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Remote Bank Deposit Operations Jobs in Missouri (NOW HIRING)

Lead Bank

Regulatory Product Counsel

Kansas City, MO · On-site +1

... and operational decisions, and help the Bank scale its partner oversight and product review ... lending, deposit, payments, and hybrid products. * Assess how product changes affect legal risk ...

UMB Financial

Data Product Manager

Kansas City, MO · On-site +1

... by Bank Product leadership. This role is hybrid (Mon through Thu on-site; Fri remote) for ... deposits and customer processing, loan processing, payments, and fraud management. Bonus Points if ...

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Remote Bank Deposit Operations information

What is remote bank deposit operations?

Remote Bank Deposit Operations refer to the processes and tasks involved in managing bank deposits from a remote location, rather than at a physical bank branch. This typically includes verifying, reconciling, and processing electronic and physical deposits, handling exceptions, and providing support to customers and bank staff. Professionals in this role use secure digital platforms and tools to ensure deposits are accurately recorded and compliant with banking regulations. The job supports efficient funds availability and helps banks serve clients who prefer digital or remote banking solutions.

What are some common challenges faced in a remote bank deposit operations role, and how can they be managed?

In Remote Bank Deposit Operations, team members often face challenges such as maintaining accuracy while processing high volumes of transactions and ensuring compliance with security and regulatory standards. Communication and collaboration can also be more complex in a remote setting, requiring strong organizational and digital communication skills. To manage these challenges, it’s helpful to utilize secure banking platforms, participate in regular team meetings, and stay updated on compliance requirements. Proactively reaching out to colleagues and supervisors for clarification or support can also help maintain efficiency and accuracy.

What are the key skills and qualifications needed to thrive as a remote bank deposit operations specialist, and why are they important?

To excel in Remote Bank Deposit Operations, you need a solid understanding of banking procedures, deposit processing, and compliance regulations, often supported by experience in financial services or a related degree. Familiarity with banking software systems, remote deposit capture technology, and document management platforms is typically required. Strong attention to detail, problem-solving abilities, and effective communication are essential soft skills for this role. These competencies ensure accurate transaction processing, compliance with regulations, and high-quality service for clients and internal stakeholders.

What is the difference between Remote Bank Deposit Operations vs Remote Bank Teller?

AspectRemote Bank Deposit OperationsRemote Bank Teller
Required CredentialsBanking experience, basic financial certificationsCustomer service skills, banking knowledge
Work EnvironmentRemote, back-officeRemote, customer-facing or support
Industry UsageFinancial institutions, bankingBank branches, financial services

Remote Bank Deposit Operations focuses on processing and managing deposit transactions behind the scenes, while Remote Bank Tellers handle customer interactions and transactions directly. Both roles require banking knowledge, but Deposit Operations emphasizes back-office tasks, whereas Tellers are customer-facing. Understanding these differences helps job seekers find roles aligned with their skills and career goals.

What are the most commonly searched types of Bank Deposit Operations jobs in Missouri?

The most popular types of Bank Deposit Operations jobs in Missouri are:

What are popular job titles related to Remote Bank Deposit Operations jobs in Missouri?

For Remote Bank Deposit Operations jobs in Missouri, the most frequently searched job titles are:

What job categories do people searching Remote Bank Deposit Operations jobs in Missouri look for?

The top searched job categories for Remote Bank Deposit Operations jobs in Missouri are:

What cities in Missouri are hiring for Remote Bank Deposit Operations jobs?

Cities in Missouri with the most Remote Bank Deposit Operations job openings:

Remote Bank Deposit Operations jobs near you
Infographic showing various Remote Bank Deposit Operations job openings in Missouri as of August 2026, with employment types broken down into 91% Full Time, and 9% Contract. Highlights an 100% Remote job distribution.

Banking Operations Specialist - Fintech & Payments

Osage Beach, MO • On-site, Remote

First Bank of The Lake
Commercial Banking • 11 - 50 employees
Learn more about First Bank of The Lakeexternal

