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Qc Underwriter Jobs (NOW HIRING)

The Mortgage QC Underwriter is responsible for rendering QC on closed loan files. He has to check that credit decisions on incoming applications consistent with underwriting policies, underwriting ...

Underwriter (Post-Close/QC)

OR · On-site +1

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Partner cross-functionally with Operations, Underwriting, Secondary Marketing, Compliance, and Quality Control teams to resolve file-level issues efficiently * Identify recurring documentation or ...

Underwriter (Post-Close/QC)

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Partner cross-functionally with Operations, Underwriting, Secondary Marketing, Compliance, and Quality Control teams to resolve file-level issues efficiently * Identify recurring documentation or ...

Quality Control Specialist

Boston, MA · On-site

$74K - $96K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

The Quality Control Specialist conducts manual file audits, performs underwriting review, and analyzes quality control findings to identify trends and root causes. This role supports the Senior ...

Quality Control Specialist

Boston, MA · On-site

$15K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

The Quality Control Specialist conducts manual file audits, performs underwriting review, and analyzes quality control findings to identify trends and root causes. This role supports the Senior ...

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Qc Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do qc underwriter jobs pay per year?

As of Aug 18, 2026, the average yearly pay for qc underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is a QC underwriter?

QC Underwriters, or Quality Control Underwriters, are professionals who review and assess loan files to ensure they comply with regulatory guidelines, company policies, and investor requirements. Their primary role is to perform post-closing audits on mortgage loans, identifying errors, discrepancies, or potential risks. They help maintain the integrity of the lending process by ensuring that loans meet all necessary standards before being sold or insured. QC Underwriters also provide feedback to improve underwriting procedures and reduce future risk. Their work is crucial for minimizing losses and maintaining compliance in the mortgage industry.

What are the key skills and qualifications needed to thrive as a QC underwriter, and why are they important?

To thrive as a QC Underwriter, you need in-depth knowledge of mortgage underwriting guidelines, risk analysis, and compliance regulations, typically supported by experience in mortgage lending and relevant certifications. Familiarity with loan origination systems (LOS), automated underwriting systems (AUS), and quality control software is essential. Strong analytical thinking, attention to detail, and effective communication are important soft skills for this role. These skills ensure accurate loan assessments, regulatory compliance, and minimize financial risk for lenders.

How does a QC underwriter typically collaborate with other departments to ensure loan quality and compliance?

QC Underwriters frequently work with origination, processing, and closing teams to review loan files for accuracy and regulatory compliance. They often provide feedback and clarification on underwriting guidelines, helping to address discrepancies and prevent future errors. This role also involves regular communication with compliance officers and quality assurance teams to stay updated on evolving regulations and best practices. Effective collaboration ensures that loans meet both internal standards and external regulatory requirements.

What is the difference between Qc Underwriter vs Insurance Underwriter?

AspectQc UnderwriterInsurance Underwriter
CredentialsTypically requires a relevant certification (e.g., CPCU, ARM)Often requires similar certifications (e.g., CPCU, AIC)
Work EnvironmentWorks mainly in quality control and compliance within insurance companiesEvaluates and approves insurance policies and risk assessments
Employer & IndustryInsurance companies, focusing on policy qualityInsurance companies, focusing on risk assessment and policy issuance
Search & Comparison IntentOften compared for roles in insurance quality assuranceCommonly compared for underwriting and risk evaluation roles

Both Qc Underwriters and Insurance Underwriters work within the insurance industry and often hold similar certifications. However, Qc Underwriters focus on quality control and compliance, ensuring policies meet standards, while Insurance Underwriters evaluate risks to determine policy terms. Understanding these differences helps job seekers identify roles aligned with their skills and career goals.

Do QC underwriters make a lot of money?

QC underwriters typically earn a median salary that is competitive within the insurance and finance industries, with earnings varying based on experience, location, and employer. Entry-level positions may start lower, while experienced underwriters with certifications can earn higher salaries, often supplemented by bonuses or benefits.

Is underwriting a high stress job?

