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Remote Property Damage Estimator Jobs (NOW HIRING)

Ability to review and assess Property Damage estimates, total loss evaluations, and related expenses to effectively negotiate first and third party claims. * Knowledge of total loss processing, State ...

Inside Property Adjuster - Remote Join a Growing Leader in Independent Claims Adjusting Capstone ... Review and analyze property damage estimates, photographs, inspection reports, invoices, and other ...

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Remote Property Damage Estimator information

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$31K

$73.3K

$127K

How much do remote property damage estimator jobs pay per year?

As of Aug 9, 2026, the average yearly pay for remote property damage estimator in the United States is $73,275.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,000.00 and $86,500.00 per year, depending on experience, location, and employer.

What is the difference between Remote Property Damage Estimator vs Remote Insurance Adjuster?

AspectRemote Property Damage EstimatorRemote Insurance Adjuster
Required CredentialsEstimating certifications, insurance knowledgeAdjuster licenses, insurance certifications
Work EnvironmentHome-based, field inspections, virtual assessmentsHome-based, claims review, client communication
Industry UsageProperty restoration, contractors, insurance companiesInsurance companies, claims processing, risk assessment

Remote Property Damage Estimators focus on assessing property damages to create repair estimates, often working with contractors and insurance companies. Remote Insurance Adjusters evaluate claims, determine coverage, and authorize payments. While both roles require insurance knowledge and certifications, estimators primarily focus on damage assessment and cost estimation, whereas adjusters handle claims processing and coverage decisions. Understanding these differences helps job seekers identify the right role in the insurance and restoration industry.

More about Remote Property Damage Estimator jobs
What cities are hiring for Remote Property Damage Estimator jobs? Cities with the most Remote Property Damage Estimator job openings:
What are the most commonly searched types of Property Damage Estimator jobs? The most popular types of Property Damage Estimator jobs are:
What states have the most Remote Property Damage Estimator jobs? States with the most job openings for Remote Property Damage Estimator jobs include:
Infographic showing various Remote Property Damage Estimator job openings in the United States as of August 2026, with employment types broken down into 90% Full Time, 4% Part Time, 2% Temporary, and 4% Contract. Highlights an 100% Remote job distribution, with an average salary of $73,275 per year, or $35.2 per hour.

Auto Property Damage Adjuster

United Auto Insurance

Miami, FL โ€ข Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 22 days ago


Job description

COMPANY OVERVIEW:
Founded in 1989, United Automobile Insurance Company is an innovative and established organization looking for an Auto Property Damage Adjuster to join our team. Family-owned, UAIC, is one of the largest privately held property and casualty insurance companies in the United States. The key to our growth and success is a commitment to providing quality service to our agents and customers, by providing disciplined underwriting, and strategic claims handling. Our ongoing efforts to invest substantial resources in personnel and technology are the foundation of our promise of assuring maximum efficiency and specialized operations in the industry. We are proud that our independent agents and customers have recognized our dedication by making UAIC the market leader in every state where we conduct business. 
 
SCOPE:
The Auto Property Damage Adjuster will be responsible for evaluating and processing insurance claims. This position involves reviewing coverage, assessing damage, determining liability, and negotiating settlements with policyholders or third parties. This position offers a remote work arrangement, allowing the ideal candidate to work from their preferred location within Southeast region.
 
DUTIES:
  • Conduct thorough investigations for low complexity insurance claims.
  • Collect relevant information, such as photographs, statements, police reports, and any other documentation necessary for assessment.
  • Review the extent of damage to vehicles or other insured items.
  • Utilize industry-standard tools and software to estimate repair costs and replacement values, as needed.
  • Review insurance policies to verify coverage, limitations, and exclusions.
  • Ensure that claims fall within the scope of the policy and comply with legal and regulatory requirements.
  • Analyze circumstances surrounding accidents or incidents to establish liability.
  • Complete appropriate documentation of all interactions, investigations, and assessments.
  • Communicate findings and decisions to policyholders, claimants, and other stakeholders in a professional and empathetic manner.
  • Negotiate fair and reasonable settlements with claimants or their representatives.
  • Ensure compliance with company policies, industry regulations, and legal requirements during the settlement process.
  • Provide excellent customer service by addressing inquiries, concerns, and providing regular updates to policyholders and claimants.
  • Work closely with other departments, such as underwriting and legal to ensure accurate and timely claims processing.
  • Stay updated on industry regulations and compliance standards.
 PERFORMANCE EXPECTATIONS:
  • Meet established targets for productivity, cycle time, quality, compliance, customer satisfaction, and timely claim resolution.
EDUCATION:
  • Bachelor’s degree in a relevant field (such as business, finance, or a related discipline) preferred. Four years of prior experience in insurance or customer service accepted in lieu of degree. 
  • Must hold a Florida 6-20 All Lines Adjuster License
  • A dual license in Texas is highly preferred
  • Bilingual preferred (English/Spanish).
SKILLS & EXPERIENCE: 
  • Knowledge of property and casualty insurance policies, regulations, and procedures is a plus.
  • Proficient in Word, Excel, Windows-based applications, and internet usage.
  • Strong analytical and problem-solving skills.
  • Excellent communication and negotiation abilities.
  • Attention to detail and organizational skills.
  • Ability to work independently, make sounds judgments, and handle multiple claims simultaneously.
 
BENEFITS:
  • 401(k) Retirement Savings Plan with employer match.
  • Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance
  • Paid Time Off, Holidays, and Leave programs.
  • Flexible spending accounts
  • Basic Life Insurance and Voluntary Life/ADD
  • Voluntary Short Term and Long-Term Disability

Please note that the salary range listed is an estimate provided by the job board and might not align with accurate information. The actual salary for this position may vary based on experience and qualifications. Candidates are encouraged to discuss compensation during the interview process.
UAIC participates in the E-Verify program to confirm the employment eligibility of all newly hired employees. For more information about E-Verify, please visit https://www.e-verify.gov/.
UAIC is an Equal Opportunity Employer and is committed to the principle of equal employment opportunity for all employees. All employment decisions at UAIC are based on business needs, job requirements, and individual qualifications, without regard to race, color, religion, belief, family or parental status, or any other status protected by the laws or regulations in the locations where we operate.
 

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