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Remote Fha Underwriter Jobs (NOW HIRING)

Government Senior Underwriter

Troy, MI · Remote

$93K - $110K/yr

Knowledge of FHA, VA, and USDA guidelines is a must, including thorough knowledge of the 4000.1 HUD ... This is a full-time position based in our modern, cozy Troy, MI office, with remote flexibility for ...

Underwriter Senior - Home Lending

Hoover, AL · On-site +1

$102K/yr

Government, FHA/VA - Bond). Diverse portfolio including CRA throughout bank footprint. * Confidence ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Underwriter Senior - Home Lending

Hoover, AL · On-site +1

$99K/yr

Government, FHA/VA - Bond). Diverse portfolio including CRA throughout bank footprint. * Confidence ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Underwriter Senior - Home Lending

Houston, TX · On-site +1

$102K/yr

Government, FHA/VA - Bond). Diverse portfolio including CRA throughout bank footprint. * Confidence ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Underwriter Senior - Home Lending

Dallas, TX · On-site +1

$113K/yr

Government, FHA/VA - Bond). Diverse portfolio including CRA throughout bank footprint. * Confidence ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Underwriter Senior - Home Lending

Tupelo, MS · On-site +1

$110K/yr

Government, FHA/VA - Bond). Diverse portfolio including CRA throughout bank footprint. * Confidence ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Be Seen First

Underwrite FHA, VA, and Conventional loan products with a high level of accuracy and speed. * Analyze borrower credit-worthiness, collateral, and AUS findings (DU/LP). * Accurately issue the Loan ...

Underwriter Senior - Home Lending

Atlanta, GA · On-site +1

$112K/yr

Government, FHA/VA - Bond). Diverse portfolio including CRA throughout bank footprint. * Confidence ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Underwriter Senior - Home Lending

Atlanta, GA · On-site +1

$112K/yr

Government, FHA/VA - Bond). Diverse portfolio including CRA throughout bank footprint. * Confidence ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Underwriter Senior - Home Lending

Atlanta, GA · On-site +1

$112K/yr

Government, FHA/VA - Bond). Diverse portfolio including CRA throughout bank footprint. Confidence ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Underwriter Senior - Home Lending

Tupelo, MS · On-site +1

$110K/yr

Government, FHA/VA - Bond). Diverse portfolio including CRA throughout bank footprint. * Confidence ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Remote work is available for candidates located outside of Central Ohio. Candidates local to ... Minimum of 2 years' DE Underwriting experience with conventional and FHA loans ; USDA/VA experience ...

Showing results 21-40

Remote Fha Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do remote fha underwriter jobs pay per year?

As of Aug 7, 2026, the average yearly pay for remote fha underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is a remote FHA underwriter?

A Remote FHA Underwriter is a mortgage professional who evaluates and approves home loans that are insured by the Federal Housing Administration (FHA), while working from a remote location. Their main responsibilities include reviewing loan applications, verifying borrower information, ensuring compliance with FHA guidelines, and assessing risk. By working remotely, they can support lenders and mortgage companies from anywhere, using secure digital platforms to process and approve loans. This role requires a strong understanding of FHA regulations and attention to detail to ensure all loans meet federal requirements.

What is the difference between Remote Fha Underwriter vs Remote Conventional Underwriter?

AspectRemote Fha UnderwriterRemote Conventional Underwriter
CertificationsMortgage underwriting certifications, FHA-specific trainingMortgage underwriting certifications, conventional loan training
Work EnvironmentRemote, mortgage lenders, banks, credit unionsRemote, mortgage lenders, banks, credit unions
Industry UsagePrimarily in FHA loan processingPrimarily in conventional loan processing

Remote Fha Underwriters and Remote Conventional Underwriters share similar work environments and required certifications. The main difference lies in the loan types they process: FHA Underwriters focus on government-backed FHA loans, while Conventional Underwriters handle non-government loans. Both roles require mortgage underwriting expertise and are commonly performed remotely within the mortgage industry.

What are some common challenges remote FHA underwriters face and how can they be addressed?