Underwriting can be a high-pressure role due to the need to assess risk accurately and meet deadlines. The job often requires attention to detail, decision-making skills, and sometimes working under tight time constraints, which can contribute to stress levels.
More about Qc Underwriter jobs

What states have the most Qc Underwriter jobs?

States with the most job openings for Qc Underwriter jobs include:

Infographic showing various Qc Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 1% As Needed, 88% Full Time, 6% Part Time, 3% Contract, and 1% Nights. Highlights an 92% Physical, 4% Hybrid, and 4% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Senior Mortgage Quality Control Underwriter

Lake Michigan Credit Union

Grand Rapids, MI • On-site

$111K/yr

Full-time

Medical, Dental, Vision, Retirement

Posted 7 days ago


Lake Michigan Credit Union rating

8.0

Company rating: 8.0 out of 10

Based on 28 frontline employees who took The Breakroom Quiz


Job description

General Information
Primary Location: Grand Rapids, MI (4027 Lake Dr.)
Employee Status: Full-Time
Workplace Type: Hybrid | Following training, this role offers 2 remote days per week
Who we are:
At LMCU, you'll find more than just a job - discover a fulfilling career where your contributions truly matter. Join our talented team at Lake Michigan Credit Union and discover the difference an employer who puts people first can make in your career and life.
About this position:
The Senior Mortgage Quality Control Underwriter reviews mortgage loan files to ensure compliance with agency regulations and company policies, identifies errors, fraud risks, and documentation gaps. Key responsibilities include auditing prefunding and post-closing files, analyzing more complex income, asset and collateral documentation, and calculating risk factors. Essential skills include extensive underwriting experience, strong attention to detail, strong analytical and communication skills, familiarity with mortgage products and regulatory requirements.
What you'll do:
  • Conduct thorough prefunding and post-closing audits of mortgage loan files to identify discrepancies, errors, and potential fraud.
  • Review credit reports, income documents, appraisals, title reports, and other supporting documentation for accuracy and completeness.
  • Evaluate creditworthiness, income stability, loan-to-value (LTV), and debt-to-income (DTI) ratios to determine the loan's risk level.
  • Ensure loan files adhere to investor guidelines, federal and state regulations, and internal company policies, with emphasis on more complex loans.
  • Escalate files showing evidence of fraud or misrepresentation to management. Detect patterns or red flags during reviews to proactively mitigate risk.
  • Document audit findings accurately and assist in identifying quality trends. Recommend corrective actions to management and underwriting teams to address recurring issues and strengthen loan quality.
  • Assist in developing and implementing quality control audit plans and procedures. Contribute to ongoing efforts to enhance quality and efficiency within loan operations.
  • Adhere to and champion our core values of curious minds, collaborative hearts, and continuous excellence
  • Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

What you'll bring:
  • A two-year college degree or completion of a specialized course of study at a business or trade school equivalent to approximately 64 credit hours.
  • Three to five years of direct mortgage experience is required.
  • Three years of mortgage underwriting experience is required.
  • Experience in FHA is required.
  • Experience in VA and USDA loans is preferred.
  • Experience using Fannie Mae, Freddie Mac and FHA applications and technology.
  • Experience using Microsoft Word and Excel applications.
  • Experience using software such as Empower, BlackKnight, ACES, Loan Beam, AllRegs, and DataVerify a plus.
  • Should be comfortable with knowing how and where to search for investor/agency guidelines and compliance regulations.

What you'll get:
  • All Employees: weekly pay and retirement savings options.
  • Full Time Employees: comprehensive health coverage including medical (with prescription), dental, vision, HSA match, paid parental leave, and tuition reimbursement.
  • To see a full list of our benefit offerings, check out this helpful guide!

Have additional questions about the role? Email the Talent Acquisition Team at: Careers@lmcu.org
If you lack access to the internet or require an accommodation in the application process, please send your resume via mail to P.O. Box 2848, Grand Rapids, MI 49501-2848.
LMCU is an Equal Opportunity Employer

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