Real Estate Bookkeeping Jobs (NOW HIRING)

JOB SUMMARY: This position is responsible for handling all stages of the in-house real estate loan process.

ESSENTIAL JOB FUNCTIONS:
•    Responsible for the processing of bank consumer real estate loans.
•    Must be knowledgeable of bank Lending Policy, Loan Underwriting Procedure, and Appraisal Procedures, Flood Procedures, Construction Procedures and HMDA.
•    Responsible for obtaining real estate loan applications, credit bureau reports, and all other required documentation pertaining to the loan from Loan Officer/Financial Services Representatives.
•    Responsible for obtaining the required documentation from Loan Officers, Financial Service Representatives, or other sources to ensure bank compliance and regulation are met.
•    Verify that all loan documents and supporting documents are complete.
•    Input loan information into Decision Pro, Laser Pro, and Loan Work Book.
•    Prepare Loan Estimate and Closing Disclosures.
•    Coordinate closings with Title Company when applicable.
•    Submit request for loan document production from loan administration.
•    Verify that all loan documents and supporting documents are complete and accurate.
•    Authorize submission of final loan documents to Loan Officer/Financial Services Representative for loan closing.
•    Obtain signed loan documents and review prior to sending complete loan file to loan administration to ensure accuracy and compliance.
•    Maintain tracking log and pipeline and report on all loans being processed.
•    Must be able to meet attendance and punctuality standards.
•    Strive to eliminate all loan exceptions on loans processed.
•    Effectively work and cooperate with supervisors, co-workers and customers.
•    Follow direction of supervisor.

ADDITIONAL RESPONSIBILITIES:
•     Perform other duties and projects as required by management.

MINIMUM QUALIFICATIONS FOR CONSIDERATION:
•    High School diploma or GED required.  
•    Related experience providing a working knowledge of loan documentation and/or processing is preferred.
•    Bookkeeping and accounting skills required to balance transactions.
•    Proficient computer, 10 key, and keyboarding skills.

KNOWLEDGE, SKILLS, AND ABILITIES:
•    Strong organizational and time management skills. 
•    Proficient attention to detail.
•    Must be able to meet strict deadlines
•    Strong analytical and problem-solving skills.
•    Strong verbal and written communication skills. 
•    Strong interpersonal skills: able to work well with a wide range of people. 
•    Strong proficiency in Windows, Excel, Word and other Microsoft applications. 
•    Ability to learn bank real estate lending software.
•    Ability to compute basic math functions as well as rates, yields and percentages. 
•    Strong sense of customer service. 
•    Must maintain a high level of confidentiality.
•    Demonstrate dependability through good attendance and adherence to timelines and schedules.  
•    Demonstrate resourcefulness and ability to take initiative in development and completion of projects. 

PHYSICAL REQUIREMENTS:
This work is sedentary and requires the following physical activities: 
•    Sitting for long periods of time; occasional bending, squatting, kneeling, stooping; good finger dexterity and feeling; frequent repetitive motions; talking, hearing, and visual acuity. 
•    Frequent lifting (up to 10 pounds of paper supplies or minor office equipment). 

WORKING CONDITIONS:
•    Normal office environment.

NOTE:  The above statements are intended to describe the general nature and level of work performed by an employee in this position.  These statements are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of employees in this position.

First Bank & Trust Co. is an Equal Opportunity Employer and is committed to providing an environment free of harassment and discrimination. If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to access job openings or apply for a job on this site as a result of your disability. You can request reasonable accommodations by contacting Human Resources at 580-255-1810.