Remote FHA underwriters often encounter challenges such as maintaining clear communication with loan officers and processors, ensuring secure handling of sensitive documents, and staying updated on rapidly changing FHA guidelines. To address these, it’s important to leverage secure document management systems, participate in regular virtual team meetings, and invest time in ongoing FHA training. Building strong relationships with your remote team can also help streamline workflows and reduce misunderstandings, making the underwriting process more efficient and accurate.

What are the key skills and qualifications needed to thrive as a remote FHA underwriter, and why are they important?

To thrive as a Remote FHA Underwriter, you need a strong understanding of FHA guidelines, mortgage underwriting principles, and typically several years of experience in mortgage underwriting, often supported by a DE (Direct Endorsement) certification. Proficiency with loan origination systems (LOS), automated underwriting systems like DU/LP, and secure document management platforms is essential. Analytical thinking, attention to detail, and effective written communication are vital soft skills for evaluating complex loan files and collaborating with remote teams. These skills ensure accurate risk assessment, compliance with federal guidelines, and efficient processing of FHA loans in a remote work environment.
More about Remote Fha Underwriter jobs
What cities are hiring for Remote Fha Underwriter jobs? Cities with the most Remote Fha Underwriter job openings:
What are the most commonly searched types of Fha Underwriter jobs? The most popular types of Fha Underwriter jobs are:
What states have the most Remote Fha Underwriter jobs? States with the most job openings for Remote Fha Underwriter jobs include:
Infographic showing various Remote Fha Underwriter job openings in the United States as of August 2026, with employment types broken down into 95% Full Time, and 5% Contract. Highlights an 100% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Senior Mortgage Underwriter - Remote, SC & NC

First Citizens Bank

Carolina, RI • On-site, Remote

$117K/yr

Full-time

Posted 20 days ago


First Citizens Bank rating

7.4

Company rating: 7.4 out of 10

Based on 106 frontline employees who took The Breakroom Quiz

108th of 170 rated banks


Job description

Overview

This is a remote role that may only be hired in the following states: South Carolina, North Carolina

This position assesses the Bank's financial risk on potential borrowers applying for mortgage loans at a high level of complexity and ability. Analyzes borrower applications to determine appropriate loan structuring, potential risk, and loan eligibility, and makes the decision to accept or reject based on review. Ensures the salability of the loan to the selected investor under the specified loan program. Provides support for loan closing activities and clients while protecting the Bank from fraud, misrepresentation, and default. Responsible to meet production and quality expectations.


Responsibilities
  • Loan Underwriting - Documents and underwrites mortgage loans products. Gathers and reviews information pertaining to the applicant's income, assets, debts, and credit history to determine ability to repay the mortgage loan. Applies product and investor specific underwriting and documentation guidelines. Utilizes underwriting results to either approve or decline the loan.
  • Application Review - Reviews new applications for completeness and inclusion of necessary documentation. Determines eligibility of the loan for the selected product and investor, or more appropriate alternatives. Ensures accuracy and acceptance of income, asset, debt calculations and credit history. Seeks resolution for any identified discrepancies.
  • Operations Support - Manages a pipeline of active mortgage loans. Prioritizes loan actions based on projected closing dates and ensures loans close in a timely manner. Works with loan processor to meet expected closing dates for the customer.
  • Client Support - Provides client support throughout the underwriting process. Utilizes available resources to answer questions and develop alternatives. Remains abreast of investor loan programs, guidelines, policies and procedures to better assist clients. May provide guidance for associates on escalated or complex client inquiries.

Qualifications

Bachelor's Degree and 3 years of experience in Mortgage loan underwriting OR High School Diploma or GED and 7 years of experience in Mortgage loan underwriting

Preferred experience: FHA/VA loans

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Qualifications:

Bachelor's Degree and 3 years of experience in Mortgage loan underwriting OR High School Diploma or GED and 7 years of experience in Mortgage loan underwriting

Preferred experience: FHA/VA loans

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Education:UNAVAILABLEEmployment Type: FULL_TIME

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