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Recovery Analyst Jobs (NOW HIRING)

The Capital, Resolution & Recovery Analyst - Governance will support the development and implementation of strategies to ensure the organization's financial stability and compliance with regulatory ...

$85K - $113K/yr

The DR Analyst supports the development, implementation, and ongoing management of disaster recovery (DR) strategies to ensure continuity of IT services supporting critical business value streams.

Senior Technology Recovery Analyst

Plano, TX · On-site

$84K - $111K/yr

Senior Technology Recovery Analyst Job Location: Plano, TX Job duration: 3 months Essential Job Functions or Accountabilities: (% of Time Spent) * Leads and coordinates all aspects of the Client ...

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Recovery Analyst information

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$31K

$73.3K

$130K

How much do recovery analyst jobs pay per year?

As of Jul 19, 2026, the average yearly pay for recovery analyst in the United States is $73,261.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,500.00 and $87,000.00 per year, depending on experience, location, and employer.

Which analyst gets paid the most?

Senior recovery analysts or those with specialized skills such as forensic analysis or advanced data recovery tend to earn the highest salaries in the recovery analyst field. Experience, certifications, and industry sector also influence compensation levels, with some roles in finance or cybersecurity offering higher pay. Entry-level positions generally have lower salaries compared to experienced or specialized recovery analysts.

What are the key skills and qualifications needed to thrive as a Recovery Analyst, and why are they important?

To thrive as a Recovery Analyst, you need strong analytical skills, attention to detail, and a background in finance, accounting, or a related field, often supported by a bachelor's degree. Familiarity with data analytics tools, recovery management software, and proficiency in Excel or similar spreadsheet programs are typically required. Excellent problem-solving abilities, communication skills, and persistence help Recovery Analysts stand out when investigating discrepancies or negotiating recoveries. These competencies ensure accurate identification and resolution of financial variances, maximizing recoveries and supporting organizational financial health.

What does a recovery analyst do?

A recovery analyst is responsible for investigating and resolving financial or data recovery issues, often in banking, insurance, or IT sectors. They analyze accounts, transactions, or systems to identify errors or fraud, and use specialized tools and data analysis skills to facilitate recovery processes and ensure compliance.

What is the 3 month rule for jobs?

The 3 month rule for recovery analysts typically refers to a probation or trial period of three months during which performance and fit for the role are evaluated. This period allows employers to assess skills, accuracy, and adherence to procedures before confirming permanent employment or considering further training. It is common in roles requiring analytical skills and attention to detail, such as recovery analysis or financial auditing.

What jobs pay $500,000 a year in the US?

Recovery analysts typically do not earn $500,000 annually; such high salaries are more common in executive roles, specialized investment banking, or senior management positions. High-paying jobs in finance, technology, and healthcare may reach or exceed this level, often requiring advanced skills, certifications, and extensive experience.

What is the difference between Recovery Analyst vs Credit Analyst?

AspectRecovery AnalystCredit Analyst
Required CredentialsBachelor's degree, certifications like CCFA or similarBachelor's degree, certifications like CFA or credit-specific courses
Work EnvironmentFinancial institutions, debt recovery firms, banksBanks, lending institutions, investment firms
Employer & Industry UsageFocuses on recovering overdue debts and managing distressed assetsEvaluates creditworthiness to approve or deny loans

Recovery Analysts primarily focus on recovering overdue debts and managing distressed assets, working closely with collections and legal teams. Credit Analysts assess the creditworthiness of individuals or companies to inform lending decisions. While both roles require financial analysis skills and relevant certifications, Recovery Analysts concentrate on debt recovery processes, whereas Credit Analysts focus on credit risk assessment and loan approval.

What are some common challenges Recovery Analysts face when investigating financial discrepancies, and how can they overcome them?

Recovery Analysts often encounter challenges such as incomplete documentation, complex transaction histories, and uncooperative third parties when investigating financial discrepancies. To overcome these obstacles, it's important to develop strong analytical skills, attention to detail, and effective communication techniques. Collaborating closely with other departments, such as compliance and finance, can also help clarify issues and expedite resolutions. Staying organized and leveraging specialized recovery or case management software can significantly improve investigation efficiency.

What are Recovery Analysts?

