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Repo Agent Jobs in Raleigh, NC (NOW HIRING)

Repossession Agent

Raleigh, NC · On-site

$65K - $130K/yr

Description Repo Agent - $80-$95/Car - Take-Home Truck - Full Benefits We're looking for repo men who know how to get the job done and want to actually get paid for it. $80 base per car. Cars that ...

Repossession Agent

Raleigh, NC · On-site

$65K - $130K/yr

Repo Agent -- $80-$95/Car -- Take-Home Truck -- Full Benefits We're looking for repo men who know how to get the job done and want to actually get paid for it. $80 base per car. Cars that require ...

Repossession Agent

Raleigh, NC · On-site

$65K - $130K/yr

Job Type Full-time Description Repo Agent - $80-$95/Car - Take-Home Truck - Full Benefits We're looking for repo men who know how to get the job done and want to actually get paid for it. $80 base ...

Repo Agent information

See Raleigh, NC salary details

$8

$21

$36

How much do repo agent jobs pay per hour?

As of Jul 16, 2026, the average hourly pay for repo agent in Raleigh, NC is $21.43, according to ZipRecruiter salary data. Most workers in this role earn between $12.78 and $26.49 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Repo Agent, and why are they important?

To thrive as a Repo Agent, you need a solid understanding of repossession laws, attention to detail, a valid driver's license, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, recovery management software, and sometimes certification from organizations like the Certified Asset Recovery Specialist (CARS) program are typical. Strong negotiation, conflict resolution, and effective communication skills help you handle tense situations and interact professionally with clients and debtors. These abilities are essential for ensuring legal compliance, personal safety, and successful asset recovery in challenging and dynamic environments.

What are repo agents?

Repo agents, short for repossession agents, are professionals hired by lenders or financial institutions to recover property—most commonly vehicles—that have been defaulted on by borrowers. Their primary responsibility is to locate and legally repossess collateral when a borrower fails to make payments as agreed. Repo agents typically work with banks, credit unions, and finance companies, and must follow strict legal guidelines to avoid breaching the peace during repossession. The job often requires investigative skills, discretion, and a thorough understanding of state and federal repossession laws.

What are some typical challenges Repo Agents face in the field, and how can they be managed?

Repo Agents often encounter challenging situations such as dealing with uncooperative or confrontational vehicle owners, working irregular hours, and operating in varying weather conditions. To manage these challenges, agents rely on strong communication skills, thorough knowledge of legal regulations, and situational awareness. Most employers provide training on conflict de-escalation and safety protocols, and teamwork with dispatchers and other agents is essential for support and coordination during repossession assignments.

What jobs pay 4000 a week without a degree?

A Repo Agent typically earns around $4,000 per week through repossession work, which involves retrieving collateral like vehicles. These roles often require specialized training, a valid driver's license, and sometimes a license or certification, but generally do not require a college degree. High earnings in this field depend on experience, location, and the volume of repossessions handled.

How much do repo spotters get paid?

Repo spotters, also known as repo agents, typically earn between $15 and $25 per hour, depending on experience and location. Some may receive additional compensation or bonuses for successful recoveries, and the job often requires knowledge of security procedures and sometimes a valid license or certification.

How do you become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Many employers require completion of specialized training or certification in repossession procedures and legal requirements. Experience in law enforcement, security, or related fields can be beneficial, and agents often work irregular hours and must adhere to federal and state laws governing repossession activities.

Do repossession agents make good money?

Repossession agents typically earn a base salary plus commissions or bonuses based on successful recoveries. Salaries vary by location and experience but generally range from $30,000 to $60,000 annually, with some agents earning more depending on the volume of cases and company pay structure. The job often requires strong negotiation skills, knowledge of legal procedures, and sometimes specialized training or licensing.

What is the difference between Repo Agent vs Repo Clerk?

AspectRepo AgentRepo Clerk
CredentialsDriver's license, sometimes a repossession licenseBasic administrative skills, possibly some licensing depending on state
Work EnvironmentOn-site at repossession locations, vehicle lots, or client sitesOffice settings, administrative offices, or remote work
Employer & IndustryRepossession agencies, auto finance companies

Repo Agents are responsible for physically locating and recovering vehicles, often working in the field. Repo Clerks handle administrative tasks related to repossessions, such as documentation and record-keeping. While both roles support the repossession process, Repo Agents focus on fieldwork, whereas Repo Clerks focus on office-based tasks.

Infographic showing various Repo Agent job openings in Raleigh, NC as of July 2026, with employment types broken down into 87% Full Time, 9% Part Time, 1% Temporary, and 3% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $44,568 per year, or $21.4 per hour.

Repossession Agent

TrueNorth Recovery

Raleigh, NC • On-site

$65K - $130K/yr

Other

Medical, Dental, Vision, PTO

Re-posted 13 days ago


Job description

Description

Repo Agent - $80-$95/Car - Take-Home Truck - Full Benefits

We're looking for repo men who know how to get the job done and want to actually get paid for it.


$80 base per car. Cars that require dollies pay $95. Most jobs mix both - averages out to $88/car.


Average guys on our team bring home $7,500 a month. Top guys push $10,000+. The more cars you run, the more you make.


What Makes TrueNorth Different

  • $500 cash bonus at 60 days
  • Pay that's straightforward - $80 per car, $95 when the job calls for dollies. Some cars come in spotted by our camera team - spotted cars pay $80. Hit 20+ cars in a week and everything pays at full rate.
  • Your own RAM 4500 - late-model truck with LPR. As long as you're with us and producing, that truck is yours.
  • Full benefits - medical, dental, vision, and paid time off. Almost no one in this industry offers this. We do.
  • 24/7 support team - we have people in the office around the clock handling condition reports, paperwork, and police notification calls so you can stay in the field running cars.
  • Good intel on your accounts - addresses are already researched before they hit your map. You're not chasing dead leads all night.
  • Flexible schedule - we'll sit down and find hours that work for you and for us.
  • Room to move up - we're growing across NC. Team lead and management spots go to guys who produce.


What a Night Looks Like

You start with a map of addresses - cars flagged for repo in your area. Management pushes you more assignments as the night goes. You find the car, hook it up, and drop it at the nearest impound lot. Our office team handles the paperwork from there. You stay in the field. Support is there all night if you need anything.


Requirements

  • Valid driver's license, clean record
  • 23 or older (insurance requirement)
  • Experience on a tow truck - wheel-lift, self-loader, or flatbed
  • Pass a background check and drug test
  • Keep your cool when things get tense - this job involves dealing with people


Good Fit If You've Been In:

Law enforcement - If you've worked as an officer, deputy, or sheriff's deputy, you already know how to handle people in tough situations. We want guys with that background.


Military - Any branch, any MOS. The ability to stay calm and get the job done carries over directly. We have a strong veteran presence and we're building more of that.


One More Thing

North Carolina doesn't require a repo license for field agents. If you have a clean record, tow truck experience, and the right attitude - you're already qualified.



Spots are limited. Apply now - we reach out to qualified applicants fast.