ZipRecruiter

Log In

1

Mortgage Finance Jobs (NOW HIRING)

Pennymac

VP Mortgage Finance

Westlake Village, CA · On-site

$95K - $155K/yr

PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the management of ...

next page

Showing results 1-20

All JobsMortgage Finance Jobs

Mortgage Finance information

See salary details

$23K

$79.8K

$135.5K

How much do mortgage finance jobs pay per year?

As of Aug 1, 2026, the average yearly pay for mortgage finance in the United States is $79,825.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,000.00 and $100,000.00 per year, depending on experience, location, and employer.

How much does a loan officer make on a $500,000 loan?

A mortgage loan officer typically earns a commission or fee based on the loan amount, often around 1% to 2%, which would be $5,000 to $10,000 on a $500,000 loan. Their total compensation can also include base salary, bonuses, and incentives, depending on the employer and region.

What is the difference between Mortgage Finance vs Mortgage Underwriter?

AspectMortgage FinanceMortgage Underwriter
Required CredentialsFinance degree or related certifications, licensing may varyMortgage licensing, underwriter certifications often required
Work EnvironmentOffice setting, financial institutions, banksOffice or remote, financial institutions, banks
Employer & Industry UsageFinancial services, mortgage lenders, banksMortgage lenders, banks, mortgage companies
Primary FocusAnalyzing financial data, assessing loan viabilityEvaluating loan applications for risk and compliance

Mortgage Finance professionals focus on analyzing financial data and structuring loans, while Mortgage Underwriters assess loan applications for risk and compliance. Both roles are essential in the mortgage industry, often working closely within the same organizations, but they have distinct responsibilities and skill sets.

What is the highest paying job in the mortgage industry?

In the mortgage industry, senior roles such as Mortgage Vice Presidents, Chief Mortgage Officers, or Regional Managers tend to have the highest salaries, often exceeding six figures. These positions typically require extensive experience, leadership skills, and industry knowledge, and may involve overseeing large teams or strategic operations.

What are some common challenges faced by professionals in mortgage finance, and how can they be managed effectively?

Professionals in mortgage finance often encounter challenges such as navigating complex regulatory requirements, managing fluctuating interest rates, and ensuring timely loan processing. Staying updated on the latest industry regulations and maintaining strong attention to detail are crucial for compliance and accuracy. Building good relationships with underwriters, real estate agents, and clients can also help streamline communication and problem-solving, making it easier to address issues as they arise.

How much does a mortgage broker make on a $500,000 mortgage?

Mortgage brokers typically earn a commission based on a percentage of the loan amount, often around 0.5% to 1%. For a $500,000 mortgage, this could translate to $2,500 to $5,000 in commission, though actual earnings vary depending on the broker's agreements and the lender's policies.

Will MLO be replaced by AI?

Mortgage Loan Officers (MLOs) perform tasks that involve assessing borrower needs, explaining loan options, and guiding clients through the application process, which currently require human judgment and interpersonal skills. While AI can automate parts of the loan processing and data analysis, it is unlikely to fully replace MLOs in the near future due to the need for personalized service and complex decision-making. MLOs may increasingly use AI tools to improve efficiency and accuracy in their work.

What are the key skills and qualifications needed to thrive in Mortgage Finance, and why are they important?

To excel in Mortgage Finance, a solid understanding of financial analysis, lending regulations, and risk assessment is essential, typically supported by a degree in finance, accounting, or a related field. Familiarity with mortgage origination software, loan underwriting systems, and compliance tools is commonly required, along with certifications such as NMLS licensure. Strong attention to detail, analytical thinking, and effective communication skills help professionals build client trust and accurately evaluate loan applications. These skills ensure regulatory compliance, minimize risk, and facilitate successful mortgage transactions for both clients and lenders.

What is mortgage finance?

Mortgage finance refers to the process of providing loans to individuals or businesses to purchase real estate, where the property itself serves as collateral for the loan. Mortgage finance professionals help clients navigate the loan application process, assess creditworthiness, and determine suitable loan products. They also ensure compliance with lending regulations and manage the repayment schedule. This field is essential for enabling homeownership and property investment by making large sums of money accessible through structured repayment plans.
More about Mortgage Finance jobs
What cities are hiring for Mortgage Finance jobs? Cities with the most Mortgage Finance job openings:
What states have the most Mortgage Finance jobs? States with the most job openings for Mortgage Finance jobs include:
What job categories do people searching Mortgage Finance jobs look for? The top searched job categories for Mortgage Finance jobs are:
Mortgage Finance jobs near you
Infographic showing various Mortgage Finance job openings in the United States as of July 2026, with employment types broken down into 92% Full Time, 5% Part Time, and 3% Contract. Highlights an 83% Physical, 5% Hybrid, and 12% Remote job distribution, with an average salary of $79,825 per year, or $38.4 per hour.

Mortgage Finance Associate Attorney

Direct Counsel

Charlotte, NC • On-site, Remote

$225K - $390K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 14 days ago

Job description

Mortgage Finance Associate Attorney

Location: Charlotte (Open to Chicago, Houston, Los Angeles, New York, Palo Alto, San Francisco, Salt Lake City, and Washington D.C.)

Direct Counsel is seeking a junior to mid-level Mortgage Finance Associate to join a prestigious Am Law 100 firm in Charlotte, with the option to work from other U.S. office locations, including Chicago, Houston, Los Angeles, New York, Palo Alto, San Francisco, Salt Lake City, and Washington D.C.. This role will focus on mortgage origination, warehouse financing, and securitization transactions in the commercial and residential mortgage sectors.

Key Responsibilities

  • Support the mortgage finance group in various securitization and financing transactions.

  • Advise clients on commercial and residential mortgage loans, including origination and warehouse financing.

  • Draft and negotiate loan documents, securitization agreements, and related contracts.

  • Assist with complex mortgage-related securitization transactions and asset-backed securities.

  • Work on matters related to mortgage servicing, regulatory compliance, and other finance-related issues.

  • Collaborate with clients to develop effective solutions for mortgage financing and securitization needs.

Qualifications

  • Education: J.D. from a top-tier law school.

  • Experience: 1 to 6 years of experience in mortgage finance, warehouse financing, securitization, or related transactions.

  • Skills: Strong academic credentials, excellent contract negotiation, and legal research skills, with a solid foundation in mortgage finance.

Work Environment & Compensation

  • Salary Range: $225,000 – $390,000 (compensation may vary based on experience, skills, and firm policies).

  • Comprehensive Benefits Package:

    • Medical, dental, vision, life, and AD&D insurance.

    • 401(k) retirement savings plan.

    • Back-up childcare and eldercare support.

    • Professional development programs, mentorship opportunities, and career advancement support.

This firm is committed to fostering a diverse and inclusive workplace and considers all qualified applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

Join a leading mortgage finance team and make an impact on the future of the industry with this exciting opportunity.