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Repo Agent Jobs (NOW HIRING)

Alcar Recovery, LLC

Repossession Agent

Stow, OH · On-site

The Repossession Field Agent's job involves communicating with internal staff, external team ... repo industry, as a flatbed operator, self-loader or tow dolly is encouraged, Industry ...

Alcar Recovery, LLC

Repossession Agent

Warren, MI · On-site

The Repossession Field Agent's job involves communicating with internal staff, external team ... repo industry, as a flatbed operator, self-loader or tow dolly is encouraged, Industry ...

Brightwing

Skip Recovery Agent

Fort Worth, TX · On-site

$19 - $21/hr

... Repo Redemption cases to Asset Recovery for processing of release and communication with account holder. (10%) Research customer accounts, when disputed, and escalate problem accounts to external ...

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REPO Agent information

What skills and qualifications are needed to thrive as a repo agent?

To thrive as a Repo Agent, you need a solid understanding of repossession laws, attention to detail, a valid driver's license, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, recovery management software, and sometimes certification from organizations like the Certified Asset Recovery Specialist (CARS) program are typical. Strong negotiation, conflict resolution, and effective communication skills help you handle tense situations and interact professionally with clients and debtors. These abilities are essential for ensuring legal compliance, personal safety, and successful asset recovery in challenging and dynamic environments.

What is a repo agent?

Repo agents, short for repossession agents, are professionals hired by lenders or financial institutions to recover property—most commonly vehicles—that have been defaulted on by borrowers. Their primary responsibility is to locate and legally repossess collateral when a borrower fails to make payments as agreed. Repo agents typically work with banks, credit unions, and finance companies, and must follow strict legal guidelines to avoid breaching the peace during repossession. The job often requires investigative skills, discretion, and a thorough understanding of state and federal repossession laws.

What challenges do repo agents face in the field, and how can they be managed?

Repo Agents often encounter challenging situations such as dealing with uncooperative or confrontational vehicle owners, working irregular hours, and operating in varying weather conditions. To manage these challenges, agents rely on strong communication skills, thorough knowledge of legal regulations, and situational awareness. Most employers provide training on conflict de-escalation and safety protocols, and teamwork with dispatchers and other agents is essential for support and coordination during repossession assignments.

How do you become a repo agent?

To become a repo agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Some employers require specialized training or certification in repossession procedures, and a background check is often conducted due to the nature of the job. Experience in collections, security, or law enforcement can be beneficial.

What is the difference between Repo Agent vs Repo Clerk?

AspectRepo AgentRepo Clerk
CredentialsDriver's license, sometimes a repossession licenseBasic administrative skills, possibly some licensing depending on state
Work EnvironmentOn-site at repossession locations, vehicle lots, or client sitesOffice settings, administrative offices, or remote work
Employer & IndustryRepossession agencies, auto finance companies

Repo Agents are responsible for physically locating and recovering vehicles, often working in the field. Repo Clerks handle administrative tasks related to repossessions, such as documentation and record-keeping. While both roles support the repossession process, Repo Agents focus on fieldwork, whereas Repo Clerks focus on office-based tasks.

More about REPO Agent jobs
What cities are hiring for Repo Agent jobs? Cities with the most Repo Agent job openings:
What states have the most Repo Agent jobs? States with the most job openings for Repo Agent jobs include:
What job categories do people searching Repo Agent jobs look for? The top searched job categories for Repo Agent jobs are:
REPO Agent jobs near you
Infographic showing various Repo Agent job openings in the United States as of August 2026, with employment types broken down into 88% Full Time, 6% Temporary, and 6% Contract. Highlights an 94% In-person, and 6% Remote job distribution.

Repossession Agent

Alcar Recovery, LLC

Stow, OH • On-site

Full-time

Re-posted 16 days ago

Job description

The Repossession Field Agent's job involves communicating with internal staff, external team members and consumer’s delinquent on a payment agreement.  You will be investigating and tracking the known locations of cars out for repossession, securing them, and towing the vehicles to the closest company storage facility.  Once towed, you will be responsible for appropriate, timely and accurate documentation.  No Cold Calling-ALL accounts provided by established business.


Alcar Recovery is one of the most respected, rapidly expanding repossession firms in the country. We are seeking both full time experienced field agents and those eager to learn and committed to a new profession.  We have industry leading technology and top of the line recovery trucks that will help you excel at your job.  We do things the right way and we hire the right people that can deliver results.


Are you looking for an opportunity to:


Be an integral part of a growing organization?


Be handsomely rewarded for your strong and flexible work ethic?


Work independently without supervision?



The field agent requires a positive attitude and a high aptitude for problem solving. You will be the face of our company to the public and who will recover the collateral and assets for our clients. It requires very good people skills and the ability to communicate on all levels with all types of persons. Every person you meet needs to be treated with courtesy and respect regardless of the circumstances in which they find themselves or the attitude they exhibit.


If you are at least 24 or older with clean driving record and background; if you want to work a flexible schedule including weekends, then you should get in touch with us. We are an Equal Employment Opportunity Employer.



EDUCATIONAL REQUIREMENTS and WORK EXPERIENCE


High School Diploma or equivalent required


Proven ability and experience working in an outside environment without direct supervision


Previous law enforcement or military a plus


Either possess or can acquire a DOT physical card and Class D commercial driver’s license


Basic mechanical ability


Previous experience working as a tow truck operation, or in the repo industry, as a flatbed operator, self-loader or tow dolly is encouraged, Industry certification a plus



ORGANIZATIONAL SKILLS AND KNOWLEDGE



Basic computer skills including internet and email, own a smartphone with service


You must have a clean driving record, pass a background and drug test


Clean, presentable appearance, reliable, strong work ethic and loyal


Able to read, write and speak English with reasonable capability to be able to communicate with customers, employees, and vendors


Meet the attendance schedule and repossession goals as agreed to with your supervisor


Innovative, creative and seeks challenges while exercising analytical skills with determination


Ability to handle stress and multiple priorities with a level head and limited emotion


Flexible and self-confident with exceptional interpersonal skills


Effective command skills, competent management and organizational and conflict resolution skills