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Real Estate Risk Analyst Jobs (NOW HIRING)

... for the real estate portfolio. * Assist with maintenance and analysis of the organization ... Perform any additional risk and insurance tasks, as needed. Preferred Qualifications * Bachelor ...

Risk Analyst (Fix & Flip Real Estate) Position Overview MM Lending is seeking a highly analytical and detail-oriented Risk Analyst (Fix & Flip Real Estate) to lead and strengthen the company ...

Minimum 3 years of progressive experience in risk management, preferably in commercial real estate ... Strong analytical, communication, and critical thinking skills. * Customer service mindset Equal ...

... risk assessment, and related presentations for review by senior leadership CAREER DEVELOPMENT ... Real Estate Finance, Finance, Data Analytics, or equivalent Business degree · 0-2 years of ...

... risk assessment, and related presentations for review by senior leadership CAREER DEVELOPMENT ... Real Estate Finance, Finance, Data Analytics, or equivalent Business degree · 0-2 years of ...

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Real Estate Risk Analyst information

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$15

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$65

How much do real estate risk analyst jobs pay per hour?

As of Jul 6, 2026, the average hourly pay for real estate risk analyst in the United States is $40.49, according to ZipRecruiter salary data. Most workers in this role earn between $29.81 and $49.28 per hour, depending on experience, location, and employer.

What is the highest paid position in real estate?

In real estate, high-level executive roles such as Chief Executive Officer (CEO) or Chief Investment Officer (CIO) typically have the highest compensation, often earning six- or seven-figure salaries along with bonuses and stock options. Senior positions in real estate development, investment management, and real estate private equity also tend to be among the highest paid in the industry, especially for those with extensive experience and advanced certifications like CCIM or CPM.

Is a risk analyst a good career?

A risk analyst in real estate evaluates potential financial and operational risks associated with property investments, requiring strong analytical skills and knowledge of market trends. The role offers opportunities for career growth, competitive salaries, and the use of tools like risk assessment software, making it a viable career choice for those interested in finance and real estate. Job stability and advancement depend on experience, certifications, and industry demand.

Are risk analysts well paid?

Risk analysts, including those in real estate, typically earn competitive salaries that vary based on experience, location, and industry. Entry-level positions may start lower, but experienced risk analysts with specialized skills can earn higher compensation, often supplemented with bonuses or benefits. The role requires analytical skills and knowledge of risk management tools, which can influence earning potential.

How does a Real Estate Risk Analyst typically collaborate with other departments to assess and mitigate property investment risks?

Real Estate Risk Analysts frequently work alongside teams such as acquisitions, asset management, and legal to comprehensively evaluate potential investments. They provide risk assessments and scenario analyses that inform decision-making, and often participate in cross-functional meetings to discuss due diligence findings. Collaboration with these departments ensures a holistic view of risk factors, from market fluctuations to regulatory compliance, and helps develop effective mitigation strategies. This teamwork is essential for identifying potential pitfalls early and supporting successful real estate transactions.

What is the 3 3 3 rule in real estate?

The 3-3-3 rule in real estate is a guideline for property investment and risk assessment, suggesting that investors should consider three key factors: the property's location, its potential for appreciation, and the associated risks. For a real estate risk analyst, understanding this rule helps evaluate investment opportunities and identify potential vulnerabilities in a property portfolio.

What is the difference between Real Estate Risk Analyst vs Real Estate Underwriter?

AspectReal Estate Risk AnalystReal Estate Underwriter
Primary FocusAssessing and managing risks related to real estate investments and loansEvaluating and approving individual real estate loan applications
Required CredentialsTypically a bachelor's degree in finance, real estate, or related field; certifications like CCIM or RIMS are commonBachelor's degree in finance, real estate, or related; certifications like CCIM or RIMS are also valued
Work EnvironmentFinancial institutions, real estate firms, investment companiesBanks, mortgage companies, lending institutions
Common TasksRisk assessment, data analysis, financial modelingLoan evaluation, property analysis, risk assessment

While both roles involve risk assessment in real estate, a Real Estate Risk Analyst focuses on broader risk management strategies across portfolios, whereas a Real Estate Underwriter primarily evaluates individual loan applications to determine approval and terms.

