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President Credit Jobs (NOW HIRING)

National Equity Fund

Vice President, Credit

Chicago, IL · On-site

The Vice President of Credit is responsible for credit and underwriting reviews for assigned Low-Income Housing Tax Credit (LIHTC) project investments, including support for NEF's Investment Review ...

Ares Operations LLC

Vice President, Credit

Boston, MA · On-site

Job Function Ares is seeking a Vice President to join our growing credit platform in Boston, MA. The Vice President position will work closely with the Ares partners and other key members of the ...

InforCapital

$150K - $185K/yr

Role Overview Ares Management is hiring a Vice President to join its U.S. Direct Lending Group (DLG) credit platform in Boston. DLG is one of the largest self-originating direct lenders, with over ...

InforCapital

Vice President, Credit

Boston, MA · On-site

$150K - $185K/yr

Role Overview Ares Management is hiring a Vice President to join its U.S. Direct Lending Group (DLG) credit platform in Boston. DLG is one of the largest self-originating direct lenders, with over ...

Guild

VP, Credit Risk

San Diego, CA · On-site

$177K - $242K/yr

The VP of Credit Risk ensures that the company's lending practices and policies are sound and compliant with Guild's risk objectives and Secondary Markets guidelines and eligibility. This role also ...

Guild

VP, Credit Risk

San Diego, CA · On-site

$177K - $242K/yr

The VP of Credit Risk ensures that the company's lending practices and policies are sound and compliant with Guild's risk objectives and Secondary Markets guidelines and eligibility. This role also ...

Guild Mortgage

VP, Credit Risk

San Diego, CA · On-site

$177K - $242K/yr

Vice President Of Credit Risk Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide ...

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As of Sep 13, 2026, the average hourly pay for president credit in the United States is $20.43, according to ZipRecruiter salary data. Most workers in this role earn between $18.27 and $22.36 per hour, depending on experience, location, and employer.

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Infographic showing various President Credit job openings in the United States as of June 2026, with employment types broken down into 84% Full Time, 15% Part Time, and 1% Temporary. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $42,501 per year, or $20.4 per hour.

Vice President, Credit Risk Manager

Fort Worth, TX • On-site

First Command Financial Services, Inc.
Finance and Insurance • 1 - 5K employees
Learn more about First Command Financial Services, Inc.external

Full-time

Posted 3 days ago

New

First Command Financial Services rating

7.5

Company rating: 7.5 out of 10

Based on 11 frontline employees who took The Breakroom Quiz

Job description


How will this employee impact First Command?
First Command Bank is seeking a strategic and experienced Vice President (VP), Credit Risk Manager to lead the independent "second line" credit risk function across both the consumer and commercial lending portfolios. This role is responsible for establishing and maintaining a comprehensive credit risk framework that supports safe and sound growth while ensuring adherence to regulatory requirements and the Bank's risk appetite.
The VP, Credit Risk Manager will provide independent oversight of credit risk, portfolio performance, credit policy governance, concentration management, risk reporting, stress testing, and credit analytics. The position partners closely with Lending, Credit Administration, Finance, Compliance, Internal Audit, and Executive Leadership to ensure effective identification, measurement, monitoring, and mitigation of credit risk across the organization.
What will this employee be doing?
Credit Risk Oversight & Governance
  • Develop, implement, and maintain the Bank's enterprise credit risk management framework.
  • Monitor and assess credit risk across consumer and commercial portfolios.
  • Ensure credit risk practices align with the Bank's strategic objectives, risk appetite, and regulatory expectations.
  • Serve as a key advisor to executive management on emerging credit risk trends, concentrations, and portfolio vulnerabilities.
  • Present portfolio performance, risk metrics, and key credit insights to executive management committees and the Board of Directors.

Portfolio Risk Management
  • Develop and monitor portfolio-level credit risk metrics, key risk indicators (KRIs), and concentration limits.
  • Identify adverse trends, emerging risks, and early warning indicators within lending portfolios.
  • Conduct portfolio segmentation and performance analysis by product, collateral type, industry, geography, risk rating, and borrower characteristics.
  • Monitor delinquency, charge-off, recovery, migration, and loss trends.
  • Perform stress testing and sensitivity analyses to assess portfolio resilience under changing economic conditions.

