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Repo Agent Jobs in Texas (NOW HIRING)

The ideal candidate for a Recovery Agent is an individual who either has experience in the auto recovery or Towing/PPI field. The candidate must be willing to go the extra mile for our clients to ...

The ideal candidate for a Recovery Agent is an individual who either has experience in the auto recovery or Towing/PPI field. The candidate must be willing to go the extra mile for our clients to ...

The ideal candidate for a Recovery Agent is an individual who either has experience in the auto recovery or Towing/PPI field. The candidate must be willing to go the extra mile for our clients to ...

The ideal candidate for a Recovery Agent is an individual who either has experience in the auto recovery or Towing/PPI field. The candidate must be willing to go the extra mile for our clients to ...

The ideal candidate for a Recovery Agent is an individual who either has experience in the auto recovery or Towing/PPI field. The candidate must be willing to go the extra mile for our clients to ...

The ideal candidate for a Recovery Agent is an individual who either has experience in the auto recovery or Towing/PPI field. The candidate must be willing to go the extra mile for our clients to ...

Recovery Agent -- Phoenix, Arizona RSX is growing, and we're looking for experienced Recovery Agents who want to work, earn, and grow with us. The right candidate takes pride in their work ...

Recovery Agent -- Phoenix, Arizona RSX is growing, and we're looking for experienced Recovery Agents who want to work, earn, and grow with us. The right candidate takes pride in their work ...

... Repo Redemption cases to Asset Recovery for processing of release and communication with account holder. (10%) Research customer accounts, when disputed, and escalate problem accounts to external ...

... to use an AI Agent to act as a Master Engineer and Architect trained in SSOE's processes ... Developers can generate and refine code using NLP prompts, tapping into GitHub's extensive Repo to ...

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Repo Agent information

See Texas salary details

$7

$19

$33

How much do repo agent jobs pay per hour?

As of Aug 23, 2026, the average hourly pay for repo agent in Texas is $19.50, according to ZipRecruiter salary data. Most workers in this role earn between $11.63 and $24.10 per hour, depending on experience, location, and employer.

What is a repo agent?

Repo agents, short for repossession agents, are professionals hired by lenders or financial institutions to recover property—most commonly vehicles—that have been defaulted on by borrowers. Their primary responsibility is to locate and legally repossess collateral when a borrower fails to make payments as agreed. Repo agents typically work with banks, credit unions, and finance companies, and must follow strict legal guidelines to avoid breaching the peace during repossession. The job often requires investigative skills, discretion, and a thorough understanding of state and federal repossession laws.

What skills and qualifications are needed to thrive as a repo agent?

To thrive as a Repo Agent, you need a solid understanding of repossession laws, attention to detail, a valid driver's license, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, recovery management software, and sometimes certification from organizations like the Certified Asset Recovery Specialist (CARS) program are typical. Strong negotiation, conflict resolution, and effective communication skills help you handle tense situations and interact professionally with clients and debtors. These abilities are essential for ensuring legal compliance, personal safety, and successful asset recovery in challenging and dynamic environments.

What challenges do repo agents face in the field, and how can they be managed?

Repo Agents often encounter challenging situations such as dealing with uncooperative or confrontational vehicle owners, working irregular hours, and operating in varying weather conditions. To manage these challenges, agents rely on strong communication skills, thorough knowledge of legal regulations, and situational awareness. Most employers provide training on conflict de-escalation and safety protocols, and teamwork with dispatchers and other agents is essential for support and coordination during repossession assignments.

What is the difference between Repo Agent vs Repo Clerk?

AspectRepo AgentRepo Clerk
CredentialsDriver's license, sometimes a repossession licenseBasic administrative skills, possibly some licensing depending on state
Work EnvironmentOn-site at repossession locations, vehicle lots, or client sitesOffice settings, administrative offices, or remote work
Employer & IndustryRepossession agencies, auto finance companies

Repo Agents are responsible for physically locating and recovering vehicles, often working in the field. Repo Clerks handle administrative tasks related to repossessions, such as documentation and record-keeping. While both roles support the repossession process, Repo Agents focus on fieldwork, whereas Repo Clerks focus on office-based tasks.

How do repo agents get paid?

Repo agents typically earn commissions or fees based on the number of successful repossessions they complete. They may also receive a flat fee per case or a percentage of the recovered value, often working on a contractual or hourly basis depending on the employer or agency. Compensation can vary depending on experience, location, and the specific company's payment structure.

How to become a repo agent?

To become a repo agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Many employers require prior experience in collections or security, and some states may require a license or certification. Strong communication skills, knowledge of local laws, and the ability to work independently are also important.

What do repo agents do?

Repo agents are responsible for locating and recovering vehicles or property when borrowers default on loans. They often work with law enforcement and use tools like GPS tracking and skip tracing techniques to find assets, following legal procedures and company policies. Strong communication skills and knowledge of repossession laws are important for this role.

What cities in Texas are hiring for Repo Agent jobs?

Cities in Texas with the most Repo Agent job openings:

Infographic showing various Repo Agent job openings in Texas as of August 2026, with employment types broken down into 86% Full Time, and 14% Temporary. Highlights an 86% In-person, and 14% Remote job distribution, with an average salary of $40,550 per year, or $19.5 per hour.

Full-time

Re-posted 2 days ago


Job description

Job Description
The ideal candidate for a Recovery Agent is an individual who either has experience in the auto recovery or Towing/PPI field. The candidate must be willing to go the extra mile for our clients to provide the highest level of customer service and order completion.

Job Requirements

  • Must be at least 25 years old.
  • Must have no felonies on record for at least 7 years.
  • Must have a clean driving record and a valid driver's license.
  • Must be team oriented.
  • Be willing to learn the asset recovery services field with a positive attitude.
  • Be able to maintain, operate and keep the assigned vehicle clean.
  • Obtain/retain at all times a valid DOT medical card.
  • Be computer literate.
  • Be able to complete updates on each case when required by the client.
  • Be able to complete condition reports and provide an inventory of personal property on each repossessed vehicle accurately after the vehicle has been secured.
  • Be able to communicate clearly and courteously, act professionally and maintain a positive attitude at all times.
  • Display the standards and expectations of the company when dealing with the public or any customer.
  • Be willing to work long or extended hours.
  • Prior repossession experience not required, training will be provided.

Job Types: Full-time, Commission

Job Type: Full-time

Schedule:

  • 12 hour shift
  • Day shift
  • Night shift

Job Type: Full-time


Schedule:


  • 12 hour shift
  • Day shift
  • Night shift


Supplemental pay types:


  • Bonus pay


Experience:


  • Tow truck: 1 year (Preferred)


License/Certification:


  • Driver's License (Required)


Shift availability:


  • Night Shift
  • Day Shift


Work Location: One location