist the CRA Manager with documentation, tracking, and analysis of lending data to ensure compliance with CRA and HMDA requirements.
Perform quality control and testing to assess compliance with CRA and HMDA, including reviewing and validating loan data for accuracy.
Prepare reports for management, including Fair Lending and CRA departments, and support the administration of workflows related to HMDA and CRA compliance.
Job description
Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community. From the small mom-and-pop coffee shop to the large construction company that employs local people, our goal is to help businesses succeed and our communities thrive.
With offices in Arizona, California, Florida, Kansas, Missouri, New Mexico, Nevada and Texas, we're strong, growing and committed to supporting the communities we serve. We extend this commitment to the community to our associates, offering annual paid volunteer time off and charitable-matching opportunities. Voted a Best Bank to Work For by American Banker for multiple years, we offer our associates an array of benefits and the opportunity to chart their own career path with us. Join us in the pursuit of our mission to guide people to a lifetime of financial success, and enjoy a career filled with professional growth opportunities, interesting colleagues and the satisfaction of supporting our communities.
Together, there's no stopping you!
Job Title:Community Reinvestment Act Specialist (Remote Eligible - KS, MO Only)Job Description:Summary
The CRA Specialist assists the CRA Manager with documentation, tracking and analysis of lending data for the Bank consistent with the requirements of the Community Reinvestment Act (CRA) and the Home Mortgage Disclosure Act (HMDA). Performs quality control and testing to assess compliance with CRA and HMDA.
Essential Duties and Responsibilities:
- Ensure the Bank's compliance with the Home Mortgage Disclosure Act (HMDA) and Community Reinvestment Act (CRA) reporting requirements.
- Accountable for the compilation, submission and accuracy of the HMDA and CRA Loan Application Registers (LARs), which are the basis of CRA and Fair Lending Compliance Examinations
- Assist in creation and maintain the Bank's LARs, HMDA data, and CRA Small Business/Farm loans
- Conduct an independent review and validation of loan data to ensure accuracy and compliance with the HMDA regulations; identify and recommend improvements where necessary
- Work with business units to obtain data and ensure compliance with HMDA
- Monitor and review changes in laws and regulations regarding HMDA and CRA
- Prepare reports for management, including Fair Lending and CRA departments
- Provide support and assistance to the HMDA Compliance Manager in the administration of workflows and other responsibilities as needed
Qualifications:
- Excellent communication, organizational, and writing abilities
- Multitasking ability in a fast-paced environment
- CRA Software knowledge, including RiskExec
- Focused on regulatory compliance
Supervisory Responsibilities:
- None
Education and/or Experience:
- High school diploma or equivalent required
- Minimum two (2) years' experience and working knowledge of consumer protection laws and regulations that impact financial institutions, including HMDA and CRA required
Computer and Software Skills:
- Proficiency in Microsoft Office and Google Workspace
- RiskExec
- SalesForce
Certificates, Licenses and Registrations:
- None
Equal Opportunity Statement:
Enterprise Bank & Trust is committed to helping individuals with disabilities participate in the workforce and ensuring equal opportunity to apply and compete for jobs. If you need an accommodation in order to apply for a position at Enterprise Bank & Trust please contact Human Resources athr@enterprisebank.com.
Enterprise Bank & Trust is committed to managing our business and community relationships in ways that positively impact our associates, clients, and the diverse communities where we work and live.We are proud to be an Equal Opportunity Employer.All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, national origin, sexual orientation, gender identity or protected veteran status and will not be discriminated against on the basis of disability.All employment offers are contingent upon the applicant successfully completing both drug and background check screenings.If you would like more information about your EEO rights as an applicant under the law, please clickHERE.
About Enterprise Bank & Trust
Sourced by ZipRecruiter
Industry
Commercial banking
Company size
1,001 - 5,000 Employees
Headquarters location
Saint Louis, MO, US
Year founded
1988