Credit Policy & Underwriting Oversight
  • Recommend policy enhancements based on portfolio trends, market conditions, and regulatory guidance.
  • Partner with lending teams to ensure underwriting standards are consistently applied and aligned with risk appetite.
  • Recommend granting, increasing, restricting, or revoking credit authority levels.
  • Review and challenge exceptions to policy and emerging underwriting risks.

Risk Analytics & Reporting
  • Design and maintain credit risk dashboards and management reporting.
  • Prepare quarterly portfolio reviews, concentration analyses, and credit risk reports for management and Board committees.
  • Develop predictive and analytical reporting to identify risk migration and portfolio deterioration.
  • Utilize data analytics to support decision-making and portfolio optimization.

Allowance and Regulatory Support
  • Partner with Finance and Accounting teams in the administration and validation of the Allowance for Credit Losses (ACL/CECL) methodology.
  • Provide credit risk inputs for capital planning, budgeting, and strategic planning processes.
  • Support regulatory examinations, internal audits, external audits, and independent loan review activities.
  • Ensure compliance with applicable regulatory guidance and banking industry best practices.

Problem Loan & Risk Mitigation Oversight
  • Monitor criticized, classified, and watch-list credits.
  • Collaborate with lending and asset quality teams to develop appropriate action plans for higher-risk relationships.
  • Assess trends in problem assets and recommend strategies to minimize losses.
  • Support collections and workout strategies as needed.

Leadership & Collaboration
  • Lead and further develop a team of credit risk professionals.
  • Foster a strong risk culture throughout the organization.
  • Serve as a trusted business partner while maintaining appropriate independent risk oversight.
  • Participate in strategic initiatives, new product reviews, and system implementations impacting credit risk management.

What skills and qualifications does this employee need?
Education
  • Bachelor's degree in Finance, Accounting, Economics, Business, or related field required.
  • Master's degree, MBA, banking school or advanced banking certification preferred.

Experience
  • Minimum 7-10 years of progressive experience in credit risk management, credit administration, commercial credit, consumer lending, or related banking functions.
  • Minimum 3-5 years of management experience preferred.
  • Experience overseeing both consumer and commercial lending risk portfolios strongly preferred.
  • Experience with community banking or regional banking environments preferred.
  • Strong understanding of CECL, credit risk analytics, portfolio management, and regulatory expectations.

Knowledge, Skills & Abilities
  • Extensive knowledge of consumer and commercial credit risk principles.
  • Strong understanding of OCC, FDIC, Federal Reserve, and interagency credit risk guidance.
  • Demonstrated expertise in credit policy development and governance.
  • Experience with portfolio stress testing and concentration risk management.
  • Strong analytical, quantitative, and problem-solving skills.
  • Excellent communication and presentation skills, including Board-level reporting.
  • Ability to influence and challenge business decisions constructively.
  • Advanced proficiency in Excel, business intelligence tools, and portfolio analytics platforms.

Key Performance Indicators
Success in this role may be measured through:
  • Portfolio asset quality performance.
  • Delinquency, charge-off, and loss trends.
  • Credit policy adherence and governance effectiveness.
  • Accuracy and quality of credit risk reporting.
  • Regulatory examination and audit results.
  • Effectiveness of concentration risk monitoring.
  • Timeliness and effectiveness of risk identification and mitigation.
  • Team engagement and development.

About First Command Bank
First Command Bank is committed to helping military families pursue their financial goals. We provide banking and lending solutions to serve the unique needs of those who serve our nation. The VP, Credit Risk Manager plays a critical role in ensuring the Bank continues to grow responsibly while maintaining strong asset quality and prudent risk management practices.
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About First Command Financial Services

Sourced by ZipRecruiter

First Command Financial Services, based in Fort Worth, TX, US, operates within the financial services industry. Established in 1958, this company's mission is to "coach those who serve in their pursuit of financial security." With its suite of services and products, including investment management and financial planning, the firm is dedicated to helping military families and federal employees achieve financial security. Over the years, First Command has made a name for itself through integrity, commitment, and an approach built upon trust, resulting in substantial client loyalty. Featured among its notable achievements is the company's consistent placement among the top 1% of all wealth management firms in the USA in terms of long-term investment results, confirming their commitment to providing exceptional financial services.

Industry

Finance and insurance

Company size

1,001 - 5,000 Employees

Headquarters location

Fort Worth, TX, US

Year founded

1958

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