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Point Mortgage Jobs (NOW HIRING)

Deephaven

Wholesale Account Executive

Experience with Encompass/Point/mortgage origination systems (preferred) Our Perks Flexible Time to Recharge - Personalized Time Off for What Matters (because rest isn't one-size fits all) Future ...

PRMG Mortgage

Mortgage Loan Partner

Sacramento, CA

$40K - $100K/yr

... point of contact for borrowers during the "contact to contract" phase of the loan process ... mortgage loan products (FHA/VA/CONV/USDA) procedures and documentation • Create ways to ...

EXPERT MORTGAGE LENDING LLC

Mortgage Processor

Troy, MI

$37K - $51K/yr

As a Mortgage Processor, you will manage loan files from initial submission through final approval ... You'll serve as a key point of contact between borrowers, lenders, and vendors, helping move loans ...

AD Mortgage

Mortgage Consultant

Fort Lauderdale, FL · On-site

About this opportunity We're looking for a Mortgage Consultant to join our team and revolutionize ... You'll be more than just a contact point; you'll be a strategic partner, building lasting ...

EXPERT MORTGAGE LENDING LLC

Mortgage Processor

Troy, MI

$48K - $75K/yr

As a Mortgage Processor, you will manage loan files from initial submission through final approval ... Youll serve as a key point of contact between borrowers, lenders, and vendors, helping move loans ...

AD Mortgage

Mortgage Consultant

Fort Lauderdale, FL · On-site

$50K/yr

About this opportunity We're looking for a Mortgage Consultant to join our team and revolutionize ... You'll be more than just a contact point; you'll be a strategic partner, building lasting ...

AD Mortgage

Mortgage Banker

Troy, MI

You'll be more than just a contact point; you'll be a strategic partner, building lasting ... Contribute to team goals while developing your individual skills and expertise in the mortgage ...

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$23K

$79.8K

$135.5K

How much do point mortgage jobs pay per year?

As of Jun 7, 2026, the average yearly pay for point mortgage in the United States is $79,825.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Mortgage Loan Officer, and why are they important?

To thrive as a Mortgage Loan Officer, you need strong knowledge of lending practices, financial analysis, and current mortgage regulations, typically supported by a relevant license such as the NMLS (Nationwide Multistate Licensing System). Familiarity with loan origination software (LOS), credit analysis tools, and CRM systems is essential. Excellent interpersonal skills, attention to detail, and the ability to build client trust set top performers apart. These skills are crucial to ensure accurate loan processing, maintain regulatory compliance, and foster strong client relationships in a competitive market.

What are some common challenges faced by Mortgage Loan Officers at Point Mortgage, and how can applicants prepare to overcome them?

Mortgage Loan Officers at Point Mortgage often face challenges such as managing a high volume of loan applications, staying current with regulatory changes, and effectively communicating complex loan products to clients. To overcome these, applicants should be prepared to work efficiently under pressure, stay organized with documentation, and commit to continuous learning about industry updates. Strong interpersonal skills and a customer-focused mindset are also valuable for building trust and guiding borrowers through the mortgage process.

What is a Point Mortgage?

A Point Mortgage refers to a type of home loan where borrowers can pay 'points' upfront to reduce their interest rate. Each point typically costs 1% of the loan amount and lowers the interest rate, which can save money over the life of the loan. This arrangement is often chosen by buyers who plan to stay in their homes for a long time and want to minimize monthly payments. It's important to weigh the upfront cost against potential long-term savings before deciding if paying points makes sense for your situation.

What is the difference between Point Mortgage vs Mortgage Loan Officer?

AspectPoint MortgageMortgage Loan Officer
Primary RoleProvides mortgage services, including loan origination and advising clients on mortgage optionsWorks directly with clients to originate mortgage loans, assess financial situations, and guide through the application process
CredentialsTypically requires licensing, certifications like NMLS, and knowledge of mortgage productsRequires NMLS license, sales skills, and understanding of lending regulations
Work EnvironmentOffice-based, working with clients and lendersOffice or remote, client-facing, often involves sales and customer service
Industry UsageCommonly used in mortgage lending companies and banksUsed across mortgage brokerages, banks, and lending institutions

Point Mortgage generally refers to a company or platform offering mortgage services, while a Mortgage Loan Officer is a professional who works directly with clients to originate loans. Both roles require licensing and industry knowledge, but the Loan Officer is more client-facing and sales-oriented.

More about Point Mortgage jobs
What cities are hiring for Point Mortgage jobs? Cities with the most Point Mortgage job openings:
What job categories do people searching Point Mortgage jobs look for? The top searched job categories for Point Mortgage jobs are:
Point Mortgage jobs near you
Mortgage Consultant

Mortgage Consultant

Prosperity Home Mortgage

Ridgefield, CT • On-site

$16.35/hr

Full-time

Posted 18 days ago

Job description

Job Summary:
As a vital member of the Prosperity Home Mortgage team, the Mortgage Consultant operates under the guidance of the Area Sales Leader, providing expert advice on residential mortgage programs to both new and existing clients. The role involves leveraging various sources such as realtors, builders, and nontraditional channels to facilitate successful mortgage solutions.

Key Responsibilities:

  • Champion the Prosperity Home Mortgage brand by effectively promoting our diverse range of products and services.
  • Cultivate a strong presence for Prosperity Home Mortgage in the local market, enhancing visibility and engagement.
  • Provide comprehensive guidance to potential and current customers on Prosperity's mortgage programs, including rates, policies, and procedures.
  • Conduct thorough analyses of financial and credit data to recommend suitable loan options tailored to customer needs.
  • Secure residential first mortgages while ensuring compliance with company policies and industry regulations.
  • Manage customer applications, present rate and point options, and perform follow-up activities to lock in registrations.
  • Serve as the primary contact for both new and existing clients, coordinating with processing and closing teams to facilitate timely and accurate loan closings, while tracking loan status and ensuring necessary documentation is complete for processing.
  • Set realistic expectations for the loan process by clearly communicating company policies, procedures, and underwriting standards while keeping customers informed about their loan status.
  • Meet and exceed personal production and service targets, contributing to overall company market share and branch profitability.
  • Adhere to company standards for quality, accuracy, and fall-out rates.
  • Remain compliant with industry regulations and applicable state and federal laws in all job functions.
  • Participate in mortgage product and sales training programs as required, staying informed about best practices and updates in the industry.

Minimum Requirements:

  • Bachelor’s degree or an equivalent combination of experience and education.
  • Minimum of two years' experience in the mortgage industry is required.
  • Proficient in using social media platforms for networking and outreach.
  • Strong communication skills demonstrated through extensive telephone and email interaction.
  • Possession of a valid NMLS license.
  • Willingness to travel within the local area as needed.

Compensation: Base pay of $16.35 per hour plus lucrative commission & bonus plans

Equal Opportunity Employer Statement:

Prosperity Home Mortgage, LLC is an Equal Opportunity Employer and makes employment decisions without regard to race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), parental status, national origin, age, disability, genetic information (including family medical history), military service, or other non-merit based factors and characteristics protected by applicable federal, state, or local law.

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