What does a Real Estate Risk Analyst do?

A Real Estate Risk Analyst evaluates potential risks associated with real estate investments, developments, or loan portfolios. Their job involves analyzing market trends, property values, economic indicators, and regulatory environments to identify potential financial losses or opportunities. They use this information to advise companies or clients on minimizing risk and making informed decisions. Risk analysts may also develop risk management strategies, conduct stress tests, and prepare risk assessment reports for stakeholders.

What are the key skills and qualifications needed to thrive as a Real Estate Risk Analyst, and why are they important?

To thrive as a Real Estate Risk Analyst, you need strong analytical skills, knowledge of real estate markets, and a degree in finance, economics, or a related field. Familiarity with financial modeling software, risk assessment tools, and platforms like Argus or Excel, as well as relevant certifications such as CFA or FRM, is typically required. Attention to detail, effective communication, and problem-solving abilities help you interpret data and present findings to stakeholders. These skills and qualifications are crucial for accurately identifying risks and supporting sound investment decisions in real estate portfolios.
More about Real Estate Risk Analyst jobs
What cities are hiring for Real Estate Risk Analyst jobs? Cities with the most Real Estate Risk Analyst job openings:

Risk Team Director - Real Estate

WithCoverage

New York, NY • On-site

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 16 days ago


Job description

Risk Team Director - Real Estate
Location: New York, NY
About WithCoverage:
WithCoverage replaces the traditional insurance brokerage with AI-supercharged risk management designed for the modern economy.
We partner with hundreds of high-growth, category-defining companies, including GoPuff, Eight Sleep, Bombas, Chomps, and Blank Street Coffee. Our clients span iconic consumer brands, hospitality leaders, GCs, advanced manufacturers, and next-generation defense contractors. They operate in complex risk environments and need a partner that can move at their speed.
Instead of a fragmented, manual brokerage stack, we have built a new category: elite risk advisors operating on top of proprietary technology. Our in-house Agency Management System gives our team and AI agents full visibility into policies, exposures, claims, billing, and commissions. This platform enables deep automation, better decisions, and a fundamentally higher standard of service.
WithCoverage was founded by JD Ross (co-founder of Opendoor) and Max Brenner (Bain, Compound). We have raised over $43M from leading investors including Sequoia, 8VC, Khosla Ventures and Crystal Venture Partners.
Our ambition is not to build a better brokerage. It is to redefine how risk is managed across the economy.
Why Join Us:
  • Grow Faster - We're scaling quickly, giving you significant opportunities to learn, lead, and shape your career and the company's future.
  • Work That Matters - We protect the world's most innovative brands: consumer icons, hospitality leaders, next-gen defense contractors, and US manufacturers.
  • Redefine an Industry - Insurance is one of the largest, slowest-moving markets. We rewrite the playbook with proprietary technology, automation, and AI.
  • Financial Rewards - We hire the best and invest in you. That means competitive comp, meaningful equity, and excellent benefits. We believe strongly in internal promotion and lay out a plan for everyone's career growth.

