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Remote Fha Underwriter Jobs (NOW HIRING)

Equity Resources, Inc

Mortgage Underwriter

Newark, OH · On-site +1

Remote work is available for candidates located outside of Central Ohio. Candidates local to ... Minimum of 2 years' DE Underwriting experience with conventional and FHA loans ; USDA/VA experience ...

Conventus

Underwriter - III

Dallas, TX · Remote

$46.15/hr

Remote Florida What you'll do: As a Mortgage Underwriter III you'll responsible for underwriting ... Advanced knowledge of FNMA, FHLMC, FHA, VA and USDA Guidelines. * Intermediate knowledge of MS ...

Alcova Mortgage LLC

Condo Underwriter

Roanoke, VA · Remote

Underwriting Location: Corporate - Remote Position Type: Full-Time: 40 hours per week FLSA ... Mae, Freddie Mac, and FHA Single Unit Approvals (SUA) eligibility requirements. The Condo ...

Alcova Mortgage LLC

Condo Underwriter

Roanoke, VA · Remote

Underwriting Location: Corporate - Remote Position Type: Full-Time: 40 hours per week FLSA ... Mae, Freddie Mac, and FHA Single Unit Approvals (SUA) eligibility requirements. The Condo ...

Golden Empire Mortgage Inc

UNDERWRITER

Bakersfield, CA · Remote

$30 - $68/hr

Underwrite a full range of mortgage loans including Conventional, Conventional, FHA and VA * Meet ... Work Location This position is fully remote . Employees may perform all job duties from a location ...

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Remote Fha Underwriter information

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$32.5K

$78.9K

$139.5K

How much do remote fha underwriter jobs pay per year?

As of Jun 16, 2026, the average yearly pay for remote fha underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is a Remote FHA Underwriter?

A Remote FHA Underwriter is a mortgage professional who evaluates and approves home loans that are insured by the Federal Housing Administration (FHA), while working from a remote location. Their main responsibilities include reviewing loan applications, verifying borrower information, ensuring compliance with FHA guidelines, and assessing risk. By working remotely, they can support lenders and mortgage companies from anywhere, using secure digital platforms to process and approve loans. This role requires a strong understanding of FHA regulations and attention to detail to ensure all loans meet federal requirements.

What is the difference between Remote Fha Underwriter vs Remote Conventional Underwriter?

AspectRemote Fha UnderwriterRemote Conventional Underwriter
CertificationsMortgage underwriting certifications, FHA-specific trainingMortgage underwriting certifications, conventional loan training
Work EnvironmentRemote, mortgage lenders, banks, credit unionsRemote, mortgage lenders, banks, credit unions
Industry UsagePrimarily in FHA loan processingPrimarily in conventional loan processing

Remote Fha Underwriters and Remote Conventional Underwriters share similar work environments and required certifications. The main difference lies in the loan types they process: FHA Underwriters focus on government-backed FHA loans, while Conventional Underwriters handle non-government loans. Both roles require mortgage underwriting expertise and are commonly performed remotely within the mortgage industry.

What are some common challenges remote FHA underwriters face and how can they be addressed?

Remote FHA underwriters often encounter challenges such as maintaining clear communication with loan officers and processors, ensuring secure handling of sensitive documents, and staying updated on rapidly changing FHA guidelines. To address these, it’s important to leverage secure document management systems, participate in regular virtual team meetings, and invest time in ongoing FHA training. Building strong relationships with your remote team can also help streamline workflows and reduce misunderstandings, making the underwriting process more efficient and accurate.

What are the key skills and qualifications needed to thrive as a Remote FHA Underwriter, and why are they important?

To thrive as a Remote FHA Underwriter, you need a strong understanding of FHA guidelines, mortgage underwriting principles, and typically several years of experience in mortgage underwriting, often supported by a DE (Direct Endorsement) certification. Proficiency with loan origination systems (LOS), automated underwriting systems like DU/LP, and secure document management platforms is essential. Analytical thinking, attention to detail, and effective written communication are vital soft skills for evaluating complex loan files and collaborating with remote teams. These skills ensure accurate risk assessment, compliance with federal guidelines, and efficient processing of FHA loans in a remote work environment.
More about Remote Fha Underwriter jobs
What cities are hiring for Remote Fha Underwriter jobs? Cities with the most Remote Fha Underwriter job openings:
What are the most commonly searched types of Fha Underwriter jobs? The most popular types of Fha Underwriter jobs are:
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Remote Fha Underwriter jobs near you
Infographic showing various Remote Fha Underwriter job openings in the United States as of June 2026, with employment types broken down into 33% Full Time, and 67% Contract. Highlights an 66% Physical, 13% Hybrid, and 21% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Mortgage Underwriter