$70K - $80K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 23 days ago

Job description

Summary:
The Banking Operations Specialist - Fintech & Payments is responsible for supporting critical banking operations across deposit operations, Treasury Management, payment processing, and Banking-as-a-Service (BaaS) partnerships. This position serves as an operational resource for fintech partners while ensuring accurate transaction processing, operational excellence, regulatory compliance, and exceptional customer service.
The role works closely with internal departments, third-party vendors, payment networks, and fintech partners to support daily banking operations, new product implementations, operational risk management, and continuous process improvement.
All employees are expected to demonstrate a commitment to exceptional customer service, operational excellence, and First Bank of the Lake's mission, values, and regulatory responsibilities.
Job Functions:
  • Perform a broad range of deposit operations activities, including account balancing and reconciliations, ACH processing, domestic and international wire transfers, debit card administration, mobile and online banking support, stop payments, file maintenance, account maintenance, recurring transfers, payment exception processing, and other daily operational functions.
  • Administer Treasury Management services, including ACH Origination, Remote Deposit Capture (RDC), merchant services, Positive Pay, and related customer setup, maintenance, troubleshooting, and support.
  • Support Banking-as-a-Service (BaaS), Private Label Banking, and fintech partner operations by assisting with partner onboarding, implementations, production support, transaction monitoring, issue resolution, and ongoing relationship management.
  • Serve as an operational liaison between internal departments, fintech partners, payment processors, and third-party vendors to ensure timely resolution of operational issues and successful implementation of new products and services.
  • Monitor and reconcile payment activity across multiple payment channels, including ACH, wire transfers, debit card services, RDC, merchant services, and other electronic payment solutions. Investigate payment exceptions, process ACH Returns and Notifications of Change (NOCs), and ensure timely settlement and reconciliation.
  • Process legal requests, retirement account administration, tax reporting, Image Replacement Documents (IRDs), accrued interest payments, dormancy and escheatment activities, death notifications, safe deposit activities, and other specialized deposit operations functions.
  • Perform operational testing, User Acceptance Testing (UAT), change management activities, system enhancements, product releases, and new fintech product implementations.
  • Support operational risk management by maintaining BaaS operating procedures, monitoring operational controls, participating in audits and regulatory examinations, and ensuring compliance with NACHA Rules, Regulation E, Regulation CC, BSA/AML, OFAC, and all applicable banking regulations.
  • Analyze operational trends, identify payment or process exceptions, recommend workflow improvements, and participate in automation and continuous improvement initiatives that enhance operational efficiency and customer experience.
  • Maintain current knowledge of banking regulations, payment systems, fintech products, and operational best practices.
  • Complete all required regulatory and Bank training, including Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Information Security, and other required compliance training.
  • Perform other duties as assigned.

Job Requirements
Education and Experience
  • High school diploma or equivalent required.
  • Associate's or Bachelor's degree in Business, Finance, Accounting, or a related field preferred.
  • 5+ years of banking operations or deposit operations experience preferred.
  • Previous Banking-as-a-Service (BaaS) embedded banking, sponsor bank, fintech operations, or private-label banking experience strongly preferred.
  • Experience with Treasury Management products, ACH Origination, Remote Deposit Capture, merchant services, wire transfers, and payment operations.
  • Working knowledge of NACHA rules, Regulation E, BSA/AML, OFAC and other applicable banking regulations.
  • Experience supporting fintech implementations, operational testing, or product launches preferred.
  • Knowledge and experience operating a computer (including MS product suite), calculator, and other general office equipment.

Skills & Competencies
  • Excellent social and communication skills:
    • Use professional and clear verbal communication skills.
    • High quality writing skills, using accurate word usage, grammar, spelling, punctuation in all written correspondence.
    • Ability to add, subtract, multiply, and divide, using whole numbers, and decimals. Ability to compute rate, ratio, and percentage.
  • Ability to multi-task, work in a fast-paced environment and maintain a commitment to accuracy and timeliness.
  • Ability to maintain calm demeanor while under stress.
  • Ability to follow policies, procedures and written instructions, as well as verbal instructions or directions from a Supervisor.
  • Ability to quickly alternate tasks and priorities.
  • Ability to maintain diplomacy and confidentiality.

Physical Requirements:
  • Prolonged periods sitting at a desk and working on a computer
  • Must be able to lift up to 25 pounds at times

Work Arrangement:
  • This position is remote.
  • Occasional travel may be required for in-person training or meetings.

EEO Statement:
We are an equal-opportunity employer. All qualified applicants will receive consideration for employment regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status, or any other protected category. All offers of employment shall be subject to the successful completion of all pre-employment screenings, verifications, and processes. Failure to comply with these processes or failure to successfully pass all phases of the pre-employment screening will result in a withdrawal of the employment offer.
Other Duties:
Please note that this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities required of the employee for this job. Duties, obligations, and activities may change at any time, with or without notice.
Compensation is based on geographic location and individual pay decisions will vary based on demonstrated job related skills, knowledge, experience, education, certifications, etc.
Benefits:
  • 401(k)
  • 401(k) matching
  • Health insurance
  • Dental insurance
  • Life insurance
  • Paid time off
  • Vision insurance
  • Short- and Long-term disability
  • Company-paid holidays

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