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Rate Mortgage Jobs (NOW HIRING)

Preferred Rate

Mortgage Loan Officer

Boca Raton, FL · On-site +1

$250K/yr

Mortgage Loan Officer - New or Current Are you new, or do you have a proven track record of ... Preferred Rate is a direct lender focused on supporting our loan originators. We provide a full ...

New

Guaranteed Rate Affinity

Mortgage LO

New York, NY

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Guaranteed Rate Affinity, LLC ("Guaranteed Rate Affinity") is a joint venture between Guaranteed ... Through this joint venture, Guaranteed Rate Affinity provides mortgage origination services to the ...

Guaranteed Rate Affinity

Mortgage LO

New York, NY

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Guaranteed Rate Affinity, LLC ("Guaranteed Rate Affinity") is a joint venture between Guaranteed ... Through this joint venture, Guaranteed Rate Affinity provides mortgage origination services to the ...

Guaranteed Rate Affinity

Mortgage LO

New York, NY

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Guaranteed Rate Affinity, LLC ("Guaranteed Rate Affinity") is a joint venture between Guaranteed ... Through this joint venture, Guaranteed Rate Affinity provides mortgage origination services to the ...

Guaranteed Rate Affinity

Mortgage LO

New York, NY

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Guaranteed Rate Affinity, LLC ("Guaranteed Rate Affinity") is a joint venture between Guaranteed ... Through this joint venture, Guaranteed Rate Affinity provides mortgage origination services to the ...

Prosperity Home Mortgage

Mortgage Consultant

Hudson, NY · On-site

$16/hr

Manage customer applications, present rate and point options, and perform follow-up activities to ... Participate in mortgage product and sales training programs as required, staying informed about ...

Guaranteed Rate Affinity

Mortgage LO

Hempstead, NY

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Guaranteed Rate Affinity, LLC ("Guaranteed Rate Affinity") is a joint venture between Guaranteed ... Through this joint venture, Guaranteed Rate Affinity provides mortgage origination services to the ...

Guaranteed Rate Affinity

NY

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Guaranteed Rate Affinity, LLC ("Guaranteed Rate Affinity") is a joint venture between Guaranteed ... Through this joint venture, Guaranteed Rate Affinity provides mortgage origination services to the ...

Guaranteed Rate Affinity

Mortgage LO

Yonkers, NY

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Guaranteed Rate Affinity, LLC ("Guaranteed Rate Affinity") is a joint venture between Guaranteed ... Through this joint venture, Guaranteed Rate Affinity provides mortgage origination services to the ...

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Rate Mortgage information

What is the difference between Rate Mortgage vs Mortgage Underwriter?

AspectRate MortgageMortgage Underwriter
Primary RoleAssesses and determines mortgage interest rates based on borrower risk and market conditionsEvaluates loan applications to ensure compliance with lending criteria and risk assessment
Required CredentialsKnowledge of mortgage products, market trends, and basic financial analysisMortgage licensing, underwriting certifications, and financial analysis skills
Work EnvironmentFinancial institutions, mortgage companies, or banksBanking or lending institutions, often within loan processing teams
Industry UsageUsed in mortgage rate setting and market analysisUsed in loan approval and risk management processes

While a Rate Mortgage professional focuses on setting competitive interest rates based on market and borrower data, a Mortgage Underwriter evaluates individual loan applications to determine approval eligibility. Both roles are essential in the mortgage industry but serve different functions within the lending process.

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Infographic showing various Rate Mortgage job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 70% Full Time, 20% Part Time, 1% Temporary, 7% Contract, and 1% Nights. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution.

Mortgage Loan Officer

Preferred Rate

Boca Raton, FL • On-site, Remote

$250K/yr

Full-time

Posted 2 days ago

New

Job description

Mortgage Loan Officer - New or Current

Are you new, or do you have a proven track record of creating lending solutions for clients and a desire to assist buyers in obtaining the property of their dreams? If so, we’d love to talk with you about joining our office. We are a tight-knit group of lending professionals seeking an experienced and detail-oriented mortgage loan officer. We provide excellent support to allow loan officers to grow their business and team. Opportunities for a sign-on bonus are available as well for active loan originators. If you are looking to take the next step in your career, apply now!

Compensation:

$100,000 - $250,000 yearly


Responsibilities:
  • Interact with customers, realtors, processors, and underwriters to ensure a smooth transaction
  • Communicate a thorough understanding of different loan programs and closing costs to help prospective buyers make a decision
  • Monitor the mortgage process to ensure all company and regulatory processes are adhered to
  • Work closely with borrowers, loan officers, title companies/attorneys, or insurance companies to gather and prepare all documents needed to satisfy underwriting requirements
  • Maintain and build relationships through networking and prospecting with bankers, realtors, builders, and your community to attract new business

Qualifications:
  • Knowledge of FHA, VA, USDA, conventional, fixed/ adjustable loans, Bridge Loans, Non-Conforming Loans, FNMA and FHLMC, and Home Equity Lines of Credit
  • Knowledge of state and federal regulations, and company underwriting policies and guidelines
  • Bachelor’s degree from a four year college or university required in banking, business, real estate, or a related field
  • Previous experience with Office Suite and loan originating software such as Experian, Calyx, or LendingWise preferred
  • 3-5 years of real estate, mortgage origination, or lending experience required

About Company

99% of Mortgage Branches leave their loan officers to figure it out. Our office allows you to build your brand with the benefit of in-house coaching, guidance, and support to allow you to reach new levels that you did not know you could.

Preferred Rate is a direct lender focused on supporting our loan originators. We provide a full array of products and support to make sure our loan officers can focus on building relationships and originating.

We offer both in-office and remote options for loan originators. Loan originators receive full support through sales coaching, a documents specialist who follows up on all needed documents for applications taken, in-house processing, and a strong originating environment.

If you are looking to have your business elevated, this is the place to be.