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Qc Underwriter Jobs (NOW HIRING)

Lendz Financial

Quality Control Underwriter

OR · Remote

About the Role Lendz Financial is seeking an experienced and detail-oriented Quality Control Underwriter to join our growing team. This role is designed for a mortgage professional with a strong ...

Lendz Financial

Quality Control Underwriter

This role is designed for a mortgage professional with a strong underwriting foundation who can apply critical thinking, guideline interpretation, and risk analysis throughout the quality control ...

SRM Digital

Mortgage Underwriter

Cincinnati, OH · On-site

The Mortgage QC Underwriter is responsible for rendering QC on closed loan files. He has to check that credit decisions on incoming applications consistent with underwriting policies, underwriting ...

Cake Mortgage Corp

Mortgage QC Manager

Chatsworth, CA · On-site

$85K - $120K/yr

Collaborate with underwriting, processing, closing, and compliance teams to resolve deficiencies and implement corrective action. * Prepare and submit monthly, quarterly, and annual QC reports.

CFS

Quality Control Specialist

Germantown, OH

$25 - $28/hr

Experience in loan processing, underwriting, or a related lending role. * Strong attention to detail and critical thinking skills expected of a Quality Control Specialist . * Ability to interpret and ...

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All JobsQc Underwriter Jobs

Qc Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do qc underwriter jobs pay per year?

As of Jun 13, 2026, the average yearly pay for qc underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

How does a QC Underwriter typically collaborate with other departments to ensure loan quality and compliance?

QC Underwriters frequently work with origination, processing, and closing teams to review loan files for accuracy and regulatory compliance. They often provide feedback and clarification on underwriting guidelines, helping to address discrepancies and prevent future errors. This role also involves regular communication with compliance officers and quality assurance teams to stay updated on evolving regulations and best practices. Effective collaboration ensures that loans meet both internal standards and external regulatory requirements.

What is the difference between Qc Underwriter vs Insurance Underwriter?

AspectQc UnderwriterInsurance Underwriter
CredentialsTypically requires a relevant certification (e.g., CPCU, ARM)Often requires similar certifications (e.g., CPCU, AIC)
Work EnvironmentWorks mainly in quality control and compliance within insurance companiesEvaluates and approves insurance policies and risk assessments
Employer & IndustryInsurance companies, focusing on policy qualityInsurance companies, focusing on risk assessment and policy issuance
Search & Comparison IntentOften compared for roles in insurance quality assuranceCommonly compared for underwriting and risk evaluation roles

Both Qc Underwriters and Insurance Underwriters work within the insurance industry and often hold similar certifications. However, Qc Underwriters focus on quality control and compliance, ensuring policies meet standards, while Insurance Underwriters evaluate risks to determine policy terms. Understanding these differences helps job seekers identify roles aligned with their skills and career goals.

What are the key skills and qualifications needed to thrive as a QC Underwriter, and why are they important?

To thrive as a QC Underwriter, you need in-depth knowledge of mortgage underwriting guidelines, risk analysis, and compliance regulations, typically supported by experience in mortgage lending and relevant certifications. Familiarity with loan origination systems (LOS), automated underwriting systems (AUS), and quality control software is essential. Strong analytical thinking, attention to detail, and effective communication are important soft skills for this role. These skills ensure accurate loan assessments, regulatory compliance, and minimize financial risk for lenders.

What are QC Underwriters?

QC Underwriters, or Quality Control Underwriters, are professionals who review and assess loan files to ensure they comply with regulatory guidelines, company policies, and investor requirements. Their primary role is to perform post-closing audits on mortgage loans, identifying errors, discrepancies, or potential risks. They help maintain the integrity of the lending process by ensuring that loans meet all necessary standards before being sold or insured. QC Underwriters also provide feedback to improve underwriting procedures and reduce future risk. Their work is crucial for minimizing losses and maintaining compliance in the mortgage industry.
More about Qc Underwriter jobs
What states have the most Qc Underwriter jobs? States with the most job openings for Qc Underwriter jobs include:
What job categories do people searching Qc Underwriter jobs look for? The top searched job categories for Qc Underwriter jobs are:
Qc Underwriter jobs near you
Infographic showing various Qc Underwriter job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 97% Full Time, 1% Temporary, and 1% Nights. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Quality Control Underwriter

