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Property Damage Estimator Jobs (NOW HIRING)

Ability to review and assess Property Damage estimates, total loss evaluations, and related expenses to effectively negotiate first and third party claims. * Knowledge of total loss processing, State ...

$50K - $55K/yr

Ability to review and assess Property Damage estimates, total loss evaluations, and related expenses to effectively negotiate first and third party claims. * Knowledge of total loss processing, State ...

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... on Property Damage Lot Manager to oversee the daily movement, documentation, security, and ... estimate-related documentation. * Monitor vehicle condition and report any leaks, open windows ...

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$50K - $55K/yr

Ability to review and assess Property Damage estimates, total loss evaluations, and related expenses to effectively negotiate first and third party claims. * Knowledge of total loss processing, State ...

$50K - $55K/yr

Ability to review and assess Property Damage estimates, total loss evaluations, and related expenses to effectively negotiate first and third party claims. * Knowledge of total loss processing, State ...

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Property Damage Estimator information

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$31K

$73.3K

$127K

How much do property damage estimator jobs pay per year?

As of Aug 9, 2026, the average yearly pay for property damage estimator in the United States is $73,275.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,000.00 and $86,500.00 per year, depending on experience, location, and employer.

What does a property damage estimator do?

A typical day for a Property Damage Estimator involves visiting sites to inspect and assess property damage, taking detailed notes and photographs, and compiling comprehensive reports. Estimators use specialized software to calculate repair costs and prepare estimates for clients or insurance companies. They often coordinate with contractors, insurance adjusters, and property owners to ensure all parties are informed and aligned. The role requires balancing time between fieldwork, documentation, and client communication, making organizational skills essential for success.

What are the key skills and qualifications needed to thrive as a property damage estimator?

A Property Damage Estimator should have a keen understanding of construction methods, building materials, and cost estimation, typically backed by experience in insurance claims or a related field. Familiarity with industry-standard estimating software like Xactimate or Simsol, and certifications such as the IICRC or related licenses, are often required. Attention to detail, effective communication, and negotiation skills help ensure accuracy and foster positive relationships with clients and contractors. These competencies are crucial for providing precise estimates, streamlining claims processes, and maintaining customer satisfaction.

What is a property damage estimator?

A Property Damage Estimator assesses damage to properties after events like accidents, storms, or fires and determines repair costs. They inspect affected areas, document damages, and prepare detailed estimates for insurance claims or repair work. Estimators work closely with insurance adjusters, contractors, and property owners to ensure accurate assessments. Their role is crucial in helping clients receive appropriate compensation and restoring damaged properties efficiently.

More about Property Damage Estimator jobs
What cities are hiring for Property Damage Estimator jobs? Cities with the most Property Damage Estimator job openings:
What are the most commonly searched types of Property Damage Estimator jobs? The most popular types of Property Damage Estimator jobs are:
What states have the most Property Damage Estimator jobs? States with the most job openings for Property Damage Estimator jobs include:
Infographic showing various Property Damage Estimator job openings in the United States as of August 2026, with employment types broken down into 85% Full Time, 11% Part Time, 1% Temporary, and 3% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $73,275 per year, or $35.2 per hour.

Property Damage Subrogation Specialist

First Chicago Insurance Company (FCIC)

Chicago, IL • On-site

$50K - $65K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 8 days ago


First Chicago Insurance rating

5.7

Company rating: 5.7 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

289th of 304 rated insurance


Job description

We are seeking the ideal candidate for our Property Damage Subrogation Specialist opening for our growing insurance company!
Property Damage (PD) Subrogation Specialist
Recover What Matters. Make an Impact. Grow Your Career.
Are you an experienced auto insurance subrogation professional who enjoys investigating liability, negotiating successful recoveries, and achieving results? We're looking for a Property Damage (PD) Subrogation Specialist to join our Claims team. In this role, you'll take ownership of auto property damage subrogation files from start to finish, working with insurance carriers, attorneys, and uninsured motorists to maximize recoveries while delivering exceptional claim outcomes.
If you're a skilled negotiator with strong knowledge of auto liability and thrive in a fast-paced, collaborative environment, we'd love to hear from you.
The PD Subrogation Specialist will be responsible for the handling and resolution of all auto property damage subrogation claims. Must have the ability to determine, develop and negotiate the theory of liability with Third Party Carriers, attorneys and uninsured motorists, as well as resolve files in accordance with company objectives and applicable state regulations.
DUTIES & RESPONSIBILITIES:
  • Review evidence required supporting property damage subrogation activity on claims in accordance with policy contract, corporate claims policy and state regulations
  • Contact appropriate parties, insurance carriers, and attorneys, to negotiate settlements which are in compliance with company objectives and applicable state regulations
  • Evaluate all counter claims that present themselves and review with Claims management
  • Review settlement offers with Claims management to ensure they are in compliance with company objectives and applicable state regulations
  • Achieve/maintain company goals
  • Perform other duties as assigned

QUALIFICATIONS REQUIRED:
  • Minimum of 2-3 years of auto insurance company subrogation experience
  • Knowledge of liability law
  • Good interpersonal, organizational, and verbal/written communication skills
  • Ability to pass written examinations where required by state statutes to become a licensed claims adjuster
  • Ability to work on an on-line computer-based claims system
  • In-Office position

Preferred:
  • College degree

First Chicago Insurance Company provides a competitive benefits package to all full- time employees. Following are some of the perks First Chicago employees receive:
  • Competitive Salaries
  • Commitment to your Training & Development
  • Medical and Dental and Vision Reimbursement
  • Short Term Disability/Long Term Disability
  • Life Insurance
  • Flexible Spending Account
  • Telemedicine Benefit
  • 401k with a generous company match
  • Paid Time Off and Paid Holidays
  • Tuition Reimbursement
  • Wellness Program
  • Fun company sponsored events
  • And so much more!

Estimated Compensation Range: $50,000/year - $65,000/year*
*Published ranges are estimates

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