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Recovery Analyst Jobs in Houston, TX (NOW HIRING)

Financial Analyst

Spring, TX ยท On-site

$73K - $113K/yr

Financial Analyst Description - Asset Recovery HP Inc Asset Recovery professionals provide a full range of multidimensional and complex assessments & reviews, consulting, financial advisory, risk ...

... recover from natural disasters, preserve water quality for our children, and so much more. We work ... Apply strong analytical and programming skills to evaluate demographic, economic, and geographic ...

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Recovery Analyst information

See Houston, TX salary details

$29.6K

$69.9K

$124.1K

How much do recovery analyst jobs pay per year?

As of Aug 24, 2026, the average yearly pay for recovery analyst in Houston, TX is $69,929.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,100.00 and $83,000.00 per year, depending on experience, location, and employer.

What is a recovery analyst?

Recovery Analysts are professionals who specialize in identifying, investigating, and rectifying financial discrepancies, lost assets, or overpayments for organizations or clients. They work to recover funds by analyzing transaction records, collaborating with other departments, and communicating with external parties such as banks or vendors. Their role often involves detailed research, preparing recovery claims, and ensuring compliance with relevant regulations. Recovery Analysts help organizations minimize losses and improve financial accuracy.

What skills and qualifications are needed to be a recovery analyst?

To thrive as a Recovery Analyst, you need strong analytical skills, attention to detail, and a background in finance, accounting, or a related field, often supported by a bachelor's degree. Familiarity with data analytics tools, recovery management software, and proficiency in Excel or similar spreadsheet programs are typically required. Excellent problem-solving abilities, communication skills, and persistence help Recovery Analysts stand out when investigating discrepancies or negotiating recoveries. These competencies ensure accurate identification and resolution of financial variances, maximizing recoveries and supporting organizational financial health.

What challenges do recovery analysts face when investigating financial discrepancies, and how can they overcome them?

Recovery Analysts often encounter challenges such as incomplete documentation, complex transaction histories, and uncooperative third parties when investigating financial discrepancies. To overcome these obstacles, it's important to develop strong analytical skills, attention to detail, and effective communication techniques. Collaborating closely with other departments, such as compliance and finance, can also help clarify issues and expedite resolutions. Staying organized and leveraging specialized recovery or case management software can significantly improve investigation efficiency.

What is the difference between Recovery Analyst vs Credit Analyst?

AspectRecovery AnalystCredit Analyst
Required CredentialsBachelor's degree, certifications like CCFA or similarBachelor's degree, certifications like CFA or credit-specific courses
Work EnvironmentFinancial institutions, debt recovery firms, banksBanks, lending institutions, investment firms
Employer & Industry UsageFocuses on recovering overdue debts and managing distressed assetsEvaluates creditworthiness to approve or deny loans

Recovery Analysts primarily focus on recovering overdue debts and managing distressed assets, working closely with collections and legal teams. Credit Analysts assess the creditworthiness of individuals or companies to inform lending decisions. While both roles require financial analysis skills and relevant certifications, Recovery Analysts concentrate on debt recovery processes, whereas Credit Analysts focus on credit risk assessment and loan approval.

What job categories do people searching Recovery Analyst jobs in Houston, TX look for?

The top searched job categories for Recovery Analyst jobs in Houston, TX are:

Infographic showing various Recovery Analyst job openings in Houston, TX as of August 2026, with employment types broken down into 2% As Needed, 78% Full Time, 16% Part Time, 2% Temporary, and 2% Contract. Highlights an 77% Physical, 3% Hybrid, and 20% Remote job distribution, with an average salary of $69,929 per year, or $33.6 per hour.

Recovery Operations Specialist - Headquarters

Texas Bay Credit Union

Pasadena, TX โ€ข On-site

Full-time

Posted 4 days ago


Job description

Location

12650 N. Featherwood Dr.

Houston, TX 77034



Position Summary

In support of Texas Bay Credit Union’s (TBCU) mission to help our members achieve their financial goals and guided by our vision to stand out as a leading financial institution, the Recovery Operations Specialist is responsible for managing the full liquidation process for repossessed collateral, maximizing recovery proceeds, ensuring regulatory compliance, and minimizing losses to the credit union.

Essential Duties and Responsibilities

  • Coordinate transportation of repossessed and voluntarily surrendered collateral to auction facilities.
  • Maintain account records, repossession statuses, recovery documentation, and title tracking in core systems.
  • Process voluntary surrenders, ensure required notices are sent, and support account transitions through the recovery process.
  • Obtain vehicle titles, keys, and other required documentation to facilitate liquidation activities.
  • Manage repossessed collateral inventory and monitor auction schedules to ensure timely disposition.
  • Review condition reports, vehicle valuations, and repair recommendations; approve expenses within established authority limits.
  • Establish sale readiness dates, set floor prices and reserve amounts, and review auction bids to maximize recovery proceeds.
  • Reconcile auction settlements and verify receipt of sale proceeds.
  • Resolve title issues, including title defects, mileage discrepancies, and total loss designations.
  • Maintain complete repossession and recovery files, prepare deficiency notices, and ensure proper document retention.
  • File, manage, and monitor insurance claims, pursuing reimbursement opportunities and posting claim settlements.
  • Review repossession-related invoices, expenses, and accounting transactions for accuracy and proper approval.
  • Maintain inventory, recovery, and claim reporting, including month-end reconciliations.
  • Serve as the primary contact for auction partners, transportation providers, repossession agents, and insurance carriers, ensuring compliance with organizational standards and service expectations.

Other Duties and Responsibilities


• Serve as a backup for various functions within the department.

• Fulfill any other duties as required or assigned.

• Contribute to the smooth and efficient functioning of credit union teams.

• Propose changes to policies and procedures to address potential problems.

• As an employee of a “Essential Business” (as defined by Texas’s Executive Order GA 14),

employees are expected to continue to report to work as scheduled during state issued

emergency declarations.

• Follow all applicable laws, regulations, policies, and guidelines in the performance of

assigned duties and responsibilities.

Required Knowledge

• A high school education or GED

• Three to five years of similar or related experience.

• Completion of required TBCU training courses.

• Proficient in Microsoft Office, including MS Word and Excel.

Required Abilities

• Attention to detail and strong organizational skills

• Analytical, problem resolution, and decision-making skills

• Strong verbal and non-verbal communication skills

• Must be self-motivated and a quick learner

• Must be able to multitask and work well in a fast-paced environment

• Ability to work independently and accurately prioritize workload with minimal supervision

• Excellent member service skills

• Demonstrate all Texas Bay Core Values

• Demonstrate the ability to maintain confidentiality and exercise discretion

• Must be able to work in a deadline driven environment and analyze complex transactions

Physical Demands

The physical demands described are representative of those an employee must meet to perform essential job functions successfully.

• Regularly required to walk, sit, reach with hands and arms, kneel, talk, hear, and use stairs.

• Occasionally required to lift and/or move 10-15 pounds.

• Requires viewing a computer monitor for extended periods.


Disclaimer

The above information is designed to outline the general nature and level of work for this position. It is not designed to be, nor should it be interpreted as a comprehensive list of all duties, responsibilities, and qualifications required of employees assigned to this job.