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Premium Audit Jobs (NOW HIRING)

Zurich Insurance Group

Premium Audit Auditor II

CA · Remote

Zurich North America is hiring a Premium Audit Auditor II to join our Premium Audit team! We are open to hiring talent in one of the following locations: California Remote In this role you will be ...

New

Zurich Insurance Company Ltd.

CA · On-site

$75K - $124K/yr

Zurich North America is hiring a Premium Audit Auditor II to join our Premium Audit team! We are open to hiring talent in one of the following locations: California Remote In this role you will be ...

New

RLD Associates, Inc.

Be Seen First

Insurance Premium Auditor (Part-Time | Field & Hybrid Audits)

Binghamton, NY · On-site

$30 - $45/hr

Scheduling and managing audit appointments * Applying insurance classification and rating rules ... Insurance premium audit experience * Payroll analysis experience * Commercial insurance background

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How much do premium audit jobs pay per year?

As of Aug 6, 2026, the average yearly pay for premium audit in the United States is $55,419.00, according to ZipRecruiter salary data. Most workers in this role earn between $49,500.00 and $60,500.00 per year, depending on experience, location, and employer.

How do you become a premium auditor?

To become a premium auditor, candidates typically need a background in insurance, accounting, or related fields, along with knowledge of insurance policies and billing practices. Many employers require relevant certifications such as the Certified Insurance Auditor (CIA) and experience with auditing procedures, often gained through on-the-job training or specialized courses.

What are the key skills and qualifications needed to thrive as a premium auditor, and why are they important?

To excel as a Premium Auditor, you need strong analytical abilities, attention to detail, and a background in accounting or finance, often supported by a bachelor’s degree. Familiarity with auditing software, Microsoft Excel, and occasionally industry-specific tools such as ISO or NCCI databases is important. Excellent communication, organizational skills, and the ability to manage client relationships help auditors stand out. These competencies ensure accurate audits, regulatory compliance, and positive client experiences in the insurance industry.

What is a premium auditor?

A Premium Auditor is a professional who reviews and verifies the financial records of businesses to ensure that insurance premiums are accurately calculated based on actual risk exposures, such as payroll or sales figures. They typically work for insurance companies and conduct audits either onsite or remotely. The purpose of these audits is to confirm that the correct amount of insurance premium has been charged, and to identify any discrepancies or changes in a company's operations that affect coverage or costs. Premium auditors need strong analytical, accounting, and communication skills. Their work helps maintain fairness and accuracy in insurance billing for both the insurer and the insured.

What is the difference between Premium Audit vs Claims Adjuster?

AspectPremium AuditClaims Adjuster
CredentialsInsurance licensing, sometimes CPA or accounting backgroundInsurance licensing, relevant certifications like CPCU or ARM
Work EnvironmentOffice-based, client visits, remote optionsFieldwork, client sites, sometimes office
Industry UsageInsurance companies, third-party administratorsInsurance companies, claims departments

Premium Auditors review insurance policies to determine appropriate premiums based on client data, often conducting audits and verifying information. Claims Adjusters evaluate insurance claims to determine coverage and settlement amounts after a loss. While both roles operate within the insurance industry and require similar credentials, Premium Auditors focus on policy accuracy and premium calculation, whereas Claims Adjusters handle claims processing and settlement decisions.

What do premium auditors do?

Premium auditors review insurance policies and financial records to verify the accuracy of premium calculations. They assess a company's or individual's risk exposure, ensure compliance with policy terms, and may conduct on-site inspections or interviews. Strong analytical skills and knowledge of insurance regulations are essential for this role.

What are some common challenges faced in a premium audit role and how can they be addressed?

Premium Auditors often face challenges such as collecting accurate financial data from clients, navigating complex business structures, and managing tight deadlines. Effective communication and organizational skills are essential for clarifying documentation requirements and resolving discrepancies. Building strong client relationships and staying up-to-date with industry regulations can also help auditors overcome these obstacles and ensure a smooth audit process.

Is premium auditing a good job?

Premium auditing is a specialized role in insurance that involves reviewing policies and claims to ensure accurate premium calculations. It typically requires attention to detail, knowledge of insurance policies, and sometimes certification, with work often performed in an office or remote setting. The job can offer stable employment and opportunities for advancement within the insurance industry.
More about Premium Audit jobs
What cities are hiring for Premium Audit jobs? Cities with the most Premium Audit job openings:
What are the most commonly searched types of Premium Audit jobs? The most popular types of Premium Audit jobs are:
What states have the most Premium Audit jobs? States with the most job openings for Premium Audit jobs include:
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Premium Audit jobs near you
Infographic showing various Premium Audit job openings in the United States as of July 2026, with employment types broken down into 93% Full Time, 4% Part Time, 1% Temporary, and 2% Contract. Highlights an 85% Physical, 6% Hybrid, and 9% Remote job distribution, with an average salary of $55,419 per year, or $26.6 per hour.

Premium Audit Auditor II

Zurich Insurance Company Ltd.

Anaheim, CA • On-site

$75K - $124K/yr

Full-time

Posted 3 days ago

New

Job description

Zurich North America is hiring a Premium Audit Auditor II to join our Premium Audit team! We are open to hiring talent in one of the following locations: California Remote  
 
In this role you will be responsible for:

  • To perform examination of policyholder´s accounting and financial records to ensure accurate calculation of earned premium for risks of moderate complexity and that audited exposures are accurately calculated
  • Plan, organize and manage assigned workload and territory.
  • Provide timely and accurate service to the insured, agents, and internal business partners for the completion of the audit process on moderately complex risks.
  • Provide information and feedback as needed to enhance the flow of communication and comfort level of internal and external customers.
  • Ensure that audited exposures are accurately calculated.
  • Resolve potential disputes/questions that arise from the auditing function.
  • May assist in the training process for new auditors.
  • Provide technical advice that enables a customer to solve a problem or improve business .
  • Develop and maintain positive customer relationships.
  • Anticipate customer needs and provide feedback on trends in order to recommend changes.
  • Escalate technical issues within function or unit.
  • Listen and understand needs, provide feedback for improvements to processes, customer service or products.
  • Participate in short-term defined scope projects


Required Qualifications:

  • Bachelors Degree and 5 or more years in the Casualty Premium Audit area 
    OR
  • High School Diploma or Equivalent and 7 or more years of experience in the Casualty Premium Audit area
    OR
  • Zurich approved Apprenticeship Program including an Associate Degree and 5 or more years of experience in the Casualty Premium Audit area
    AND
  • Experience with laptop computer auditing and Microsoft Office
  • Knowledge of NCCI Workers Compensation and ISO General Liability rules, manuals and industry practices

Preferred Qualifications:

  • APA
  • CPCU
  • Large, multi-state premium audit experience
  • Strong verbal and written communication skills
  • Advanced Microsoft Excel skills

Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply—your unique background matters to us. The pay range shown is a national average and may vary by location. The proposed Salary range for this position is $75,800.00 -$124,100.00, with short-term incentive bonus eligibility set at 10%.

 

We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here.]

 

Why Zurich?

At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment—so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500®.

Join us for a brighter future—for yourself and our customers.

Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.

Zurich complies with 18 U.S. Code § 1033.

 

Please note: Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal.

Location(s): AM - California Virtual Office
Remote Working: Yes
Schedule: Full Time
Employment Sponsorship Offered: No  
 
Linkedin Recruiter Tag: #LI-JM1 LI-ASSOCIATE #LI-REMOTE 

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