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Remote Appraisal Underwriter Jobs (NOW HIRING)

Orion Lending

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Collateral Underwriter/Appraiser (REMOTE)

Orange, CA · Remote

$33.50 - $43/hr

Review and analyze appraisal reports to ensure compliance with FNMA, FHLMC, FHA, VA, and Lender ... A minimum of 3-5 years of mortgage loan underwriting including the review of residential appraisal ...

AD Mortgage

Government Senior Underwriter

Troy, MI · On-site +1

$93K - $110K/yr

Monitors property appraisal process to ensure the value of a property is accurately presented ... This is a full-time position based in our modern, cozy Troy, MI office, with remote flexibility for ...

Plaza Home Mortgage, Inc.

Non-QM Underwriter

San Diego, CA · Remote

$43.27 - $55.29/hr

Perform detailed analysis and review of appraisal for one-to-four family residential properties to ... This is a remote position . Compensation and Benefits: Estimated Rate of Pay: $43.27 - $55.29 This ...

RemX

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Loss Mitigation Underwriter - Remote - PST - Mortgage - CFPB

San Diego, CA · Remote

$25/hr

My client, a financial/mortgage is looking for a Loss Mitigation Underwriter , this position ... Order appraisals, title updates, endorsements, and subordination documents. · Portfolio & system ...

AD Mortgage

Government Senior Underwriter

Troy, MI · Remote

$93K - $110K/yr

Monitors property appraisal process to ensure the value of a property is accurately presented ... This is a full-time position based in our modern, cozy Troy, MI office, with remote flexibility for ...

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Remote Appraisal Underwriter information

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$32.5K

$78.9K

$139.5K

How much do remote appraisal underwriter jobs pay per year?

As of Aug 6, 2026, the average yearly pay for remote appraisal underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is the difference between Remote Appraisal Underwriter vs Remote Mortgage Underwriter?

AspectRemote Appraisal UnderwriterRemote Mortgage Underwriter
CertificationsTypically requires appraisal-specific certifications (e.g., AQB, ASA)Requires mortgage underwriting certifications (e.g., FHA, VA, or conventional loan certifications)
Work EnvironmentPrimarily reviews appraisal reports remotely, often in appraisal or real estate firmsEvaluates mortgage loan files remotely, working with lenders and financial institutions
Industry UsageCommon in real estate appraisal and valuation sectorsCommon in banking, mortgage lending, and financial services

The main difference is that Remote Appraisal Underwriters focus on assessing appraisal reports for property valuation, while Remote Mortgage Underwriters evaluate entire mortgage loan applications. Both roles require specific certifications and work remotely within the real estate and finance industries, but they serve different functions in the loan process.

How does a remote appraisal underwriter communicate and collaborate with team members while working from home?

As a Remote Appraisal Underwriter, collaboration with colleagues, such as loan officers, processors, and appraisal vendors, is primarily conducted through digital channels like email, instant messaging, and video conferencing platforms. Regular virtual team meetings are common to discuss complex cases, clarify guidelines, and ensure consistency in underwriting decisions. Successful remote underwriters are proactive communicators who stay organized and responsive to maintain workflow efficiency despite the lack of in-person interaction. This digital environment allows for flexibility but also requires self-discipline and strong time management skills.

What skills and qualifications are needed to be a remote appraisal underwriter?

Success as a Remote Appraisal Underwriter requires deep knowledge of real estate appraisal standards, risk assessment, and mortgage underwriting guidelines, typically supported by relevant certifications or experience in underwriting. Familiarity with automated underwriting systems, appraisal review software, and industry platforms such as Fannie Mae’s Collateral Underwriter is essential. Strong analytical thinking, attention to detail, and effective written communication are crucial soft skills in this role. These competencies ensure accurate risk evaluation, regulatory compliance, and timely loan decisions in a remote, high-volume environment.

What is a remote appraisal underwriter?