Recovery Analysts are professionals who specialize in identifying, investigating, and rectifying financial discrepancies, lost assets, or overpayments for organizations or clients. They work to recover funds by analyzing transaction records, collaborating with other departments, and communicating with external parties such as banks or vendors. Their role often involves detailed research, preparing recovery claims, and ensuring compliance with relevant regulations. Recovery Analysts help organizations minimize losses and improve financial accuracy.
More about Recovery Analyst jobs
What cities are hiring for Recovery Analyst jobs? Cities with the most Recovery Analyst job openings:
What states have the most Recovery Analyst jobs? States with the most job openings for Recovery Analyst jobs include:
Infographic showing various Recovery Analyst job openings in the United States as of July 2026, with employment types broken down into 1% Locum Tenens, 1% Internship, 86% Full Time, 6% Part Time, 1% Temporary, and 5% Contract. Highlights an 82% Physical, 5% Hybrid, and 13% Remote job distribution, with an average salary of $73,261 per year, or $35.2 per hour.

Default Recovery Analyst (Raleigh)

Civic Credit Union

Raleigh, NC • On-site

Part-time

This job post has expired 1 day ago. Applications are no longer accepted.


Job description

ABOUT THE POSITION

Default Recovery Analyst is responsible for the post charge-off recovery of deposit and loan funds. By actively collecting, skip tracing, and facilitating the legal pursuit of debt when necessary. This role involves a systematic and strategic approach to collection of post-charge off debts.


NORMAL DAY-TO-DAY WORK

  1. Contact  members in outbound calling efforts to collect on charged off loans and  deposit accounts in an effort to recover funds.
  2. Actively  skip trace to find relevant contact, employment, and collection information to  strategically reach and collect on charged off debts. 
  3. Manage  a portfolio of accounts assigned for small claims and legal pursuit. 
  4. Appear  on behalf of the Credit Union in court proceedings as deemed necessary for  collections. 
  5. Analyze  settlement requests from debt consolidation companies, direct from borrowers,  and from other various sources for validity and viability.
  6. Accurately  document all member interactions, payment agreements, and actions plans in the  core collection system.
  7. Collaborate  as necessary with other internal business units and resources to ensure a  coordinated approach to loss collection.
  8. Assist  the Manager of Default Management with reviewing reports on recovery trends,  member interactions, and other recovery efforts.
  9. Ensure  all activities are in compliance with federal and state regulations, as well  as Credit Union policies, guidelines, and procedures. 
  10. Take  ownership for actions, decisions, and results; openly accept feedback and  demonstrate both the willingness and ability to improve.


JOB QUALIFICATIONS

Here are a few skills you MUST have to be qualified for this position.

  1. Minimum 1-3 years’ experience in consumer loan product collections, charge off collections, financial services or related field. 
  2. Must have an understanding of accounting principles and business financial statements and tax returns.
  3. Must be knowledgeable in the process of analyzing personal tax returns, personal financial statements, and credit bureau reports.
  4. Experience with credit procedures, policies, regulations and laws, in addition to knowledge of bankruptcy and consumer law. 
  5. Strong interpersonal skills with ability to work in a team environment.
  6. Must reside and maintain residency in the State of North Carolina, within their designated territory. Up to 20% in-state travel is required, which includes overnights and weekends. Territories include Western (Mountains), Central (Piedmont), and Eastern (Coastal).
  7. Ability to function in a Consumer business office environment and utilize standard office equipment including but not limited to: PC, copier, telephone, etc.
  8. Ability to lift a minimum of 25 lbs. (file boxes, computer).
  9. Travel required on occasion.

Here are a few qualities we’d LIKE for you to have to make you more suited for this position.

  1. Bachelor’s degree in finance, Accounting, Economics, Business or related field. 
  2. Knowledge of loan structuring and work-out solutions in desirable and consumer collection experience.


CIVIC CULTURE

Our organizations believe we can all do well by doing good. We value the contributions of diverse minds and prioritize the success and well-being of our employees. We also believe every person in our organization plays a role in supporting a healthy environment and helping to achieve our goal of prosperity for all. To this end, we recruit bright, energetic, and talented people to be members of our team. In return, we offer a dynamic workplace that presents opportunities for professional advancement and individual growth. We strive to always display integrity, self-awareness, courage, and respect for one another while continuing to seek opportunities to learn. We really believe that when our employees succeed, our community wins. 


If you have questions about this position description, please feel welcome to ask. You can reach our HR Department at: 

Civic Human Resources

3600 Wake Forest Road, Raleigh, NC 27609 

careers@civicfcu.org


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