Mortgage Underwriter

Equity Resources, Inc

Newark, OH • On-site, Remote

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 13 days ago

Job description

Description

Are you an experienced mortgage underwriter who's been searching for a great company that's family owned, that recognizes your contributions, and has a philosophy of no layoffs during the down-season? A company whose goal and purpose is to Improve the Lives of Families? Take a look at Equity Resources! We are a fun and friendly environment where we work together to meet our daily goals.


Why you'll love working here

  • Remote work is available for candidates located outside of Central Ohio. Candidates local to Central Ohio will be asked to work a structured hybrid schedule and can enjoy our corporate office in Newark's historic downtown square.
  • Choose from flexible hours: 8:30 AM - 5:00 PM with a 30-minute lunch, or 8 AM - 5 PM / 8:30 AM - 5:30 PM with a 1-hour lunch.
  • Generous PTO, 10 paid holidays, plus a day off for your birthday!
  • Full benefits package (including pet insurance!) first of the month after your first 30 days.
  • 401(k) option with a generous company match -helping you grow your retirement savings faster.
  • Earn extra cash through our referral programs, $500 for each borrower you refer, and up to $5,000 for referring an experienced Loan Officer.
  • Join a stable, employee-focused company that's been growing since 1993.

Requirements

  • Bachelor's Degree in Business, Finance, or related field preferred (or equivalent combination of education and experience); minimum HS diploma or equivalent.
  • Minimum of 2 years' DE Underwriting experience with conventional and FHA loans; USDA/VA experience a plus.
  • Proficient in Microsoft Word, Excel, and Outlook; experience with an electronic mortgage processing systems required (Encompass preferred).
  • Must reside in a state in which Equity Resources is currently licensed.
  • Excellent written and verbal communication and customer service skills; able to interact professionally with employees, vendors, and lenders.
  • Ability to comprehend and follow complex written and oral instructions.
  • Work independently with minimal supervision, applying sound judgment and attention to detail.
  • Ability to manage high-stress situations and work overtime as needed.

What your day will look like

The primary functions of the Underwriter are to approve saleable loans with the information provided by the next day; underwrite all loans under FNMA, FHLMC, and FHA (may include USDA & VA) loan programs and maintain knowledge of investor programs and overlays and communicate any changes to staff.


The following duties would be applicable:

  • Monitor pipeline daily and self-assigned preapprovals.
  • Make underwriting decisions based on risk assessment, taking into consideration the 4 C's of underwriting: Capacity, Credit, Collateral, and Cash.
  • Deliver high-quality service with 24-hour turn times and timely updates to Mortgage Specialists.
  • Maintain knowledge of investor overlays and expertise in FNMA, FHLMC, and FHA. Knowledge in USDA & VA loan programs is preferred but not required.
  • Analyze and report loan quality issues and monitor corrective actions.
  • Uphold strict fraud prevention, confidentiality and ethical standards set by Equity Resources.
  • Adapt to changing circumstances and adjusting daily priorities as needed.
  • Assist other Underwriters with daily volume.
  • Perform additional duties as needed to support team and company goals.

About Us


Equity Resources, Inc. is a privately owned and operated mortgage company headquartered in Newark, Ohio. We are licensed in 22 states, including Washington D.C., and operate branch offices in many of those locations. Our vision and purpose at Equity Resources, Inc. is quite simply to Improve the Lives of Families. We pride ourselves in creating Raving Fans of our customers AND our employees. We are celebrating our 33rd year in business and are continuing to grow! Come join our team!


Equity Resources offers a comprehensive total compensation and benefits package that includes medical, dental, and vision insurance; 401(k); company-paid life insurance; and much more!


Equity Resources is an equal opportunity employer. It does not discriminate against applicants or employees on the basis of race, color, religion, creed, national origin, ancestry, disability that can be reasonably accommodated without undue hardship, sex, sexual orientation, gender identity, age, citizenship, marital or veteran status, or any other legally protected status.

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