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Preferred Risk Insurance Jobs in Durham, NC (NOW HIRING)

Meeting with prospects and clients to understand their business, assess risk, and identify ... North Carolina Property and Casualty License or Life and Health License preferred, or willingness ...

Sales Agent (Insurance)

Raleigh, NC ยท On-site

$70K - $100K/yr

... evaluate initial risk factors. This role involves conducting in-person meetings ensuring ... High school diploma or equivalent; bachelor's degree preferred. * Prior experience in insurance ...

Sales Agent (Insurance)

Raleigh, NC ยท On-site

$70K - $100K/yr

... evaluate initial risk factors. This role involves conducting in-person meetings ensuring ... High school diploma or equivalent; bachelor's degree preferred. * Prior experience in insurance ...

... evaluate initial risk factors. This role involves conducting in-person meetings ensuring ... High school diploma or equivalent; bachelor's degree preferred. * Prior experience in insurance ...

Sales Agent (Insurance)

Raleigh, NC ยท On-site +1

$70K - $100K/yr

... evaluate initial risk factors. This role involves conducting in-person meetings ensuring ... High school diploma or equivalent; bachelor's degree preferred. * Prior experience in insurance ...

Corporate Safety & Risk Specialist

Apex, NC ยท On-site

$80K - $100K/yr

Minimum OSHA 510 or 500, CHST preferred. * Bilingual English/Spanish required. * Understanding of ... Medical, Dental, and Vision Insurance * Company-paid Life & Short-Term Disability Insurance ...

Showing results 21-40

Preferred Risk Insurance information

See Durham, NC salary details

$13

$29

$71

How much do preferred risk insurance jobs pay per hour?

As of Sep 15, 2026, the average hourly pay for preferred risk insurance in Durham, NC is $29.31, according to ZipRecruiter salary data. Most workers in this role earn between $18.80 and $37.40 per hour, depending on experience, location, and employer.

What is preferred risk insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What are the key skills and qualifications needed to thrive as a preferred risk insurance underwriter?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in preferred risk insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What are popular job titles related to Preferred Risk Insurance jobs in Durham, NC?

For Preferred Risk Insurance jobs in Durham, NC, the most frequently searched job titles are:

What job categories do people searching Preferred Risk Insurance jobs in Durham, NC look for?

The top searched job categories for Preferred Risk Insurance jobs in Durham, NC are:

What cities near Durham, NC are hiring for Preferred Risk Insurance jobs?

Cities near Durham, NC with the most Preferred Risk Insurance job openings:

Infographic showing various Preferred Risk Insurance job openings in Durham, NC as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $60,974 per year, or $29.3 per hour.

Insurance Sales Agent

Raleigh, NC โ€ข On-site, Remote

SIA Group
Insurance Servicesย โ€ขย 51 - 200 employees

Full-time

Medical, Retirement, PTO

Re-posted 6 days ago


Job description

Insurance Sales Producer

At SIA Group, we help businesses and individuals protect what matters most through smart risk management and insurance solutions. With offices across North Carolina, we are a growing, full-service agency with the scale, resources, and reputation to support high-performing sales professionals.

Weโ€™re looking for driven, relationship-focused Insurance Sales Producers who are motivated to build trust and grow a strong book of business.

SIA Group is one of the largest privately owned full-service insurance agencies in the United States and has been recognized as a Top 100 Privately Held Property Casualty Agency by Insurance Journal.


Where Youโ€™ll Make an Impact

This role is built for someone who wants to take ownership of their success while becoming a trusted advisor to their clients.

Youโ€™ll have the autonomy to build your pipeline, the support of an experienced team, and the opportunity to grow your income based on your results. At the same time, youโ€™ll develop lasting client relationships by helping people make informed, confident decisions about their risk and coverage.


What Youโ€™ll Do

You will drive results and build long-term relationships by:

  • Prospecting and generating new business through networking, outreach, referrals, and lead development
  • Meeting with prospects and clients to understand their business, assess risk, and identify opportunities
  • Presenting tailored solutions that combine insurance products with broader risk management strategies
  • Building trust through consistent follow-up, responsiveness, and delivering on commitments
  • Maintaining a strong and active pipeline through disciplined, proactive sales activity
  • Conducting regular client reviews to identify gaps, strengthen relationships, and uncover new opportunities
  • Collaborating with internal teams to deliver a seamless and high-quality client experience
  • Achieving and exceeding sales and retention goals

What Weโ€™re Looking For

This role is ideal for someone who is competitive, self-motivated, and relationship-driven:

  • Prior sales experience required, either inside or outside sales
  • North Carolina Property and Casualty License or Life and Health License preferred, or willingness to obtain within 30 days
  • Strong drive to succeed and a track record of meeting or exceeding goals
  • Comfortable prospecting, initiating conversations, and building new relationships from the ground up
  • High level of confidence, persistence, and resilience
  • Strong communication and presentation skills, with the ability to influence and advise
  • A consultative mindset, focused on understanding client needs and delivering real value
  • Strong time management skills with the ability to prioritize and stay organized
  • High level of integrity, accountability, and follow-through

Build Your Career with SIA Group

At SIA Group, weโ€™re all about helping our team learn, grow, and build a career theyโ€™re proud of. Youโ€™ll have the tools, training, and support to develop your skills, expand your book of business, and create long-term success.


Benefits amp; Perks
  • Base salary plus commissions and bonuses
  • Work-life balance
  • Remote flexibility
  • Health insurance package
  • 401(k)
  • Unlimited PTO
  • Training and development opportunities
  • Wellness resources
  • A collaborative, team-oriented culture with strong leadership support

If you are driven to win, motivated to build relationships, and energized by helping clients succeed, weโ€™d love to connect with you.