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Remote Acra Jobs (NOW HIRING)

Underwriter

CA · Remote

$40 - $45/hr

... remote professionals across the country. Throughout the mortgage industry, Acra Lending is widely known for responsible lending practices, product innovation and operational efficiency. The ...

Remote Acra information

What are some common challenges faced by remote ACRA professionals, and how can they be addressed?

Remote ACRA professionals, who typically handle company registration, compliance, and regulatory filings, often face challenges related to communication with clients and government agencies due to the physical distance. Managing sensitive documents securely and ensuring timely submission of statutory requirements can also pose difficulties. To address these, it's important to use secure digital platforms, maintain organized electronic records, and establish clear communication channels with both clients and team members. Regular virtual meetings and proactive follow-ups can help ensure deadlines are met and compliance is maintained.

What are the key skills and qualifications needed to thrive as a Remote Accountant, and why are they important?

To thrive as a Remote Accountant, you need a solid background in accounting principles, financial reporting, and a relevant degree such as a Bachelor's in Accounting or Finance, often accompanied by CPA certification. Familiarity with accounting software like QuickBooks, Xero, or SAP, as well as secure file-sharing systems, is typically required. Strong attention to detail, time management, and effective communication skills help remote accountants excel in collaborating with clients and teams from a distance. These competencies ensure accuracy, regulatory compliance, and efficient workflow in a remote work environment.

What are remote Acra jobs?

Remote Acra jobs refer to positions that involve working with Acra, an open-source database security suite, from a remote location instead of a traditional office environment. Professionals in these roles typically focus on implementing, configuring, and maintaining Acra’s encryption and security features to protect sensitive data in databases. Remote Acra specialists may also collaborate with development and security teams to integrate Acra into various applications and ensure compliance with data privacy regulations. These jobs require strong knowledge of data security best practices, cryptography, and experience working with Acra software.

What is the difference between Remote Acra vs Remote Data Analyst?

AspectRemote AcraRemote Data Analyst
Required CredentialsCertifications in data security, compliance, or related fieldsDegree in Data Science, Statistics, or related fields; often certifications in data analysis tools
Work EnvironmentPrimarily security-focused, often in finance, healthcare, or tech industriesData-focused, working with datasets, reports, and analytics tools
Employer & Industry UsageUsed by companies needing data security and complianceUsed across industries for data interpretation and reporting
Common Search & Comparison IntentUnderstanding security roles vs data analysis rolesComparing data security and analysis job functions

Remote Acra focuses on data security and compliance roles, often requiring certifications in security protocols. Remote Data Analysts concentrate on analyzing datasets and generating insights, typically with degrees in data-related fields. While both roles involve working remotely and handling data, their core responsibilities and required credentials differ significantly.

More about Remote Acra jobs
What cities are hiring for Remote Acra jobs? Cities with the most Remote Acra job openings:
What are the most commonly searched types of Acra jobs? The most popular types of Acra jobs are:
What states have the most Remote Acra jobs? States with the most job openings for Remote Acra jobs include:
Underwriter

$40 - $45/hr

Other

Medical, Dental, Vision, Life, Retirement

Posted 16 days ago


Job description

Summary
The position performs highly detailed functions and technical measurements in a file's manual underwrite. Analyze and evaluate credit requests by applicants. Analyze each loan in compliance with Acra's credit guidelines and regulatory requirements.
Essential Duties and Responsibilities
  • Manually underwrite mortgage loan files. Review and analyze mortgage loan applications and supporting documents to ensure accuracy and completeness in order to make an informed lending decision in compliance with Acra policies and guidelines
  • Measure multiple events in an applicant's file and review application contingencies to quantify associated risk.
  • Exercise judgement to determine correct items to request from applicants and to make accurate credit decisions.
  • Responsible for frontline underwriting of new loan files, suspense reviews, condition reviews, re-works, etc. while adhering to production standards, staying within established turn-time timeframes and meeting minimum loan quality standards
  • Ability to perform duties and resolve issues without supervision and actively engage with supervisor to resolve complicated issues
  • Computer literate to include experience using Microsoft applications with mortgage industry standard software. Experience with Doc Velocity (paperless system) and Byte Pro a plus
  • Other duties as assigned
Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  • Ability to develop strong understanding of Acra Underwriting guidelines
  • Correspondent background preferred!
  • Experience performing manual underwrites of mortgage loan files
  • Adept at performing analysis and evaluation of a credit request and identifying appropriate documents to request from applicants
  • Experience making credit recommendations by measuring multiple events and quantifying the associated risks while adhering to guidelines and compliance requirements
  • Ability to communicate effectively in both verbal and written form and ability to explain credit decisions
  • Strong time management skills to effectively plan and organize a high daily loan volume
  • Detail-oriented team player able to work constructively with fellow employees
  • Self-motivated with good interpersonal skills
  • Well organized and able to process detailed information with accuracy and efficiency
  • Must be Proficient in English: speak, read, write
Education and/or Experience
  • Minimum 3 years of recent experience frontline underwriting of residential mortgage loans
  • Minimum five years of experience underwriting non-prime and "A" paper mortgage loans required
  • Minimum 5 years of experience of state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.)
Pay Range
$40 - $45 Hourly Rate (USD)
Benefits
Our benefit offerings include: Medical, dental, vision, wellness programs, EAP counseling services, FSA & HSA, company sponsored life insurance for employee, voluntary life insurance for employee, spouse and child, AD&D Insurance, voluntary short-term and long-term disability, critical illness insurance, accident insurance, legal assistance, pet insurance, living will and trust preparation discounts, commuter program, annual walking challenge, employee appreciation events and monthly sales awards.
At Acra Lending, we were founded with a clear purpose: to specialize in alternative income loan products that help borrowers qualify for our flexible loan programs. We operate in 39 States, out of nine offices in Arizona, California, Florida, Georgia, Hawaii, Missouri, Nevada, Texas, and Utah along with a growing team of remote professionals across the country. Throughout the mortgage industry, Acra Lending is widely known for responsible lending practices, product innovation and operational efficiency. The foundation of our Company is built on helping our customers by providing Non-QM mortgage solutions for today's borrower in residential and commercial properties across America.
Our Leadership team will encourage you to grow, make time to have fun, and work together to make great things happen. We embrace the strengths and values of each team member. We believe in having diverse perspectives where everyone is included, to serve customers from all walks of life. We reward our employees with a competitive salary and a variety of benefits to help our team members reach their health, retirement, and professional goals along with an exceptional 401k match program. We look forward to meeting you!