About The Role:
As Director, Real Estate Risk, you'll be WithCoverage's senior technical authority for risk advisory across our Real Estate vertical, supporting owners, operators, developers, REITs, syndicators, and institutional investors. You'll personally lead the most complex placements and serve as the in-house expert our advisors, service teams, and clients rely on for real estate-specific coverage strategy. This is a senior individual contributor role today, with a path to building and leading the Real Estate Risk function as the book grows. You'll set the technical bar, codify best practices, and architect the playbooks, tools, and training that scale a high-performing vertical practice.
What You'll Do:
  • Act as the senior technical lead on complex real estate placements, including layered/shared property towers, CAT-exposed portfolios, captive and alternative risk financing structures, wrap-ups (OCIP/CCIP), and lender/JV insurance compliance
  • Design and refine client risk management programs tailored to real estate exposures across asset classes and lines of business (Property, GL, Umbrella/Excess, Builders Risk, Environmental, Workers Comp, Auto, Cyber, D&O, Crime, EPLI, etc.)
  • Provide deep technical expertise on real estate-specific coverage issues, including CAT-exposed property placements, vacancy and protective safeguards provisions, ordinance & law, business income/rents, anti-concurrent causation, assault & battery sublimits, habitational liability, construction defect, and tenant/contractual risk transfer
  • Partner with Risk Advisors on renewal and risk mitigation strategies, including SOV optimization, valuation accuracy, COPE data integrity, and modeling outputs (RMS/AIR) for CAT-exposed portfolios
  • Lead loss analysis, benchmarking, and claims trend work across real estate portfolios to guide client decision-making and carrier negotiations
  • Evaluate client operations, asset-level exposures, lease structures, vendor agreements, and contractual risk transfer mechanisms to propose proactive solutions
  • Build the foundational playbooks, technical standards, and review processes that will define how WithCoverage delivers real estate risk advisory at scale
  • Develop and deliver internal training on real estate exposures and emerging issues (climate, wildfire, convective storm, habitability litigation, AOB, social inflation), raising the technical fluency of the broader advisory team
  • Serve as a trusted resource and mentor to Risk Advisors working on real estate accounts, with the expectation that you'll hire, build, and eventually lead a dedicated Real Estate Risk team as the practice grows
  • Collaborate with leadership to shape the tools, technology, and processes that power real estate risk advisory delivery
  • Engage directly with executive-level clients (CFOs, GCs, asset managers, principals) on high-stakes coverage strategy, program design, and carrier negotiations

Who You Are:
  • 10+ years of experience in commercial insurance or risk management, with deep specialization in the Real Estate vertical, ideally within a brokerage or consulting environment
  • A senior individual contributor with a track record of personally owning complex real estate placements and being the go-to technical resource for advisors, clients, and carriers
  • Deep technical command of real estate insurance programs, including Property (CAT-exposed and shared/layered towers), General Liability (habitational and commercial), Umbrella/Excess, Builders Risk, Environmental/Pollution, Workers Comp, Auto, and specialty lines (D&O, Crime, EPLI, Cyber)
  • Demonstrated experience structuring programs for owner/operators, REITs, syndicators, developers, property management companies, and/or institutional real estate investors
  • Working knowledge of lease and loan insurance requirements, waivers of subrogation, additional insured/AICOI compliance, and contractual risk transfer best practices for real estate
  • Fluent with CAT modeling outputs, COPE data quality, and valuation methodologies, and how each drives carrier appetite and pricing
  • Proven ability to communicate complex insurance and real estate risk concepts to executive-level clients in a clear, advisory tone
  • Strong analytical and strategic thinker, comfortable working across asset classes, geographies, and capital structures
  • Builder's mindset, energized by the prospect of standing up a function from the ground up, codifying how the work gets done, and eventually hiring and leading the team that scales it
  • Interest in mentorship and team leadership over time; prior people management is a plus but not required
  • Designations (CPCU, ARM, CIC, CRM, CRIS) preferred but not required

For candidates based in the United States, the expected OTE pay range for this position at the start of employment is $200,000 - $250,000/year. Actual compensation will vary based on individual factors, including market location, relevant experience, and role scope. In addition to base salary, this role is eligible for variable compensation tied to performance or quota attainment, where applicable. WithCoverage's Total Rewards package for full-time employees also includes equity participation and comprehensive benefits. If you're excited about the role but your compensation expectations are outside this range, we'd still love to hear from you; final offers reflect experience, scope, and leveling.
What We Offer:
  • Competitive compensation that includes equity
  • Comprehensive benefit plans for medical, dental, vision, life, and disability
  • Pre-tax accounts (FSA, HSAs, dependent care FSAs, commuter savings)
  • Human Interest: 401(k) provider
  • Time Off: Flexible time off, sick leave, family and medical leave, and major national holidays
  • A curated in-office employee experience, designed to foster community, team connections, and innovation
  • Collaborative, transparent, and fun culture