A Remote Appraisal Underwriter is a financial professional who evaluates property appraisals and loan documents to determine the risk and eligibility of mortgage applications, all while working remotely. They review appraisal reports to ensure that property values meet lending guidelines and assess whether the documentation complies with industry standards and regulations. This role requires strong analytical skills, attention to detail, and knowledge of mortgage underwriting processes. Remote Appraisal Underwriters use digital tools to collaborate with lenders, appraisers, and other stakeholders from various locations.
More about Remote Appraisal Underwriter jobs
What cities are hiring for Remote Appraisal Underwriter jobs? Cities with the most Remote Appraisal Underwriter job openings:
What are the most commonly searched types of Appraisal Underwriter jobs? The most popular types of Appraisal Underwriter jobs are:
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Remote Appraisal Underwriter jobs near you
Infographic showing various Remote Appraisal Underwriter job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Mortgage Underwriter (5-10 Unit Properties) Remote

Lendsure Mortgage Corp

San Diego, CA • On-site, Remote

$68K - $90K/yr

Full-time

Posted 24 days ago

Job description

Annual Salary Range $68,000 - $90,000 with quarterly bonus plan.

Preference: San Diego CA, Kennesaw GA or Warwick RI, remote candidates will be considered 

LendSure Mortgage Corp. is a fast-growing Wholesale Lender offering Non-QM loan solutions. LendSure helps mortgage originators grow their business by offering loan solutions to borrowers who do not fall into conforming guidelines. At LendSure Mortgage Corp., we have created an environment where high-energy professionals can learn, excel, grow, and feel great about their contributions to our success.

LendSure is committed to attracting and retaining top talent throughout the United States and offers a competitive salary, benefits, and opportunities to grow within the company.

The Mortgage Underwriter for 5-10 unit properties is responsible for evaluating mortgage loan applications for multi-unit residential properties (typically considered commercial properties) ranging from 5 to 10 units. They assess risk, ensure compliance with lending guidelines and regulations, and make informed decisions on loan approvals or denials. This role requires a strong understanding of both residential and commercial real estate underwriting principles, with a specific focus on the unique characteristics of 5-10 unit properties.

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Key responsibilities

  • Review and analyze mortgage loan applications and supporting documentation (e.g., credit reports, financial statements, income verification, property appraisals) for 5-10 unit properties.
  • Assess borrower creditworthiness, financial capacity, and ability to repay the loan, considering the specific financial dynamics of multi-unit properties.
  • Evaluate the property\'s financial performance, including projected rental income, operating expenses, vacancy rates, and Debt Service Coverage Ratio (DSCR).
  • Analyze property appraisals to ensure the collateral value aligns with loan amount and property standards.
  • Ensure compliance with all applicable lending guidelines (e.g., internal policies, investor requirements, and federal and state regulations like TRID, RESPA).
  • Make informed loan decisions (approve, suspend, or deny) based on a comprehensive risk assessment and communicate these decisions to relevant stakeholders (e.g., Account Executives and processors).
  • Clearly communicate the reasons for loan decisions and any required conditions.
  • Work collaboratively with loan processors and Account Executives to obtain additional information or clarification and ensure accurate documentation throughout the underwriting process.
  • Stay updated on industry trends, lending guidelines, regulations, and market conditions relevant to 5-10 unit properties and commercial real estate.
  • Maintain accurate and detailed loan documentation in the underwriting system.
  • Identify potential fraud or misrepresentation and escalate concerns when necessary.

Qualifications

  • A bachelor\'s degree in a related field is often preferred.
  •  Non-QM experience as a mortgage underwriter is preferred , with a focus on multifamily or commercial real estate loans, specifically including 5-10 unit properties.
  • Key requirements include strong analytical skills for assessing financial data and risk, in-depth knowledge of lending guidelines and regulations, and familiarity with relevant financial metrics like NOI and DSCR.
  • Additional qualifications include excellent communication skills, attention to detail, proficiency in underwriting software, strong decision-making abilities, and the capacity to meet deadlines in a demanding environment.
  • Knowledge of local real estate markets and property management is also beneficial.

This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.

Apply