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Remote Fha Underwriter Jobs (NOW HIRING)

Underwriter Senior - Home Lending

Houston, TX · On-site +1

$111K/yr

Government, FHA/VA - Bond). Diverse portfolio including CRA throughout bank footprint. * Confidence ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Be Seen First

Review and analyze appraisal reports to ensure compliance with FNMA, FHLMC, FHA, VA, and Lender ... A minimum of 3-5 years of mortgage loan underwriting including the review of residential appraisal ...

Remote work is available for candidates located outside of Central Ohio. Candidates local to ... Minimum of 2 years' DE Underwriting experience with conventional and FHA loans ; USDA/VA experience ...

Mortgage Underwriter II

Eau Claire, WI · On-site +1

$41.70 - $47.90/hr

Mortgage Underwriting experience to include FHA, DE, VA SAR, and Minnesota Housing Finance Agency ... When not working remote, the office location is flexible at either the Operations Center in Eau ...

New

Mortgage Underwriter II

Eau Claire, WI · On-site +1

$41.70 - $47.90/hr

Mortgage Underwriting experience to include FHA, DE, VA SAR, and Minnesota Housing Finance Agency ... When not working remote, the office location is flexible at either the Operations Center in Eau ...

New

Showing results 41-60

Remote Fha Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do remote fha underwriter jobs pay per year?

As of Aug 7, 2026, the average yearly pay for remote fha underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is a remote FHA underwriter?

A Remote FHA Underwriter is a mortgage professional who evaluates and approves home loans that are insured by the Federal Housing Administration (FHA), while working from a remote location. Their main responsibilities include reviewing loan applications, verifying borrower information, ensuring compliance with FHA guidelines, and assessing risk. By working remotely, they can support lenders and mortgage companies from anywhere, using secure digital platforms to process and approve loans. This role requires a strong understanding of FHA regulations and attention to detail to ensure all loans meet federal requirements.

What is the difference between Remote Fha Underwriter vs Remote Conventional Underwriter?

AspectRemote Fha UnderwriterRemote Conventional Underwriter
CertificationsMortgage underwriting certifications, FHA-specific trainingMortgage underwriting certifications, conventional loan training
Work EnvironmentRemote, mortgage lenders, banks, credit unionsRemote, mortgage lenders, banks, credit unions
Industry UsagePrimarily in FHA loan processingPrimarily in conventional loan processing

Remote Fha Underwriters and Remote Conventional Underwriters share similar work environments and required certifications. The main difference lies in the loan types they process: FHA Underwriters focus on government-backed FHA loans, while Conventional Underwriters handle non-government loans. Both roles require mortgage underwriting expertise and are commonly performed remotely within the mortgage industry.

What are some common challenges remote FHA underwriters face and how can they be addressed?

Remote FHA underwriters often encounter challenges such as maintaining clear communication with loan officers and processors, ensuring secure handling of sensitive documents, and staying updated on rapidly changing FHA guidelines. To address these, it’s important to leverage secure document management systems, participate in regular virtual team meetings, and invest time in ongoing FHA training. Building strong relationships with your remote team can also help streamline workflows and reduce misunderstandings, making the underwriting process more efficient and accurate.

What are the key skills and qualifications needed to thrive as a remote FHA underwriter, and why are they important?

To thrive as a Remote FHA Underwriter, you need a strong understanding of FHA guidelines, mortgage underwriting principles, and typically several years of experience in mortgage underwriting, often supported by a DE (Direct Endorsement) certification. Proficiency with loan origination systems (LOS), automated underwriting systems like DU/LP, and secure document management platforms is essential. Analytical thinking, attention to detail, and effective written communication are vital soft skills for evaluating complex loan files and collaborating with remote teams. These skills ensure accurate risk assessment, compliance with federal guidelines, and efficient processing of FHA loans in a remote work environment.
More about Remote Fha Underwriter jobs
What cities are hiring for Remote Fha Underwriter jobs? Cities with the most Remote Fha Underwriter job openings:
What are the most commonly searched types of Fha Underwriter jobs? The most popular types of Fha Underwriter jobs are:
What states have the most Remote Fha Underwriter jobs? States with the most job openings for Remote Fha Underwriter jobs include:
Infographic showing various Remote Fha Underwriter job openings in the United States as of August 2026, with employment types broken down into 95% Full Time, and 5% Contract. Highlights an 100% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Underwriter Senior - Home Lending

Huntington

Houston, TX • On-site, Remote

$111K/yr

Full-time

Posted 24 days ago


Job description

Description

This position must be onsite and is available to be filled at any Huntington Corporate office location.

Summary:
Underwrite residential first mortgage and/or Home Equity loan applications received from mortgage loan originators, bankers and/or mortgage brokers to ensure that all credit and compliance documents are in alignment with product guidelines and supportive of the lending approval or denial decision made by the Underwriter.

Duties & Responsibilities:

  • Underwrite residential first mortgage files (conventional FNMA, FHLMC. Government, FHA/VA - Bond). Diverse portfolio including CRA throughout bank footprint.
  • Confidence in underwriting risk-based portfolio product set from our Wealth Management Group.
  • Underwrite file from initial decision to clear-to-close, utilizing mortgage software in a paperless environment.
  • Adhere to all department service level standards for communication, production, and turn-time
  • Supportive environment that offers autonomy, customer service and a commitment to doing it right.
  • Perform other duties as assigned.

Basic Qualifications:

  • High school diploma or equivalent
  • Three or more years of mortgage underwriting experience in the 1st mortgage arena (includes FHMA and FHLMC)
  • Must have recent underwriting experience with all conventional/government lending agencies

Preferred Qualifications:

  • Must obtain DE (Direct Endorsement) Designation within a timeframe established by management
  • Underwriting experience with VA/FHA/USDA preferred
  • FHA Direct Endorsement and VA LAPP Authority preferred
  • Proven ability to analyze and underwrite complex loan structure, including self-employed borrowers, investment properties, construction loans and all expanded approvals
  • Strong cash flow analysis skills reviewing complex personal and business tax returns, P-L statements and financial statements
  • Experience with risk accountability, law and regulation compliance and audit/regulatory examination response
  • Proficient with loan origination software, Desktop Underwriter and Loan Prospector
  • Extensive knowledge of all standard mortgage loan documents including, but not limited to: appraisals, title reports, income verification, purchase contracts, lease agreements, trusts, warranty deeds, etc
  • Understanding of rate sheets and product profile pricing/criteria in relation to credit decisions
  • Ability to accurately interpret, apply and explain policy/procedures to both internal and external customers
  • Ability to work in a high volume environment with minimal supervision, while maintaining production service levels
  • Strong analytical skills with attention to detail
  • Customer service oriented
  • Ability to multi-task while maintaining a high-level of flexibility

#LI-NA1

#LI-Office


Exempt Status: (Yes= not eligible for overtime pay) (No= eligible for overtime pay)

Yes

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.