Quality Control Underwriter

Lendz Financial

OR • Remote

Other

Medical, Dental, Vision, Retirement, PTO

Posted 22 days ago

Job description

About the Role

Lendz Financial is seeking an experienced and detail-oriented Quality Control Underwriter to join our growing team. This role is designed for a mortgage professional with a strong underwriting foundation who can apply critical thinking, guideline interpretation, and risk analysis throughout the quality control process.
Rather than performing checklist-based audits alone, this individual will serve as a key partner in maintaining loan quality, identifying trends, mitigating risk, and supporting operational excellence across the organization. The ideal candidate brings a deep understanding of mortgage underwriting-particularly within Non-QM lending-and can evaluate loan files with the mindset of an underwriter while ensuring compliance with investor, regulatory, and internal standards.
This is a fully remote position within a collaborative, high-accountability environment that values ownership, continuous improvement, and professional growth.

What You'll Do

  • Conduct detailed pre-closing and post-closing quality control reviews of residential mortgage loan files
  • Evaluate borrower credit, income, assets, and collateral documentation with an underwriting-level understanding of risk assessment
  • Review complex Non-QM income scenarios, including Bank Statement programs, DSCR loans, Asset Utilization, 1099 income, and self-employed borrowers
  • Analyze loan documentation for accuracy, completeness, consistency, and adherence to company, investor, and regulatory guidelines
  • Identify discrepancies, documentation gaps, calculation errors, and compliance concerns, while determining overall materiality and loan-level risk
  • Provide thoughtful feedback and recommendations to Underwriting, Processing, and Operations teams to support loan quality and process improvement
  • Document audit findings clearly and professionally, including rationale for identified defects or required corrective actions
  • Partner cross-functionally with Underwriting, Sales, Account Management, Processing, and Closing teams to resolve file-level issues efficiently
  • Monitor loan quality trends and recurring defects, escalating concerns and recommending process enhancements where appropriate
  • Support internal and external audit initiatives, including regulatory reviews and third-party due diligence requests
  • Maintain detailed and accurate QC reporting and audit records
  • Stay current on Non-QM guideline updates, investor overlays, and federal and state regulatory requirements
  • Contribute to a collaborative team environment focused on accountability, operational excellence, and continuous improvement

What We're Looking For

  • 3+ years of mortgage underwriting experience, preferably with exposure to Non-QM or alternative documentation loan products
  • Strong working knowledge of residential mortgage underwriting guidelines and risk assessment practices
  • Experience reviewing complex borrower income scenarios, including self-employed borrowers and alternative income documentation
  • Familiarity with Non-QM products such as Bank Statement programs, DSCR, Asset Utilization, and 1099 income
  • Strong understanding of mortgage compliance regulations, including TRID, RESPA, ECOA, ATR/QM, and applicable federal and state requirements
  • Ability to identify material loan-level risk and exercise sound judgment beyond checklist-based review processes
  • Excellent analytical, organizational, and problem-solving skills
  • Strong written and verbal communication skills, with the ability to clearly articulate findings and recommendations
  • Ability to manage multiple priorities and deadlines in a fast-paced environment
  • High level of accountability, professionalism, and attention to detail
  • Experience with mortgage loan origination systems and Microsoft Office Suite
  • Previous experience in quality control, auditing, underwriting, or post-closing review preferred
  • Mortgage-related certifications or designations are a plus

What We Offer

  • Highly subsidized medical insurance
  • Low-cost dental and vision insurance
  • 401(k) program
  • Health Savings Account (HSA)
  • Generous paid time off and company holidays
  • Ongoing training, mentorship, and professional development opportunities
  • A collaborative and supportive work environment that values ownership, innovation, and growth

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