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Premium Audit Jobs (NOW HIRING)

Premium Audit Supervisor

San Diego, CA · On-site

$110K - $144K/yr

Supervises Premium Audit inside operations, including technical and administrative processing activities. * Monitors workload and plans for fluctuations in volume to ensure departmental timelines are ...

Premium Audit Supervisor

San Diego, CA · On-site

$110K - $144K/yr

Supervises Premium Audit inside operations, including technical and administrative processing activities. * Monitors workload and plans for fluctuations in volume to ensure departmental timelines are ...

The Premium Audit Specialist conducts virtual audits of workers' compensation insurance policies for Markel policyholders across the country. Through phone interviews and detailed document reviews ...

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Premium Audit information

See salary details

$25K

$55.4K

$66K

How much do premium audit jobs pay per year?

As of Aug 5, 2026, the average yearly pay for premium audit in the United States is $55,419.00, according to ZipRecruiter salary data. Most workers in this role earn between $49,500.00 and $60,500.00 per year, depending on experience, location, and employer.

How do you become a premium auditor?

To become a premium auditor, candidates typically need a background in insurance, accounting, or related fields, along with knowledge of insurance policies and billing practices. Many employers require relevant certifications such as the Certified Insurance Auditor (CIA) and experience with auditing procedures, often gained through on-the-job training or specialized courses.

What are the key skills and qualifications needed to thrive as a premium auditor, and why are they important?

To excel as a Premium Auditor, you need strong analytical abilities, attention to detail, and a background in accounting or finance, often supported by a bachelor’s degree. Familiarity with auditing software, Microsoft Excel, and occasionally industry-specific tools such as ISO or NCCI databases is important. Excellent communication, organizational skills, and the ability to manage client relationships help auditors stand out. These competencies ensure accurate audits, regulatory compliance, and positive client experiences in the insurance industry.

What is a premium auditor?

A Premium Auditor is a professional who reviews and verifies the financial records of businesses to ensure that insurance premiums are accurately calculated based on actual risk exposures, such as payroll or sales figures. They typically work for insurance companies and conduct audits either onsite or remotely. The purpose of these audits is to confirm that the correct amount of insurance premium has been charged, and to identify any discrepancies or changes in a company's operations that affect coverage or costs. Premium auditors need strong analytical, accounting, and communication skills. Their work helps maintain fairness and accuracy in insurance billing for both the insurer and the insured.

What is the difference between Premium Audit vs Claims Adjuster?

AspectPremium AuditClaims Adjuster
CredentialsInsurance licensing, sometimes CPA or accounting backgroundInsurance licensing, relevant certifications like CPCU or ARM
Work EnvironmentOffice-based, client visits, remote optionsFieldwork, client sites, sometimes office
Industry UsageInsurance companies, third-party administratorsInsurance companies, claims departments

Premium Auditors review insurance policies to determine appropriate premiums based on client data, often conducting audits and verifying information. Claims Adjusters evaluate insurance claims to determine coverage and settlement amounts after a loss. While both roles operate within the insurance industry and require similar credentials, Premium Auditors focus on policy accuracy and premium calculation, whereas Claims Adjusters handle claims processing and settlement decisions.

What do premium auditors do?

Premium auditors review insurance policies and financial records to verify the accuracy of premium calculations. They assess a company's or individual's risk exposure, ensure compliance with policy terms, and may conduct on-site inspections or interviews. Strong analytical skills and knowledge of insurance regulations are essential for this role.

What are some common challenges faced in a premium audit role and how can they be addressed?

Premium Auditors often face challenges such as collecting accurate financial data from clients, navigating complex business structures, and managing tight deadlines. Effective communication and organizational skills are essential for clarifying documentation requirements and resolving discrepancies. Building strong client relationships and staying up-to-date with industry regulations can also help auditors overcome these obstacles and ensure a smooth audit process.

Is premium auditing a good job?

Premium auditing is a specialized role in insurance that involves reviewing policies and claims to ensure accurate premium calculations. It typically requires attention to detail, knowledge of insurance policies, and sometimes certification, with work often performed in an office or remote setting. The job can offer stable employment and opportunities for advancement within the insurance industry.
More about Premium Audit jobs
What cities are hiring for Premium Audit jobs? Cities with the most Premium Audit job openings:
What are the most commonly searched types of Premium Audit jobs? The most popular types of Premium Audit jobs are:
What states have the most Premium Audit jobs? States with the most job openings for Premium Audit jobs include:
Infographic showing various Premium Audit job openings in the United States as of July 2026, with employment types broken down into 93% Full Time, 4% Part Time, 1% Temporary, and 2% Contract. Highlights an 85% Physical, 6% Hybrid, and 9% Remote job distribution, with an average salary of $55,419 per year, or $26.6 per hour.

Premium Audit Reviewer

Davies Risk Services

Fort Collins, CO • Remote

$50K - $61K/yr

Contractor

Re-posted 26 days ago


Job description

Davies is currently looking for Independent Contract Part Time Premium Audit Reviewers to work within our organization.
 
Summary:                                             The Premium Audit Reviewer will meet manual rules and customer requirements                                                                      and expectations by reviewing premium audits for consistency, content, and quality                                                                  in a timely manner.
Position Title:                                       Premium Audit Reviewer – PT IC
Department Mgr:                                Audit QA Manager
Location:                                               Nationwide (work from home)
Start Date:                                            Immediate
Position Type:                                      Independent Contractor
Hours:                                                    Flexible.  20-30 hours per week  
Computer Requirements:                 Computer with access to high-speed internet
                                                                Must have two (2) monitors for workflow efficiency
Essential Duties and Responsibilities:

  • Primary review of all premium audits (WC, GL, Garage, etc).
  • Audit types include:   Phone, Mail, Physical, Remote Physical, Virtual
  • Independently determine if each audit adequately addresses the Afirm QC requirements, standard manual rules, state-specific rules, and client-specific requirements.
  • Validate time charges with audit detail and/or explanations.
  • Manage inventory of audits to review.
  • Meet production requirements and expectations as provided.
  • Other duties as assigned
Requirements:
  • 2+ Years Premium Audit Experience
  • Must have extensive knowledge of manual rules:  Basic Manual, Commercial Lines Manual, State-Specific Manuals for independent bureau states
  • Thorough experience regarding the usage of PAAS (Codes, Bulletins, FAQ’s, Chart of State Exceptions, etc)
  • Proficient in both Workers’ Comp and General Liability audits.  Knowledge of garage and auto liability audits is a plus.
  • Must have strong computer skills.  Knowledge of Microsoft Office, Power Point, Excel, etc.
  • Must have excellent communication skills.  Clearly and concisely identify errors and steps for resolution.  Effective written communication with the auditors and other reviewers is key.
  • Ability to work independently with minimal direction
  • Highly motivated and detail-oriented with strong analytical skills
  • Strong attention to detail and organization skills are necessary               


This job description is a general description of essential job functions. It is not intended as an employment contract, nor is it intended to describe all duties someone in this position may perform.
**Davies Risk Services is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate. **
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