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Premium Audit Jobs in Florida (NOW HIRING)

Davies Risk Services

Premium Auditor

Naples, FL · On-site

$60 - $80/hr

For over 30 years, Davies has been a trusted leader in premium audit and loss control services. Our success is built on the drive and dedication of our talented field auditors. At Davies, our values ...

Davies Risk Services

Premium Auditor

Miami Gardens, FL · On-site

$45K - $55K/yr

For over 30 years, Davies has been a trusted leader in premium audit and loss control services. Our success is built on the drive and dedication of our talented field auditors. At Davies, our values ...

Davies North America

Premium Auditor

Port Saint Lucie, FL · On-site

$49K - $60K/yr

For over 30 years, Davies has been a trusted leader in premium audit and loss control services. Our success is built on the drive and dedication of our talented field auditors. At Davies, our values ...

Davies Risk Services

Premium Auditor

Fruit Cove, FL · On-site

$42K - $51K/yr

For over 30 years, Davies has been a trusted leader in premium audit and loss control services. Our success is built on the drive and dedication of our talented field auditors. At Davies, our values ...

Davies Risk Services

Premium Auditor

Palm Springs North, FL · On-site

$45K - $55K/yr

For over 30 years, Davies has been a trusted leader in premium audit and loss control services. Our success is built on the drive and dedication of our talented field auditors. At Davies, our values ...

Davies Risk Services

Premium Auditor

Defuniak Springs, FL · On-site

$40K - $49K/yr

For over 30 years, Davies has been a trusted leader in premium audit and loss control services. Our success is built on the drive and dedication of our talented field auditors. At Davies, our values ...

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All JobsPremium Audit JobsPremium Audit Jobs in Florida

Premium Audit information

See Florida salary details

$18.7K

$41.4K

$49.3K

How much do premium audit jobs pay per year?

As of Sep 8, 2026, the average yearly pay for premium audit in Florida is $41,414.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,000.00 and $45,200.00 per year, depending on experience, location, and employer.

What is a premium auditor?

A Premium Auditor is a professional who reviews and verifies the financial records of businesses to ensure that insurance premiums are accurately calculated based on actual risk exposures, such as payroll or sales figures. They typically work for insurance companies and conduct audits either onsite or remotely. The purpose of these audits is to confirm that the correct amount of insurance premium has been charged, and to identify any discrepancies or changes in a company's operations that affect coverage or costs. Premium auditors need strong analytical, accounting, and communication skills. Their work helps maintain fairness and accuracy in insurance billing for both the insurer and the insured.

What are some common challenges faced in a premium audit role and how can they be addressed?

Premium Auditors often face challenges such as collecting accurate financial data from clients, navigating complex business structures, and managing tight deadlines. Effective communication and organizational skills are essential for clarifying documentation requirements and resolving discrepancies. Building strong client relationships and staying up-to-date with industry regulations can also help auditors overcome these obstacles and ensure a smooth audit process.

What are the key skills and qualifications needed to thrive as a premium auditor, and why are they important?

To excel as a Premium Auditor, you need strong analytical abilities, attention to detail, and a background in accounting or finance, often supported by a bachelor’s degree. Familiarity with auditing software, Microsoft Excel, and occasionally industry-specific tools such as ISO or NCCI databases is important. Excellent communication, organizational skills, and the ability to manage client relationships help auditors stand out. These competencies ensure accurate audits, regulatory compliance, and positive client experiences in the insurance industry.

What is the difference between Premium Audit vs Claims Adjuster?

AspectPremium AuditClaims Adjuster
CredentialsInsurance licensing, sometimes CPA or accounting backgroundInsurance licensing, relevant certifications like CPCU or ARM
Work EnvironmentOffice-based, client visits, remote optionsFieldwork, client sites, sometimes office
Industry UsageInsurance companies, third-party administratorsInsurance companies, claims departments

Premium Auditors review insurance policies to determine appropriate premiums based on client data, often conducting audits and verifying information. Claims Adjusters evaluate insurance claims to determine coverage and settlement amounts after a loss. While both roles operate within the insurance industry and require similar credentials, Premium Auditors focus on policy accuracy and premium calculation, whereas Claims Adjusters handle claims processing and settlement decisions.

What are the most commonly searched types of Premium Audit jobs in Florida?

The most popular types of Premium Audit jobs in Florida are:

What are popular job titles related to Premium Audit jobs in Florida?

For Premium Audit jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Premium Audit jobs in Florida look for?

The top searched job categories for Premium Audit jobs in Florida are:

What cities in Florida are hiring for Premium Audit jobs?

Cities in Florida with the most Premium Audit job openings:

Premium Audit jobs near you
Infographic showing various Premium Audit job openings in Florida as of September 2026, with employment types broken down into 72% Full Time, 18% Part Time, 1% Temporary, 8% Contract, and 1% Nights. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $41,414 per year, or $19.9 per hour.

Elite Premium Insurance Field Auditor - Sarasota, FL

Ex

Sarasota, FL • On-site

$60 - $80/hr

Other

Medical, Dental, Vision, Retirement, PTO

Posted 6 days ago

Job description

About the EXL Insurance Premium Audit Group:

A leader in the field, EXL can complete all levels of premium audits on all auditable exposure types. We train our 450+ highly skilled professionals worldwide utilizing our industry-leading training platform and curriculum.

This expertise is combined with a technology-enabled proprietary platform, with predictive modeling capabilities.

Using a Premium Audit selection model, the team can predict the likelihood of policy misclassification, automatically assign audit methods to save carriers time and money, and use machine learning to continuously improve correlation and prediction accuracy.

To learn more about the EXL Insurance Premium Audit Group visit us at www.exlservice.com/industries/insurance/premium-audit

Why work for the EXL Insurance Premium Audit Team?
  • 17 days paid vacation, plus 10 paid holidays
  • Work from home when not in the field
  • Competitive base compensation, including performance-based bonuses.
  • Benefits package that includes medical, dental, vision, disability coverage, and 401k
  • Career advancement opportunities
  • Laptop and other necessary office equipment provided

***Applicants must have 5+ years’ experience performing remote/field Premium Insurance Audits to be considered for this Elite Premium Auditor role***

Job Description Summary:

Advanced level position in which the incumbent’s responsibilities include performing physical and remote audits of insured’s business. Interviews, investigates, collects, and records information to be used in a written report that is provided to the insurance carrier.

Compensation:
  • Pay Type: Hourlyplusproduction bonus incentives,inaccordance with EXL’s policies
  • Total compensation for this position, which is a combination of an hourly base rateplusproduction bonus incentives, is targeted between $60k - $90plus in total earningswithin the first year.:
    • Hourly base rate is dependent upon job specific experience and location.

There is no cap on production bonus incentives

The posted range is the hiring range for this role — a subset of the broader range available to employees over time — and reflects base salary across our national hiring scale. Final offers are based on several factors, including the candidate's skills and experience, internal pay equity, work location, market conditions for the role, and the specific scope and responsibilities of the position. The top of the range is reserved for candidates who notably exceed the requirements; the lower end applies to those with less experience or fewer preferred qualifications. For positions based in higher-cost zones (e.g., California, New York, New Jersey), actual compensation may exceed the posted range; your recruiter will share specifics during the process.

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